Basis: Latest reported fiscal year. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on equity (ROE) high or low?
The return on equity (ROE) of 25.29% is 794% above its 5-year average of 2.83%, near the high end of its 5-year range (-39.14%–25.79%).
As of the fiscal period ended Wednesday, December 31, 2025. 1.21% below its 12-month average of 25.60%.
Annual fiscal-year return on equity; no daily interpolation.
RETURN ON EQUITY (ROE)
25.29%
RETURN ON EQUITY (ROE) AVG TTM
25.60%
RETURN ON EQUITY (ROE) AVG 3Y
14.96%
RETURN ON EQUITY (ROE) AVG 5Y
2.83%
RETURN ON EQUITY (ROE) AVG 10Y
N/A
RETURN ON EQUITY (ROE) AVG 15Y
N/A
RETURN ON EQUITY (ROE) AVG 20Y
N/A
CURRENT VS TTM AVG
-1.21%
CURRENT VS 3Y AVG
+69.05%
CURRENT VS 5Y AVG
+793.64%
CURRENT VS 10Y AVG
N/A
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
14.10%
median of 95 covered companies
CURRENT VS SECTOR MEDIAN
+79.36%
vs the sector median at left
Nu Holdings Ltd.
Market Cap
$70.13B
Return on Equity (ROE)
25.29%
TTM Avg
25.60%
3Y Avg
14.96%
5Y Avg
2.83%
Market Cap
$68.11B
Return on Equity (ROE)
36.04%
TTM Avg
27.68%
3Y Avg
11.73%
5Y Avg
11.97%
Market Cap
$65.84B
Return on Equity (ROE)
9.11%
TTM Avg
7.86%
3Y Avg
6.05%
5Y Avg
6.64%
Market Cap
$74.73B
Return on Equity (ROE)
10.78%
TTM Avg
22.42%
3Y Avg
12.52%
5Y Avg
18.27%
Market Cap
$64.49B
Return on Equity (ROE)
6.79%
TTM Avg
6.83%
3Y Avg
8.71%
5Y Avg
9.79%
Market Cap
$63.91B
Return on Equity (ROE)
15.47%
TTM Avg
16.61%
3Y Avg
19.09%
5Y Avg
17.22%
Market Cap
$76.36B
Return on Equity (ROE)
40.51%
TTM Avg
41.44%
3Y Avg
-179.24%
5Y Avg
-90.39%
Market Cap
$61.94B
Return on Equity (ROE)
11.90%
TTM Avg
14.02%
3Y Avg
12.74%
5Y Avg
11.40%
Market Cap
$79.77B
Return on Equity (ROE)
25.07%
TTM Avg
18.53%
3Y Avg
15.56%
5Y Avg
14.03%
| NAME | MARKET CAP | RETURN ON EQUITY (ROE) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Nu Holdings Ltd. (NU) | $70.13B | 25.29% | 25.60% | 14.96% | 2.83% |
| The Allstate Corporation (ALL)vs › | $68.11B | 36.04% | 27.68% | 11.73% | 11.97% |
| Truist Financial Corporation (TFC)vs › | $65.84B | 9.11% | 7.86% | 6.05% | 6.64% |
| Apollo Global Management, Inc. (APO)vs › | $74.73B | 10.78% | 22.42% | 12.52% | 18.27% |
| Arthur J. Gallagher & Co. (AJG)vs › | $64.49B | 6.79% | 6.83% | 8.71% | 9.79% |
| Aflac Incorporated (AFL)vs › | $63.91B | 15.47% | 16.61% | 19.09% | 17.22% |
| Aon plc (AON)vs › | $76.36B | 40.51% | 41.44% | -179.24% | -90.39% |
| MetLife, Inc. (MET)vs › | $61.94B | 11.90% | 14.02% | 12.74% | 11.40% |
| The Travelers Companies, Inc. (TRV)vs › | $79.77B | 25.07% | 18.53% | 15.56% | 14.03% |
| iShares Russell 2000 ETF (IWM)vs › | $82.45B | N/A | N/A | N/A | N/A |
ROE
25.3%
ROA
4.1%
ROE = Net Income / Total Shareholders' Equity
Return on equity measures how efficiently a company generates profit from shareholders' equity. Higher ROE indicates better capital efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON EQUITY (ROE) |
|---|---|
| 2025-12-31 | 25.41% |
| 2024-12-31 | 25.79% |
| 2023-12-31 | 16.09% |
| 2022-12-31 | -7.45% |
| 2021-12-31 | -3.72% |
| 2020-12-31 | -39.14% |
| 2019-12-31 | -15.11% |
| 2018-12-31 | -9.63% |
