Is AFL or NU cheaper?

On trailing earnings, AFL is cheaper: AFL trades at a 13.18 P/E and NU at 19.55.

Which has grown faster, AFL or NU?

Over the past five years, NU grew revenue faster — AFL at a -4.37% CAGR versus NU at 98.88%.

Does AFL or NU pay a bigger dividend?

AFL pays a dividend (2.06% yield) while NU does not currently pay one.

Is AFL or NU more profitable?

AFL runs the higher net margin — AFL at 25.44% versus NU at 18.15%.

Aflac Incorporated (AFL) vs Nu Holdings Ltd. (NU)

AFL leads on 6 of 11 compared metrics.

A side-by-side comparison of Aflac Incorporated and Nu Holdings Ltd. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of June 19, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).

AFL

Aflac Incorporated

$58.77B

$115.47Financial Services

Nu Holdings Ltd.

$61.56B

$12.71Financial Services

Total return — AFL vs NU

growth of $100 · last 5y

AFL +103.5%NU +23.0%AFL compounded faster

AFL NU

AFL vs NU: by the numbers

•NU is the larger company ($61.56B vs $58.77B market cap).
•AFL trades at the lower earnings multiple (13.18 vs 19.55 P/E).
•AFL converts more revenue to profit (25.44% vs 18.15% net margin).
•NU grew revenue faster over the past five years (98.88% vs -4.37% CAGR).
•AFL pays a dividend (2.06% yield) while NU does not currently pay one.

Which is better, AFL or NU?

Metric tally: AFL 6 · NU 5

It depends on what you're optimizing for:

ValueAFL(lower P/E)

GrowthNU(faster 5Y revenue CAGR)

QualityNU(higher ROIC)

Metrics side by side

Valuation

Metric	AFL	NU
P/E ratio	13.18●	19.55
Forward P/E	16.35	15.03●
P/S ratio	3.26●	3.56
P/B ratio	1.98●	4.96
PEG ratio	26.36	0.64●

Profitability

Metric	AFL	NU
Gross margin	47.76%●	43.74%
Operating margin	30.97%●	22.96%
Net margin	25.44%●	18.15%
ROE	15.47%	25.29%●
ROIC	3.37%	16.31%●

Dividends

Metric	AFL	NU
Dividend yield	2.06%	—
Payout ratio	34.69%	—

Growth (annualized)

Metric	AFL	NU
Revenue CAGR (5Y)	-4.37%	98.88%●
EPS CAGR (5Y)	0.50%	—
Total return CAGR (5Y)	19.96%	—

Frequently asked

Which is better, AFL or NU?: It depends on your goal. value: AFL (lower P/E); growth: NU (faster 5Y revenue CAGR); quality: NU (higher ROIC). Across all compared metrics, AFL leads 6 to 5.
Is AFL or NU cheaper?: On trailing earnings, AFL is cheaper: AFL trades at a 13.18 P/E and NU at 19.55.
Which has grown faster, AFL or NU?: Over the past five years, NU grew revenue faster — AFL at a -4.37% CAGR versus NU at 98.88%.
Does AFL or NU pay a bigger dividend?: AFL pays a dividend (2.06% yield) while NU does not currently pay one.
Is AFL or NU more profitable?: AFL runs the higher net margin — AFL at 25.44% versus NU at 18.15%.

Go deeper

Full AFL analysis Full NU analysis Interactive comparison tool

Dig into the metrics

Aflac P/E ratio Nu P/E ratio Aflac dividend yield Nu dividend yield Aflac ROE Nu ROE Aflac operating margin Nu operating margin Aflac revenue growth Nu revenue growth Aflac free cash flow Nu free cash flow

Aflac & Nu appear in these rankings

Highest Dividend Yield Stocks Dividend Aristocrats Fastest Revenue Growth Stocks Highest ROE Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified June 19, 2026.