Nu Holdings Ltd. (NU) Return on Assets (ROA): 4.11%
Is Nu Holdings Ltd.’s return on assets (ROA) high or low?
Nu Holdings Ltd.'s return on assets (ROA) of 4.11% is 284% above its 5-year average of 1.07%, near the high end of its 5-year range (-1.69%–4.11%).
As of Friday, June 19, 2026. 5.66% above its 12-month average of 3.89%.
NU Return on Assets (ROA) Chart
NU Average Return on Assets (ROA) Chart
NU Current vs Average Return on Assets (ROA) Chart
NU Return on Assets (ROA) Metrics
RETURN ON ASSETS (ROA)
4.11%
RETURN ON ASSETS (ROA) AVG TTM
3.89%
RETURN ON ASSETS (ROA) AVG 3Y
2.24%
RETURN ON ASSETS (ROA) AVG 5Y
1.07%
RETURN ON ASSETS (ROA) AVG 10Y
N/A
RETURN ON ASSETS (ROA) AVG 15Y
N/A
RETURN ON ASSETS (ROA) AVG 20Y
N/A
CURRENT VS TTM AVG
+5.66%
CURRENT VS 3Y AVG
+83.89%
CURRENT VS 5Y AVG
+284.11%
CURRENT VS 10Y AVG
N/A
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
NU Competitors' Return on Assets (ROA)
| NAME | MARKET CAP | RETURN ON ASSETS (ROA) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Nu Holdings Ltd. (NU) | $61.56B | 4.11% | 3.89% | 2.24% | 1.07% |
| Truist Financial Corporation (TFC)vs › | $60.21B | 1.01% | 0.94% | 0.70% | 0.81% |
| Aflac Incorporated (AFL)vs › | $58.77B | 3.99% | 3.88% | 3.70% | 3.39% |
| The Travelers Companies, Inc. (TRV)vs › | $65.45B | 5.34% | 4.06% | 3.24% | 3.05% |
| The Allstate Corporation (ALL)vs › | $56.93B | 9.80% | 6.38% | 2.82% | 2.89% |
| Aon plc (AON)vs › | $67.86B | 7.66% | 6.35% | 7.04% | 6.37% |
| MetLife, Inc. (MET)vs › | $55.07B | 0.49% | 0.55% | 0.53% | 0.62% |
| Arthur J. Gallagher & Co. (AJG)vs › | $55.00B | 2.06% | 2.19% | 2.29% | 2.59% |
| Discover Financial Services (DFS)vs › | $50.34B | 3.24% | 2.46% | 3.29% | 2.79% |
| Intercontinental Exchange, Inc. (ICE)vs › | $75.71B | 2.19% | 2.20% | 1.72% | 1.77% |
Asset Efficiency
ROA
4.1%
ROE
25.3%
Nu Holdings Ltd. Return on Assets (ROA) Formula & Definition
ROA = Net Income / Total Assets
Return on assets measures how efficiently a company generates profit from its total assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
Nu Holdings Ltd. Return on Assets (ROA) FAQ
- What is the return on assets (ROA) for Nu Holdings Ltd. (NU)?
- The return on assets (ROA) for NU stock is 4.11%.
- Is Nu Holdings Ltd.'s return on assets (ROA) high or low?
- Nu Holdings Ltd.'s return on assets (ROA) of 4.11% is 284% above its 5-year average of 1.07%, near the high end of its 5-year range (-1.69%–4.11%).
- What is the TTM average return on assets (ROA) for Nu Holdings Ltd. (NU)?
- The TTM average return on assets (ROA) for NU stock is 3.89%.
- What is the 3Y average return on assets (ROA) for Nu Holdings Ltd. (NU)?
- The 3Y average return on assets (ROA) for NU stock is 2.24%.
- What is the 5Y average return on assets (ROA) for Nu Holdings Ltd. (NU)?
- The 5Y average return on assets (ROA) for NU stock is 1.07%.
Nu Holdings Ltd. Return on Assets (ROA) History
| DATE | RETURN ON ASSETS (ROA) |
|---|---|
| 2025-12-31 | 3.83% |
| 2024-12-31 | 3.95% |
| 2023-12-31 | 2.38% |
| 2022-12-31 | -1.22% |
| 2021-12-31 | -0.83% |
| 2020-12-31 | -1.69% |
| 2019-12-31 | -1.37% |
| 2018-12-31 | -1.03% |
Related Metrics
About Nu Holdings Ltd.
Nu Holdings Ltd. operates as a technology-driven enterprise delivering digital financial services, with its primary operations spanning Brazil, Mexico, and Colombia. It supplies a variety of financial instruments, including Nu and Ultraviolet branded credit and debit cards, alongside comprehensive mobile payment capabilities. These features allow NuAccount customers to effortlessly process transfers, manage bill payments, and perform everyday purchases via their smartphones. The firm also offers savings mechanisms like Nu Personal Accounts, a holistic digital banking solution catering to all personal financial needs, from routine expenditures and money transfers to accumulating savings. For business owners, it provides Nu business accounts specifically designed to support their entrepreneurial ventures. Beyond these, Nu Holdings presents NuInvest, an investment platform offering diverse products such as equities, fixed-income securities, options, and ETFs, in addition to multimarket funds with curated asset allocations individualized based on a client's risk appetite and financial status. Its service offerings further encompass personal unsecured loans; an in-app "buy now, pay later" feature for Nu cardholders to amortize credit, debit, and banking slip payments over up to twelve installments; and NuInsurance solutions, which aid customers in securing life insurance and funeral benefits. The company was established in 2013 and is headquartered in Sao Paulo, Brazil.
- Sector
- Financial Services
- Industry
- Banks - Diversified
- CEO
- David Velez-Osomo