Which has the lower trailing P/E, AFL or NU?

AFL has the lower trailing P/E: AFL trades at 12.54 and NU at 18.45. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, AFL or NU?

Over the past five years, NU grew revenue faster — AFL at a -4.64% CAGR versus NU at 90.72%.

Does AFL or NU pay a bigger dividend?

AFL pays a dividend (2.09% yield), while NU has no payments in the available dividend history.

Is AFL or NU more profitable?

AFL runs the higher net margin — AFL at 26.88% versus NU at 18.61%.

Aflac Incorporated (AFL) vs Nu Holdings Ltd. (NU)

A side-by-side comparison of Aflac Incorporated and Nu Holdings Ltd. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of September 13, 2026. Differences are shown without an overall score or investment verdict.

AFL

Aflac Incorporated

$59.21B

$116.33Financial ServicesDelayed quote: Sep 18, 2026, 4:00 PM EDT

Nu Holdings Ltd.

$66.11B

$13.65Financial ServicesDelayed quote: Sep 18, 2026, 4:00 PM EDT

Total return — AFL vs NU

growth of $100 · dividends reinvested · last 5y

AFL +136.5% (+18.8%/yr)NU +41.5% (+7.2%/yr)AFL compounded faster over this window

AFL NU

AFL vs NU: by the numbers

•NU is the larger company ($66.11B vs $59.21B market cap).
•AFL trades at the lower trailing earnings multiple (12.54 vs 18.45 P/E), one valuation lens rather than an overall verdict.
•AFL converts more revenue to profit (26.88% vs 18.61% net margin).
•NU grew revenue faster over the past five years (90.72% vs -4.64% CAGR).
•AFL pays a dividend (2.09% yield), while NU has no payments in the available dividend history.

Metrics side by side

Valuation

Metric	AFL	NU
P/E ratio	12.54	18.45
Forward P/E	16.59	15.60
P/S ratio	3.27	3.41
P/B ratio	1.95	4.99

Profitability

Metric	AFL	NU
Gross margin	38.93%	44.03%
Operating margin	32.16%	22.62%
Net margin	26.88%	18.61%
ROE	16.04%	27.22%

Dividends

Metric	AFL	NU
Dividend yield	2.09%	N/A
Payout ratio	25.97%	N/A

Growth (annualized)

Metric	AFL	NU
Revenue CAGR (5Y)	-4.64%	90.72%
EPS CAGR (5Y)	0.50%	N/A
Total return CAGR (5Y)	18.74%	N/A

Frequently asked

Which has the lower trailing P/E, AFL or NU?: AFL has the lower trailing P/E: AFL trades at 12.54 and NU at 18.45. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, AFL or NU?: Over the past five years, NU grew revenue faster — AFL at a -4.64% CAGR versus NU at 90.72%.
Does AFL or NU pay a bigger dividend?: AFL pays a dividend (2.09% yield), while NU has no payments in the available dividend history.
Is AFL or NU more profitable?: AFL runs the higher net margin — AFL at 26.88% versus NU at 18.61%.

Go deeper

Full AFL analysis Full NU analysis Interactive comparison tool

Dig into the metrics

Aflac P/E ratio Nu P/E ratio Aflac dividend yield Aflac ROE Nu ROE Aflac operating margin Nu operating margin Aflac revenue growth Nu revenue growth

Aflac & Nu appear in these rankings

Highest Dividend Yield Stocks 25+ Year Dividend Growers Fastest Revenue Growth Stocks Highest ROE Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified September 13, 2026.