Nu Holdings Ltd. (NU) vs Truist Financial Corporation (TFC)
A side-by-side comparison of Nu Holdings Ltd. and Truist Financial Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of September 13, 2026. Differences are shown without an overall score or investment verdict.
NU
Nu Holdings Ltd.
$13.68Financial ServicesDelayed quote: Sep 18, 2026, 3:15 PM EDT
TFC
Truist Financial Corporation
$48.50Financial ServicesDelayed quote: Sep 18, 2026, 3:15 PM EDT
Total return — NU vs TFC
growth of $100 · dividends reinvested · last 5yNU +41.5% (+7.2%/yr)TFC +5.4% (+1.1%/yr)NU compounded faster over this window
NU TFC
NU vs TFC: by the numbers
- •NU is the larger company ($66.25B vs $60.43B market cap).
- •TFC trades at the lower trailing earnings multiple (11.49 vs 18.49 P/E), one valuation lens rather than an overall verdict.
- •TFC converts more revenue to profit (19.13% vs 18.61% net margin).
- •NU grew revenue faster over the past five years (90.72% vs 5.61% CAGR).
- •TFC pays a dividend (4.13% yield), while NU has no payments in the available dividend history.
Metrics side by side
Valuation
| Metric | NU | TFC |
|---|---|---|
| P/E ratio | 18.49 | 11.49 |
| Forward P/E | 15.63 | 10.47 |
| P/S ratio | 3.42 | 1.98 |
| P/B ratio | 5.00 | 0.94 |
Profitability
| Metric | NU | TFC |
|---|---|---|
| Gross margin | 44.03% | 64.02% |
| Operating margin | 22.62% | 22.30% |
| Net margin | 18.61% | 19.13% |
| ROE | 27.22% | 9.11% |
Dividends
| Metric | NU | TFC |
|---|---|---|
| Dividend yield | N/A | 4.13% |
| Payout ratio | N/A | 49.29% |
Growth (annualized)
| Metric | NU | TFC |
|---|---|---|
| Revenue CAGR (5Y) | 90.72% | 5.61% |
| EPS CAGR (5Y) | N/A | 4.42% |
| Total return CAGR (5Y) | N/A | 3.05% |
Frequently asked
- Which has the lower trailing P/E, NU or TFC?
- TFC has the lower trailing P/E: NU trades at 18.49 and TFC at 11.49. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, NU or TFC?
- Over the past five years, NU grew revenue faster — NU at a 90.72% CAGR versus TFC at 5.61%.
- Does NU or TFC pay a bigger dividend?
- TFC pays a dividend (4.13% yield), while NU has no payments in the available dividend history.
- Is NU or TFC more profitable?
- TFC runs the higher net margin — NU at 18.61% versus TFC at 19.13%.
Go deeper
Dig into the metrics
Nu P/E ratioTruist Financial P/E ratioTruist Financial dividend yieldNu ROETruist Financial ROENu operating marginTruist Financial operating marginNu revenue growthTruist Financial revenue growth
Nu & Truist Financial appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified September 13, 2026.