Nu Holdings Ltd. (NU) vs Truist Financial Corporation (TFC)
A side-by-side comparison of Nu Holdings Ltd. and Truist Financial Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of August 4, 2026. Differences are shown without an overall score or investment verdict.
NU
Nu Holdings Ltd.
$14.44Financial ServicesDelayed quote: Aug 3, 2026, 4:00 PM EDT
TFC
Truist Financial Corporation
$51.92Financial ServicesDelayed quote: Aug 3, 2026, 4:00 PM EDT
Total return — NU vs TFC
growth of $100 · dividends reinvested · last 5yNU +39.8%TFC +7.6%NU compounded faster
NU TFC
NU vs TFC: by the numbers
- •NU is the larger company ($69.93B vs $64.69B market cap).
- •TFC trades at the lower trailing earnings multiple (12.30 vs 22.22 P/E), one valuation lens rather than an overall verdict.
- •TFC converts more revenue to profit (19.13% vs 18.15% net margin).
- •NU grew revenue faster over the past five years (98.88% vs 5.61% CAGR).
- •TFC pays a dividend (4.01% yield), while NU has no payments in the available dividend history.
Metrics side by side
Valuation
| Metric | NU | TFC |
|---|---|---|
| P/E ratio | 22.22 | 12.30 |
| Forward P/E | 17.10 | 11.21 |
| P/S ratio | 4.04 | 2.11 |
| P/B ratio | 5.63 | 1.00 |
| PEG ratio | 0.65 | 0.86 |
Profitability
| Metric | NU | TFC |
|---|---|---|
| Gross margin | 43.74% | 64.02% |
| Operating margin | 22.96% | 22.30% |
| Net margin | 18.15% | 19.13% |
| ROE | 25.29% | 9.11% |
| ROIC | 16.31% | 3.61% |
Dividends
| Metric | NU | TFC |
|---|---|---|
| Dividend yield | N/A | 4.01% |
| Payout ratio | N/A | 53.89% |
Growth (annualized)
| Metric | NU | TFC |
|---|---|---|
| Revenue CAGR (5Y) | 98.88% | 5.61% |
| EPS CAGR (5Y) | N/A | 4.42% |
| Total return CAGR (5Y) | N/A | 3.59% |
Frequently asked
- Which has the lower trailing P/E, NU or TFC?
- TFC has the lower trailing P/E: NU trades at 22.22 and TFC at 12.30. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, NU or TFC?
- Over the past five years, NU grew revenue faster — NU at a 98.88% CAGR versus TFC at 5.61%.
- Does NU or TFC pay a bigger dividend?
- TFC pays a dividend (4.01% yield), while NU has no payments in the available dividend history.
- Is NU or TFC more profitable?
- TFC runs the higher net margin — NU at 18.15% versus TFC at 19.13%.
Go deeper
Dig into the metrics
Nu P/E ratioTruist Financial P/E ratioNu dividend yieldTruist Financial dividend yieldNu ROETruist Financial ROENu operating marginTruist Financial operating marginNu revenue growthTruist Financial revenue growthNu free cash flowTruist Financial free cash flow
Nu & Truist Financial appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified August 4, 2026.