Basis: Trailing twelve months (TTM net income over the latest quarterly balance sheet). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on assets (ROA) high or low?
The return on assets (ROA) of 4.36% is 307% above its 5-year average of 1.07%, near the high end of its 5-year range (-1.69%–4.36%).
12.08% above its 12-month average of 3.89%.
Reported quarterly return on assets; no daily interpolation. Q2 FY2026 (2026-06-30): 1.28%.
RETURN ON ASSETS (ROA)
4.36%
RETURN ON ASSETS (ROA) AVG TTM
3.89%
RETURN ON ASSETS (ROA) AVG 3Y
2.24%
RETURN ON ASSETS (ROA) AVG 5Y
1.07%
RETURN ON ASSETS (ROA) AVG 10Y
N/A
RETURN ON ASSETS (ROA) AVG 15Y
N/A
RETURN ON ASSETS (ROA) AVG 20Y
N/A
CURRENT VS TTM AVG
+12.08%
CURRENT VS 3Y AVG
+95.08%
CURRENT VS 5Y AVG
+307.48%
CURRENT VS 10Y AVG
N/A
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
2.46%
median of 103 covered companies
CURRENT VS SECTOR MEDIAN
+77.24%
vs the sector median at left
Nu Holdings Ltd.
Market Cap
$66.11B
Return on Assets (ROA)
4.36%
TTM Avg
3.89%
3Y Avg
2.24%
5Y Avg
1.07%
Market Cap
$64.31B
Return on Assets (ROA)
10.67%
TTM Avg
6.38%
3Y Avg
2.82%
5Y Avg
2.89%
Market Cap
$61.52B
Return on Assets (ROA)
1.92%
TTM Avg
2.19%
3Y Avg
2.29%
5Y Avg
2.59%
Market Cap
$60.50B
Return on Assets (ROA)
1.05%
TTM Avg
0.94%
3Y Avg
0.70%
5Y Avg
0.81%
Market Cap
$72.22B
Return on Assets (ROA)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$72.52B
Return on Assets (ROA)
0.38%
TTM Avg
0.96%
3Y Avg
0.68%
5Y Avg
1.57%
Market Cap
$59.21B
Return on Assets (ROA)
4.19%
TTM Avg
3.88%
3Y Avg
3.70%
5Y Avg
3.39%
| NAME | MARKET CAP | RETURN ON ASSETS (ROA) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Nu Holdings Ltd. (NU) | $66.11B | 4.36% | 3.89% | 2.24% | 1.07% |
| The Allstate Corporation (ALL)vs › | $64.31B | 10.67% | 6.38% | 2.82% | 2.89% |
| Aon plc (AON)vs › | $62.71B | 7.34% | 6.35% | 7.04% | 6.37% |
| MetLife, Inc. (MET)vs › | $62.44B | 0.48% | 0.55% | 0.53% | 0.62% |
| Arthur J. Gallagher & Co. (AJG)vs › | $61.52B | 1.92% | 2.19% | 2.29% | 2.59% |
| Truist Financial Corporation (TFC)vs › | $60.50B | 1.05% | 0.94% | 0.70% | 0.81% |
| VanEck Semiconductor ETF (SMH)vs › | $72.22B | N/A | N/A | N/A | N/A |
| Apollo Global Management, Inc. (APO)vs › | $72.52B | 0.38% | 0.96% | 0.68% | 1.57% |
| Aflac Incorporated (AFL)vs › | $59.21B | 4.19% | 3.88% | 3.70% | 3.39% |
| Brookfield Asset Management Ltd. (BAM)vs › | $73.55B | 0.53% | 31.93% | 45.46% | 31.80% |
ROA
4.4%
ROE
27.2%
ROA = Net Income / Total Assets
Return on assets measures how efficiently a company generates profit from its total assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON ASSETS (ROA) |
|---|---|
| 2025-12-31 | 3.83% |
| 2024-12-31 | 3.95% |
| 2023-12-31 | 2.38% |
| 2022-12-31 | -1.22% |
| 2021-12-31 | -0.83% |
| 2020-12-31 | -1.69% |
| 2019-12-31 | -1.37% |
| 2018-12-31 | -1.03% |
