Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the operating margin high or low?
The operating margin of 22.62% is 77% above its 5-year average of 12.80%, near the high end of its 5-year range (-16.11%–26.85%).
1.72% below its 12-month average of 23.02%.
Reported quarterly operating margin; no daily interpolation. Q2 FY2026 (2026-06-30): 22.40%.
OPERATING MARGIN
22.62%
OPERATING MARGIN AVG TTM
23.02%
OPERATING MARGIN AVG 3Y
23.21%
OPERATING MARGIN AVG 5Y
12.80%
OPERATING MARGIN AVG 10Y
N/A
OPERATING MARGIN AVG 15Y
N/A
OPERATING MARGIN AVG 20Y
N/A
CURRENT VS TTM AVG
-1.72%
CURRENT VS 3Y AVG
-2.53%
CURRENT VS 5Y AVG
+76.71%
CURRENT VS 10Y AVG
N/A
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
23.64%
median of 103 covered companies
CURRENT VS SECTOR MEDIAN
-4.31%
vs the sector median at left
Nu Holdings Ltd.
Market Cap
$66.11B
Operating Margin
22.62%
TTM Avg
23.02%
3Y Avg
23.21%
5Y Avg
12.80%
Market Cap
$64.31B
Operating Margin
24.83%
TTM Avg
14.44%
3Y Avg
6.16%
5Y Avg
9.04%
Market Cap
$61.52B
Operating Margin
17.03%
TTM Avg
19.02%
3Y Avg
19.00%
5Y Avg
17.85%
Market Cap
$60.50B
Operating Margin
22.30%
TTM Avg
9.19%
3Y Avg
11.84%
5Y Avg
17.40%
Market Cap
$72.52B
Operating Margin
24.13%
TTM Avg
28.77%
3Y Avg
9.12%
5Y Avg
18.04%
Market Cap
$59.21B
Operating Margin
32.16%
TTM Avg
30.08%
3Y Avg
28.38%
5Y Avg
26.06%
| NAME | MARKET CAP | OPERATING MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Nu Holdings Ltd. (NU) | $66.11B | 22.62% | 23.02% | 23.21% | 12.80% |
| The Allstate Corporation (ALL)vs › | $64.31B | 24.83% | 14.44% | 6.16% | 9.04% |
| Aon plc (AON)vs › | $62.71B | 27.21% | 24.86% | 26.85% | 24.95% |
| MetLife, Inc. (MET)vs › | $62.44B | 6.19% | 7.04% | 6.66% | 8.38% |
| Arthur J. Gallagher & Co. (AJG)vs › | $61.52B | 17.03% | 19.02% | 19.00% | 17.85% |
| Truist Financial Corporation (TFC)vs › | $60.50B | 22.30% | 9.19% | 11.84% | 17.40% |
| VanEck Semiconductor ETF (SMH)vs › | $72.22B | N/A | N/A | N/A | N/A |
| Apollo Global Management, Inc. (APO)vs › | $72.52B | 24.13% | 28.77% | 9.12% | 18.04% |
| Aflac Incorporated (AFL)vs › | $59.21B | 32.16% | 30.08% | 28.38% | 26.06% |
| Brookfield Asset Management Ltd. (BAM)vs › | $73.55B | 60.60% | 67.62% | 71.63% | 69.74% |
Gross Margin
44.0%
Operating Margin
22.6%
Operating Margin = Operating Income / Revenue
Operating margin is the percentage of revenue remaining after operating expenses, reflecting operating efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | OPERATING MARGIN |
|---|---|
| 2026-06-30 | 22.40% |
| 2026-03-31 | 19.15% |
| 2025-12-31 | 22.91% |
| 2025-09-30 | 26.75% |
| 2025-06-30 | 23.87% |
| 2025-03-31 | 24.48% |
| 2024-12-31 | 26.85% |
| 2024-09-30 | 25.33% |
| 2024-06-30 | 26.38% |
| 2024-03-31 | 21.92% |
| 2023-12-31 | 24.36% |
| 2023-09-30 | 19.26% |
| 2023-06-30 | 18.03% |
| 2023-03-31 | 15.79% |
| 2022-12-31 | -16.11% |
| 2022-09-30 | 0.41% |
| 2022-06-30 | -2.27% |
| 2022-03-31 | -8.25% |
| 2021-12-31 | -15.22% |
| 2021-09-30 | -4.99% |
| 2021-06-30 | -2.25% |
| 2021-03-31 | -26.00% |
| 2020-12-31 | -74.15% |
| 2020-09-30 | -31.65% |
| 2020-06-30 | 5.76% |
| 2020-03-31 | -21.51% |
