Nu Holdings Ltd. (NU) Quick Ratio (Acid-Test): 0.59
Is Nu Holdings Ltd.’s quick ratio (acid-test) high or low?
Nu Holdings Ltd.'s quick ratio (acid-test) of 0.59 is 34% below its 5-year average of 0.90, near the low end of its 5-year range (0.58–1.12).
As of Friday, June 19, 2026. 23.87% below its 12-month average of 0.77.
NU Quick Ratio (Acid-Test) Chart
NU Average Quick Ratio (Acid-Test) Chart
NU Current vs Average Quick Ratio (Acid-Test) Chart
NU Quick Ratio (Acid-Test) Metrics
QUICK RATIO (ACID-TEST)
0.59
QUICK RATIO (ACID-TEST) AVG TTM
0.77
QUICK RATIO (ACID-TEST) AVG 3Y
0.94
QUICK RATIO (ACID-TEST) AVG 5Y
0.90
QUICK RATIO (ACID-TEST) AVG 10Y
N/A
QUICK RATIO (ACID-TEST) AVG 15Y
N/A
QUICK RATIO (ACID-TEST) AVG 20Y
N/A
CURRENT VS TTM AVG
-23.87%
CURRENT VS 3Y AVG
-37.07%
CURRENT VS 5Y AVG
-34.44%
CURRENT VS 10Y AVG
N/A
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
NU Competitors' Quick Ratio (Acid-Test)
| NAME | MARKET CAP | QUICK RATIO (ACID-TEST) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Nu Holdings Ltd. (NU) | $61.56B | 0.59 | 0.77 | 0.94 | 0.90 |
| Truist Financial Corporation (TFC)vs › | $60.21B | 0.87 | 0.51 | 0.38 | 0.39 |
| Aflac Incorporated (AFL)vs › | $58.77B | 12.39 | 12.39 | 12.39 | 12.39 |
| The Travelers Companies, Inc. (TRV)vs › | $65.45B | 0.55 | 0.91 | 1.11 | 1.16 |
| The Allstate Corporation (ALL)vs › | $56.93B | 0.37 | 0.37 | 0.37 | 0.37 |
| Aon plc (AON)vs › | $67.86B | 1.11 | 1.06 | 1.04 | 1.04 |
| MetLife, Inc. (MET)vs › | $55.07B | 0.65 | 0.60 | 0.97 | 1.07 |
| Arthur J. Gallagher & Co. (AJG)vs › | $55.00B | 1.06 | 1.29 | 1.16 | 1.13 |
| Discover Financial Services (DFS)vs › | $50.34B | 0.15 | 0.72 | 0.42 | 0.33 |
| Intercontinental Exchange, Inc. (ICE)vs › | $75.71B | 1.02 | 1.00 | 1.02 | 1.01 |
Liquidity Comparison
Quick Ratio
0.59
Excludes inventory
Current Ratio
0.59
Includes inventory
Nu Holdings Ltd. Quick Ratio (Acid-Test) Formula & Definition
Quick Ratio = (Current Assets − Inventory) / Current Liabilities
The quick ratio is a stricter liquidity measure that excludes inventory, showing the ability to meet short-term obligations with the most liquid assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
Nu Holdings Ltd. Quick Ratio (Acid-Test) FAQ
- What is the quick ratio (acid-test) for Nu Holdings Ltd. (NU)?
- The quick ratio (acid-test) for NU stock is 0.59.
- Is Nu Holdings Ltd.'s quick ratio (acid-test) high or low?
- Nu Holdings Ltd.'s quick ratio (acid-test) of 0.59 is 34% below its 5-year average of 0.90, near the low end of its 5-year range (0.58–1.12).
- What is the TTM average quick ratio (acid-test) for Nu Holdings Ltd. (NU)?
- The TTM average quick ratio (acid-test) for NU stock is 0.77.
- What is the 3Y average quick ratio (acid-test) for Nu Holdings Ltd. (NU)?
- The 3Y average quick ratio (acid-test) for NU stock is 0.94.
- What is the 5Y average quick ratio (acid-test) for Nu Holdings Ltd. (NU)?
- The 5Y average quick ratio (acid-test) for NU stock is 0.90.
Nu Holdings Ltd. Quick Ratio (Acid-Test) History
| DATE | QUICK RATIO (ACID-TEST) |
|---|---|
| 2025-12-31 | 0.59 |
| 2024-12-31 | 0.96 |
| 2023-12-31 | 1.08 |
| 2022-12-31 | 1.12 |
| 2021-12-31 | 1.07 |
| 2020-12-31 | 0.58 |
| 2019-12-31 | 0.71 |
| 2018-12-31 | 0.87 |
Related Metrics
About Nu Holdings Ltd.
Nu Holdings Ltd. operates as a technology-driven enterprise delivering digital financial services, with its primary operations spanning Brazil, Mexico, and Colombia. It supplies a variety of financial instruments, including Nu and Ultraviolet branded credit and debit cards, alongside comprehensive mobile payment capabilities. These features allow NuAccount customers to effortlessly process transfers, manage bill payments, and perform everyday purchases via their smartphones. The firm also offers savings mechanisms like Nu Personal Accounts, a holistic digital banking solution catering to all personal financial needs, from routine expenditures and money transfers to accumulating savings. For business owners, it provides Nu business accounts specifically designed to support their entrepreneurial ventures. Beyond these, Nu Holdings presents NuInvest, an investment platform offering diverse products such as equities, fixed-income securities, options, and ETFs, in addition to multimarket funds with curated asset allocations individualized based on a client's risk appetite and financial status. Its service offerings further encompass personal unsecured loans; an in-app "buy now, pay later" feature for Nu cardholders to amortize credit, debit, and banking slip payments over up to twelve installments; and NuInsurance solutions, which aid customers in securing life insurance and funeral benefits. The company was established in 2013 and is headquartered in Sao Paulo, Brazil.
- Sector
- Financial Services
- Industry
- Banks - Diversified
- CEO
- David Velez-Osomo