Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the quick ratio (acid-test) high or low?
The quick ratio (acid-test) of 0.25 is 75% below its 5-year average of 1.00, near the low end of its 5-year range (0.00–1.12).
As of the fiscal period ended Tuesday, June 30, 2026. 63.91% below its 12-month average of 0.69.
Reported quarterly quick ratio; no daily interpolation. Q2 FY2026 (2026-06-30): 0.25.
QUICK RATIO (ACID-TEST)
0.25
QUICK RATIO (ACID-TEST) AVG TTM
0.69
QUICK RATIO (ACID-TEST) AVG 3Y
0.98
QUICK RATIO (ACID-TEST) AVG 5Y
1.00
QUICK RATIO (ACID-TEST) AVG 10Y
N/A
QUICK RATIO (ACID-TEST) AVG 15Y
N/A
QUICK RATIO (ACID-TEST) AVG 20Y
N/A
CURRENT VS TTM AVG
-63.91%
CURRENT VS 3Y AVG
-74.64%
CURRENT VS 5Y AVG
-75.09%
CURRENT VS 10Y AVG
N/A
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
1.08
median of 102 covered companies
CURRENT VS SECTOR MEDIAN
-76.93%
vs the sector median at left
Nu Holdings Ltd.
Market Cap
$66.11B
Quick Ratio (Acid-Test)
0.25
TTM Avg
0.69
3Y Avg
0.98
5Y Avg
1.00
Market Cap
$64.31B
Quick Ratio (Acid-Test)
0.24
TTM Avg
0.37
3Y Avg
0.37
5Y Avg
0.37
Market Cap
$61.52B
Quick Ratio (Acid-Test)
1.05
TTM Avg
1.29
3Y Avg
1.16
5Y Avg
1.13
Market Cap
$60.50B
Quick Ratio (Acid-Test)
0.18
TTM Avg
0.51
3Y Avg
0.38
5Y Avg
0.39
Market Cap
$72.22B
Quick Ratio (Acid-Test)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$72.52B
Quick Ratio (Acid-Test)
3.21
TTM Avg
0.79
3Y Avg
0.78
5Y Avg
0.93
Market Cap
$59.21B
Quick Ratio (Acid-Test)
11.31
TTM Avg
12.39
3Y Avg
12.39
5Y Avg
12.39
| NAME | MARKET CAP | QUICK RATIO (ACID-TEST) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Nu Holdings Ltd. (NU) | $66.11B | 0.25 | 0.69 | 0.98 | 1.00 |
| The Allstate Corporation (ALL)vs › | $64.31B | 0.24 | 0.37 | 0.37 | 0.37 |
| Aon plc (AON)vs › | $62.71B | 1.03 | 1.06 | 1.04 | 1.04 |
| MetLife, Inc. (MET)vs › | $62.44B | 453.01 | 0.60 | 0.97 | 1.07 |
| Arthur J. Gallagher & Co. (AJG)vs › | $61.52B | 1.05 | 1.29 | 1.16 | 1.13 |
| Truist Financial Corporation (TFC)vs › | $60.50B | 0.18 | 0.51 | 0.38 | 0.39 |
| VanEck Semiconductor ETF (SMH)vs › | $72.22B | N/A | N/A | N/A | N/A |
| Apollo Global Management, Inc. (APO)vs › | $72.52B | 3.21 | 0.79 | 0.78 | 0.93 |
| Aflac Incorporated (AFL)vs › | $59.21B | 11.31 | 12.39 | 12.39 | 12.39 |
| Brookfield Asset Management Ltd. (BAM)vs › | $73.55B | 1.22 | 2.54 | 1.72 | 1.66 |
Quick Ratio
0.25
Excludes inventory
Current Ratio
0.25
Includes inventory
Quick Ratio = (Current Assets − Inventory) / Current Liabilities
The quick ratio is a stricter liquidity measure that excludes inventory, showing the ability to meet short-term obligations with the most liquid assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | QUICK RATIO (ACID-TEST) |
|---|---|
| 2026-06-30 | 0.25 |
| 2026-03-31 | 0.83 |
| 2025-12-31 | 0.59 |
| 2025-09-30 | 0.88 |
| 2025-06-30 | 0.89 |
| 2025-03-31 | 0.93 |
| 2024-12-31 | 0.96 |
| 2024-09-30 | 0.99 |
| 2024-06-30 | 0.99 |
| 2024-03-31 | 1.04 |
| 2023-12-31 | 1.08 |
| 2023-09-30 | 1.11 |
| 2023-06-30 | 1.10 |
| 2023-03-31 | 1.11 |
| 2022-12-31 | 1.12 |
| 2022-09-30 | 1.08 |
| 2022-06-30 | 1.07 |
| 2022-03-31 | 1.07 |
| 2021-12-31 | 1.07 |
| 2021-09-30 | 0.68 |
| 2021-06-30 | 0.00 |
| 2021-03-31 | 0.00 |
| 2020-12-31 | 0.00 |
| 2020-09-30 | 0.00 |
| 2020-06-30 | 0.00 |
| 2020-03-31 | 0.00 |
