Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the operating margin high or low?
The operating margin of 22.30% is 12% below its 5-year average of 25.20%, near the high end of its 5-year range (-459.17%–36.73%).
2.06% above its 12-month average of 21.85%.
Reported quarterly operating margin; no daily interpolation. Q2 FY2026 (2026-06-30): 23.85%.
OPERATING MARGIN
22.30%
OPERATING MARGIN AVG TTM
21.85%
OPERATING MARGIN AVG 3Y
20.54%
OPERATING MARGIN AVG 5Y
25.20%
OPERATING MARGIN AVG 10Y
26.59%
OPERATING MARGIN AVG 15Y
26.49%
OPERATING MARGIN AVG 20Y
24.06%
CURRENT VS TTM AVG
+2.06%
CURRENT VS 3Y AVG
+8.56%
CURRENT VS 5Y AVG
-11.52%
CURRENT VS 10Y AVG
-16.13%
CURRENT VS 15Y AVG
-15.80%
CURRENT VS 20Y AVG
-7.30%
SECTOR MEDIAN · FINANCIAL SERVICES
23.64%
median of 103 covered companies
CURRENT VS SECTOR MEDIAN
-5.67%
vs the sector median at left
Truist Financial Corporation
Market Cap
$62.90B
Operating Margin
22.30%
TTM Avg
21.85%
3Y Avg
20.54%
5Y Avg
25.20%
Market Cap
$64.22B
Operating Margin
17.03%
TTM Avg
19.02%
3Y Avg
19.00%
5Y Avg
17.85%
Market Cap
$65.91B
Operating Margin
24.83%
TTM Avg
14.44%
3Y Avg
6.16%
5Y Avg
9.04%
Market Cap
$59.22B
Operating Margin
32.16%
TTM Avg
30.08%
3Y Avg
28.38%
5Y Avg
26.06%
Market Cap
$53.03B
Operating Margin
19.05%
TTM Avg
15.97%
3Y Avg
17.22%
5Y Avg
19.88%
| NAME | MARKET CAP | OPERATING MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Truist Financial Corporation (TFC) | $62.90B | 22.30% | 21.85% | 20.54% | 25.20% |
| MetLife, Inc. (MET)vs › | $62.55B | 6.19% | 7.04% | 6.66% | 8.38% |
| Arthur J. Gallagher & Co. (AJG)vs › | $64.22B | 17.03% | 19.02% | 19.00% | 17.85% |
| The Allstate Corporation (ALL)vs › | $65.91B | 24.83% | 14.44% | 6.16% | 9.04% |
| Aon plc (AON)vs › | $65.92B | 27.21% | 24.86% | 26.85% | 24.95% |
| Aflac Incorporated (AFL)vs › | $59.22B | 32.16% | 30.08% | 28.38% | 26.06% |
| VanEck Semiconductor ETF (SMH)vs › | $68.57B | N/A | N/A | N/A | N/A |
| Nu Holdings Ltd. (NU)vs › | $69.52B | 22.62% | 24.77% | 15.69% | 2.99% |
| State Street Corporation (STT)vs › | $53.03B | 19.05% | 15.97% | 17.22% | 19.88% |
| Apollo Global Management, Inc. (APO)vs › | $73.66B | 24.13% | 28.77% | 9.12% | 18.04% |
Gross Margin
64.0%
Operating Margin
22.3%
Operating Margin = Operating Income / Revenue
Operating margin is the percentage of revenue remaining after operating expenses, reflecting operating efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | OPERATING MARGIN |
|---|---|
| 2026-06-30 | 23.85% |
| 2026-03-31 | 22.81% |
| 2025-12-31 | 20.42% |
| 2025-09-30 | 22.14% |
| 2025-06-30 | 20.03% |
| 2025-03-31 | 20.80% |
| 2024-12-31 | 20.32% |
| 2024-09-30 | 21.83% |
| 2024-06-30 | -459.17% |
| 2024-03-31 | 17.89% |
| 2023-12-31 | -61.20% |
| 2023-09-30 | 17.35% |
| 2023-06-30 | 18.52% |
| 2023-03-31 | 24.58% |
| 2022-12-31 | 26.78% |
| 2022-09-30 | 30.91% |
| 2022-06-30 | 32.16% |
| 2022-03-31 | 31.75% |
| 2021-12-31 | 34.56% |
| 2021-09-30 | 36.73% |
| 2021-06-30 | 35.45% |
| 2021-03-31 | 32.25% |
| 2020-12-31 | 27.83% |
| 2020-09-30 | 23.93% |
| 2020-06-30 | 18.21% |
| 2020-03-31 | 20.15% |
| 2019-12-31 | 20.88% |
| 2019-09-30 | 29.71% |
| 2019-06-30 | 31.45% |
| 2019-03-31 | 28.89% |
| 2018-12-31 | 29.96% |
| 2018-09-30 | 31.71% |
| 2018-06-30 | 31.84% |
| 2018-03-31 | 31.51% |
| 2017-12-31 | 28.05% |
| 2017-09-30 | 30.96% |
| 2017-06-30 | 32.13% |
| 2017-03-31 | 17.99% |
| 2016-12-31 | 31.99% |
| 2016-09-30 | 30.74% |
| 2016-06-30 | 27.98% |
| 2016-03-31 | 29.17% |
| 2015-12-31 | 28.71% |
| 2015-09-30 | 28.00% |
| 2015-06-30 | 22.36% |
| 2015-03-31 | 30.67% |
| 2014-12-31 | 32.43% |
| 2014-09-30 | 28.13% |
| 2014-06-30 | 26.83% |
| 2014-03-31 | 32.42% |
| 2013-12-31 | 32.02% |
| 2013-09-30 | 28.99% |
| 2013-06-30 | 28.73% |
| 2013-03-31 | 27.11% |
| 2012-12-31 | 24.67% |
| 2012-09-30 | 24.27% |
| 2012-06-30 | 26.34% |
| 2012-03-31 | 23.74% |
| 2011-12-31 | 16.24% |
| 2011-09-30 | 17.99% |
| 2011-06-30 | 16.81% |
| 2011-03-31 | 12.00% |
| 2010-12-31 | 8.18% |
| 2010-09-30 | 8.57% |
| 2010-06-30 | 8.71% |
| 2010-03-31 | 9.23% |
| 2009-12-31 | 7.49% |
| 2009-09-30 | 5.51% |
| 2009-06-30 | 9.46% |
| 2009-03-31 | 15.94% |
| 2008-12-31 | 13.44% |
| 2008-09-30 | 19.61% |
| 2008-06-30 | 23.16% |
| 2008-03-31 | 23.63% |
| 2007-12-31 | 21.52% |
| 2007-09-30 | 24.40% |
| 2007-06-30 | 25.43% |
| 2007-03-31 | 25.29% |
| 2006-12-31 | 23.12% |
| 2006-09-30 | 25.17% |
| 2006-06-30 | 28.02% |
| 2006-03-31 | 29.52% |
| 2005-12-31 | 29.81% |
| 2005-09-30 | 32.43% |
| 2005-06-30 | 30.31% |
| 2005-03-31 | 33.75% |
| 2004-12-31 | 36.02% |
| 2004-09-30 | 36.70% |
| 2004-06-30 | 35.59% |
| 2004-03-31 | 31.09% |
| 2003-12-31 | 34.32% |
| 2003-09-30 | 8.48% |
| 2003-06-30 | 30.01% |
| 2003-03-31 | 31.34% |
| 2002-12-31 | 28.87% |
| 2002-09-30 | 29.32% |
