Which has the lower trailing P/E, AFL or NU?

AFL has the lower trailing P/E: AFL trades at 14.46 and NU at 22.22. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, AFL or NU?

Over the past five years, NU grew revenue faster — AFL at a -4.37% CAGR versus NU at 98.88%.

Does AFL or NU pay a bigger dividend?

AFL pays a dividend (1.88% yield), while NU has no payments in the available dividend history.

Is AFL or NU more profitable?

AFL runs the higher net margin — AFL at 25.44% versus NU at 18.15%.

Aflac Incorporated (AFL) vs Nu Holdings Ltd. (NU)

A side-by-side comparison of Aflac Incorporated and Nu Holdings Ltd. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of August 4, 2026. Differences are shown without an overall score or investment verdict.

AFL

Aflac Incorporated

$63.70B

$125.15Financial ServicesDelayed quote: Aug 4, 2026, 4:00 PM EDT

Nu Holdings Ltd.

$69.40B

$14.33Financial ServicesDelayed quote: Aug 4, 2026, 4:00 PM EDT

Total return — AFL vs NU

growth of $100 · dividends reinvested · last 5y

AFL +147.5%NU +39.8%AFL compounded faster

AFL NU

AFL vs NU: by the numbers

•NU is the larger company ($69.40B vs $63.70B market cap).
•AFL trades at the lower trailing earnings multiple (14.46 vs 22.22 P/E), one valuation lens rather than an overall verdict.
•AFL converts more revenue to profit (25.44% vs 18.15% net margin).
•NU grew revenue faster over the past five years (98.88% vs -4.37% CAGR).
•AFL pays a dividend (1.88% yield), while NU has no payments in the available dividend history.

Metrics side by side

Valuation

Metric	AFL	NU
P/E ratio	14.46	22.22
Forward P/E	18.05	17.10
P/S ratio	3.58	4.04
P/B ratio	2.18	5.63
PEG ratio	28.93	0.65

Profitability

Metric	AFL	NU
Gross margin	38.93%	43.74%
Operating margin	30.97%	22.96%
Net margin	25.44%	18.15%
ROE	15.47%	25.29%
ROIC	3.37%	16.31%

Dividends

Metric	AFL	NU
Dividend yield	1.88%	N/A
Payout ratio	34.69%	N/A

Growth (annualized)

Metric	AFL	NU
Revenue CAGR (5Y)	-4.37%	98.88%
EPS CAGR (5Y)	0.50%	N/A
Total return CAGR (5Y)	20.62%	N/A

Frequently asked

Which has the lower trailing P/E, AFL or NU?: AFL has the lower trailing P/E: AFL trades at 14.46 and NU at 22.22. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, AFL or NU?: Over the past five years, NU grew revenue faster — AFL at a -4.37% CAGR versus NU at 98.88%.
Does AFL or NU pay a bigger dividend?: AFL pays a dividend (1.88% yield), while NU has no payments in the available dividend history.
Is AFL or NU more profitable?: AFL runs the higher net margin — AFL at 25.44% versus NU at 18.15%.

Go deeper

Full AFL analysis Full NU analysis Interactive comparison tool

Dig into the metrics

Aflac P/E ratio Nu P/E ratio Aflac dividend yield Nu dividend yield Aflac ROE Nu ROE Aflac operating margin Nu operating margin Aflac revenue growth Nu revenue growth Aflac free cash flow Nu free cash flow

Aflac & Nu appear in these rankings

25+ Year Dividend Growers Fastest Revenue Growth Stocks Highest ROE Stocks Highest Operating Margin Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified August 4, 2026.