Nu Holdings Ltd. (NU) Debt to Equity Ratio: 0.46
Is Nu Holdings Ltd.’s debt to equity ratio high or low?
Nu Holdings Ltd.'s debt to equity ratio of 0.46 is 99% above its 5-year average of 0.23, near the high end of its 5-year range (0.04–0.46).
As of Friday, June 19, 2026. 58.62% above its 12-month average of 0.29.
NU Debt to Equity Ratio Chart
NU Average Debt to Equity Ratio Chart
NU Current vs Average Debt to Equity Ratio Chart
NU Debt to Equity Ratio Metrics
DEBT TO EQUITY RATIO
0.46
DEBT TO EQUITY RATIO AVG TTM
0.29
DEBT TO EQUITY RATIO AVG 3Y
0.23
DEBT TO EQUITY RATIO AVG 5Y
0.23
DEBT TO EQUITY RATIO AVG 10Y
N/A
DEBT TO EQUITY RATIO AVG 15Y
N/A
DEBT TO EQUITY RATIO AVG 20Y
N/A
CURRENT VS TTM AVG
+58.62%
CURRENT VS 3Y AVG
+100.00%
CURRENT VS 5Y AVG
+98.56%
CURRENT VS 10Y AVG
N/A
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
NU Competitors' Debt to Equity Ratio
| NAME | MARKET CAP | DEBT TO EQUITY RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Nu Holdings Ltd. (NU) | $61.56B | 0.46 | 0.29 | 0.23 | 0.23 |
| Truist Financial Corporation (TFC)vs › | $60.21B | 1.07 | 1.02 | 1.04 | 0.90 |
| Aflac Incorporated (AFL)vs › | $58.77B | 0.29 | 0.29 | 0.32 | 0.29 |
| The Travelers Companies, Inc. (TRV)vs › | $65.45B | 0.28 | 0.29 | 0.31 | 0.28 |
| The Allstate Corporation (ALL)vs › | $56.93B | 0.24 | 0.31 | 0.38 | 0.35 |
| Aon plc (AON)vs › | $67.86B | 1.77 | 2.34 | 2.34 | 4.27 |
| MetLife, Inc. (MET)vs › | $55.07B | 0.71 | 0.70 | 0.66 | 0.52 |
| Arthur J. Gallagher & Co. (AJG)vs › | $55.00B | 0.60 | 0.64 | 0.69 | 0.72 |
| Discover Financial Services (DFS)vs › | $50.34B | 0.91 | 1.21 | 1.34 | 1.58 |
| Intercontinental Exchange, Inc. (ICE)vs › | $75.71B | 0.70 | 0.72 | 0.79 | 0.77 |
Financial Health
Debt/Equity
0.46
Current Ratio
0.59
Nu Holdings Ltd. Debt to Equity Ratio Formula & Definition
Debt to Equity measures financial leverage by comparing total debt to shareholders' equity.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
Nu Holdings Ltd. Debt to Equity Ratio FAQ
- What is the debt to equity ratio for Nu Holdings Ltd. (NU)?
- The debt to equity ratio for NU stock is 0.46.
- Is Nu Holdings Ltd.'s debt to equity ratio high or low?
- Nu Holdings Ltd.'s debt to equity ratio of 0.46 is 99% above its 5-year average of 0.23, near the high end of its 5-year range (0.04–0.46).
- What is the TTM average debt to equity ratio for Nu Holdings Ltd. (NU)?
- The TTM average debt to equity ratio for NU stock is 0.29.
- What is the 3Y average debt to equity ratio for Nu Holdings Ltd. (NU)?
- The 3Y average debt to equity ratio for NU stock is 0.23.
- What is the 5Y average debt to equity ratio for Nu Holdings Ltd. (NU)?
- The 5Y average debt to equity ratio for NU stock is 0.23.
Nu Holdings Ltd. Debt to Equity Ratio History
| DATE | DEBT TO EQUITY RATIO |
|---|---|
| 2025-12-31 | 0.46 |
| 2024-12-31 | 0.12 |
| 2023-12-31 | 0.18 |
| 2022-12-31 | 0.16 |
| 2021-12-31 | 0.04 |
| 2020-12-31 | 0.43 |
| 2019-12-31 | 0.53 |
| 2018-12-31 | 0.39 |
Related Metrics
About Nu Holdings Ltd.
Nu Holdings Ltd. operates as a technology-driven enterprise delivering digital financial services, with its primary operations spanning Brazil, Mexico, and Colombia. It supplies a variety of financial instruments, including Nu and Ultraviolet branded credit and debit cards, alongside comprehensive mobile payment capabilities. These features allow NuAccount customers to effortlessly process transfers, manage bill payments, and perform everyday purchases via their smartphones. The firm also offers savings mechanisms like Nu Personal Accounts, a holistic digital banking solution catering to all personal financial needs, from routine expenditures and money transfers to accumulating savings. For business owners, it provides Nu business accounts specifically designed to support their entrepreneurial ventures. Beyond these, Nu Holdings presents NuInvest, an investment platform offering diverse products such as equities, fixed-income securities, options, and ETFs, in addition to multimarket funds with curated asset allocations individualized based on a client's risk appetite and financial status. Its service offerings further encompass personal unsecured loans; an in-app "buy now, pay later" feature for Nu cardholders to amortize credit, debit, and banking slip payments over up to twelve installments; and NuInsurance solutions, which aid customers in securing life insurance and funeral benefits. The company was established in 2013 and is headquartered in Sao Paulo, Brazil.
- Sector
- Financial Services
- Industry
- Banks - Diversified
- CEO
- David Velez-Osomo