Nu Holdings Ltd. (NU) vs Truist Financial Corporation (TFC)
NU and TFC are evenly matched — 5 metrics each of 10.
A side-by-side comparison of Nu Holdings Ltd. and Truist Financial Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of June 19, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).
NU
Nu Holdings Ltd.
$12.71Financial Services
TFC
Truist Financial Corporation
$48.33Financial Services
Total return — NU vs TFC
growth of $100 · last 5yNU +23.0%TFC -19.1%NU compounded faster
NU TFC
NU vs TFC: by the numbers
- •NU is the larger company ($61.56B vs $60.21B market cap).
- •TFC trades at the lower earnings multiple (12.42 vs 19.55 P/E).
- •NU grew revenue faster over the past five years (98.88% vs 5.16% CAGR).
- •TFC pays a dividend (4.30% yield) while NU does not currently pay one.
Which is better, NU or TFC?
Metric tally: NU 5 · TFC 5It depends on what you're optimizing for:
ValueTFC(lower P/E)
GrowthNU(faster 5Y revenue CAGR)
QualityNU(higher ROIC)
Metrics side by side
Valuation
| Metric | NU | TFC |
|---|---|---|
| P/E ratio | 19.55 | 12.42● |
| Forward P/E | 15.03 | 10.64● |
| P/S ratio | 3.56 | 2.01● |
| P/B ratio | 4.96 | 0.95● |
| PEG ratio | 0.64● | 0.79 |
Profitability
| Metric | NU | TFC |
|---|---|---|
| Gross margin | 43.74% | 62.92%● |
| Operating margin | 22.96%● | 21.35% |
| Net margin | 18.15% | 18.14% |
| ROE | 25.29%● | 8.61% |
| ROIC | 16.31%● | 3.61% |
Dividends
| Metric | NU | TFC |
|---|---|---|
| Dividend yield | — | 4.30% |
| Payout ratio | — | 53.89% |
Growth (annualized)
| Metric | NU | TFC |
|---|---|---|
| Revenue CAGR (5Y) | 98.88%● | 5.16% |
| EPS CAGR (5Y) | — | 4.42% |
| Total return CAGR (5Y) | — | 3.06% |
Frequently asked
- Which is better, NU or TFC?
- It depends on your goal. value: TFC (lower P/E); growth: NU (faster 5Y revenue CAGR); quality: NU (higher ROIC). Across all compared metrics, they are evenly matched.
- Is NU or TFC cheaper?
- On trailing earnings, TFC is cheaper: NU trades at a 19.55 P/E and TFC at 12.42.
- Which has grown faster, NU or TFC?
- Over the past five years, NU grew revenue faster — NU at a 98.88% CAGR versus TFC at 5.16%.
- Does NU or TFC pay a bigger dividend?
- TFC pays a dividend (4.30% yield) while NU does not currently pay one.
Go deeper
Dig into the metrics
Nu P/E ratioTruist Financial P/E ratioNu dividend yieldTruist Financial dividend yieldNu ROETruist Financial ROENu operating marginTruist Financial operating marginNu revenue growthTruist Financial revenue growthNu free cash flowTruist Financial free cash flow
Nu & Truist Financial appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified June 19, 2026.