Basis: Latest reported fiscal year. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on assets (ROA) high or low?
The return on assets (ROA) of 4.11% is 284% above its 5-year average of 1.07%, near the high end of its 5-year range (-1.69%–4.11%).
As of the fiscal period ended Wednesday, December 31, 2025. 5.66% above its 12-month average of 3.89%.
Annual fiscal-year return on assets; no daily interpolation.
RETURN ON ASSETS (ROA)
4.11%
RETURN ON ASSETS (ROA) AVG TTM
3.89%
RETURN ON ASSETS (ROA) AVG 3Y
2.24%
RETURN ON ASSETS (ROA) AVG 5Y
1.07%
RETURN ON ASSETS (ROA) AVG 10Y
N/A
RETURN ON ASSETS (ROA) AVG 15Y
N/A
RETURN ON ASSETS (ROA) AVG 20Y
N/A
CURRENT VS TTM AVG
+5.66%
CURRENT VS 3Y AVG
+83.89%
CURRENT VS 5Y AVG
+284.11%
CURRENT VS 10Y AVG
N/A
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
2.89%
median of 95 covered companies
CURRENT VS SECTOR MEDIAN
+42.21%
vs the sector median at left
Nu Holdings Ltd.
Market Cap
$70.47B
Return on Assets (ROA)
4.11%
TTM Avg
3.89%
3Y Avg
2.24%
5Y Avg
1.07%
Market Cap
$73.90B
Return on Assets (ROA)
0.46%
TTM Avg
1.07%
3Y Avg
0.73%
5Y Avg
1.61%
Market Cap
$66.86B
Return on Assets (ROA)
9.80%
TTM Avg
6.38%
3Y Avg
2.82%
5Y Avg
2.89%
Market Cap
$65.30B
Return on Assets (ROA)
1.05%
TTM Avg
0.94%
3Y Avg
0.70%
5Y Avg
0.81%
Market Cap
$63.58B
Return on Assets (ROA)
3.99%
TTM Avg
3.88%
3Y Avg
3.70%
5Y Avg
3.39%
Market Cap
$62.84B
Return on Assets (ROA)
1.97%
TTM Avg
2.19%
3Y Avg
2.29%
5Y Avg
2.59%
Market Cap
$78.59B
Return on Assets (ROA)
5.78%
TTM Avg
4.06%
3Y Avg
3.24%
5Y Avg
3.05%
| NAME | MARKET CAP | RETURN ON ASSETS (ROA) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Nu Holdings Ltd. (NU) | $70.47B | 4.11% | 3.89% | 2.24% | 1.07% |
| Apollo Global Management, Inc. (APO)vs › | $73.90B | 0.46% | 1.07% | 0.73% | 1.61% |
| The Allstate Corporation (ALL)vs › | $66.86B | 9.80% | 6.38% | 2.82% | 2.89% |
| Aon plc (AON)vs › | $75.18B | 7.34% | 6.35% | 7.04% | 6.37% |
| Truist Financial Corporation (TFC)vs › | $65.30B | 1.05% | 0.94% | 0.70% | 0.81% |
| Aflac Incorporated (AFL)vs › | $63.58B | 3.99% | 3.88% | 3.70% | 3.39% |
| Arthur J. Gallagher & Co. (AJG)vs › | $62.84B | 1.97% | 2.19% | 2.29% | 2.59% |
| The Travelers Companies, Inc. (TRV)vs › | $78.59B | 5.78% | 4.06% | 3.24% | 3.05% |
| MetLife, Inc. (MET)vs › | $61.17B | 0.49% | 0.55% | 0.53% | 0.62% |
| Robinhood Markets, Inc. (HOOD)vs › | $82.10B | 3.66% | 5.17% | 0.71% | -2.62% |
ROA
4.1%
ROE
25.3%
ROA = Net Income / Total Assets
Return on assets measures how efficiently a company generates profit from its total assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON ASSETS (ROA) |
|---|---|
| 2025-12-31 | 3.83% |
| 2024-12-31 | 3.95% |
| 2023-12-31 | 2.38% |
| 2022-12-31 | -1.22% |
| 2021-12-31 | -0.83% |
| 2020-12-31 | -1.69% |
| 2019-12-31 | -1.37% |
| 2018-12-31 | -1.03% |
