Basis: Trailing twelve months (TTM net income over the latest quarterly balance sheet). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on assets (ROA) high or low?
The return on assets (ROA) of 1.05% is 29% above its 5-year average of 0.81%, near the high end of its 5-year range (-0.20%–1.19%).
11.70% above its 12-month average of 0.94%.
Annual fiscal-year return on assets; no daily interpolation. Historical series through 2025-12-31.
RETURN ON ASSETS (ROA)
1.05%
RETURN ON ASSETS (ROA) AVG TTM
0.94%
RETURN ON ASSETS (ROA) AVG 3Y
0.70%
RETURN ON ASSETS (ROA) AVG 5Y
0.81%
RETURN ON ASSETS (ROA) AVG 10Y
0.92%
RETURN ON ASSETS (ROA) AVG 15Y
0.98%
RETURN ON ASSETS (ROA) AVG 20Y
1.02%
CURRENT VS TTM AVG
+11.70%
CURRENT VS 3Y AVG
+49.47%
CURRENT VS 5Y AVG
+29.10%
CURRENT VS 10Y AVG
+13.57%
CURRENT VS 15Y AVG
+6.71%
CURRENT VS 20Y AVG
+3.14%
SECTOR MEDIAN · FINANCIAL SERVICES
2.46%
median of 103 covered companies
CURRENT VS SECTOR MEDIAN
-57.32%
vs the sector median at left
Truist Financial Corporation
Market Cap
$62.79B
Return on Assets (ROA)
1.05%
TTM Avg
0.94%
3Y Avg
0.70%
5Y Avg
0.81%
Market Cap
$62.50B
Return on Assets (ROA)
0.48%
TTM Avg
0.55%
3Y Avg
0.53%
5Y Avg
0.62%
Market Cap
$61.74B
Return on Assets (ROA)
1.92%
TTM Avg
2.19%
3Y Avg
2.29%
5Y Avg
2.59%
Market Cap
$65.31B
Return on Assets (ROA)
10.67%
TTM Avg
6.38%
3Y Avg
2.82%
5Y Avg
2.89%
Market Cap
$58.68B
Return on Assets (ROA)
4.19%
TTM Avg
3.88%
3Y Avg
3.70%
5Y Avg
3.39%
Market Cap
$70.81B
Return on Assets (ROA)
4.36%
TTM Avg
3.89%
3Y Avg
2.24%
5Y Avg
1.07%
Market Cap
$71.66B
Return on Assets (ROA)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$53.53B
Return on Assets (ROA)
0.83%
TTM Avg
0.78%
3Y Avg
0.78%
5Y Avg
0.79%
| NAME | MARKET CAP | RETURN ON ASSETS (ROA) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Truist Financial Corporation (TFC) | $62.79B | 1.05% | 0.94% | 0.70% | 0.81% |
| MetLife, Inc. (MET)vs › | $62.50B | 0.48% | 0.55% | 0.53% | 0.62% |
| Arthur J. Gallagher & Co. (AJG)vs › | $61.74B | 1.92% | 2.19% | 2.29% | 2.59% |
| Aon plc (AON)vs › | $64.21B | 7.34% | 6.35% | 7.04% | 6.37% |
| The Allstate Corporation (ALL)vs › | $65.31B | 10.67% | 6.38% | 2.82% | 2.89% |
| Aflac Incorporated (AFL)vs › | $58.68B | 4.19% | 3.88% | 3.70% | 3.39% |
| Nu Holdings Ltd. (NU)vs › | $70.81B | 4.36% | 3.89% | 2.24% | 1.07% |
| VanEck Semiconductor ETF (SMH)vs › | $71.66B | N/A | N/A | N/A | N/A |
| State Street Corporation (STT)vs › | $53.53B | 0.83% | 0.78% | 0.78% | 0.79% |
| Apollo Global Management, Inc. (APO)vs › | $74.29B | 0.38% | 0.96% | 0.68% | 1.57% |
ROA
1.1%
ROE
9.1%
ROA = Net Income / Total Assets
Return on assets measures how efficiently a company generates profit from its total assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON ASSETS (ROA) |
|---|---|
| 2025-12-31 | 0.97% |
| 2024-12-31 | 0.91% |
| 2023-12-31 | -0.20% |
| 2022-12-31 | 1.13% |
| 2021-12-31 | 1.19% |
| 2020-12-31 | 0.88% |
| 2019-12-31 | 0.68% |
| 2018-12-31 | 1.43% |
| 2017-12-31 | 1.08% |
| 2016-12-31 | 1.11% |
| 2015-12-31 | 0.99% |
| 2014-12-31 | 1.14% |
| 2013-12-31 | 0.92% |
| 2012-12-31 | 1.07% |
| 2011-12-31 | 0.74% |
| 2010-12-31 | 0.52% |
| 2009-12-31 | 0.51% |
| 2008-12-31 | 1.00% |
| 2007-12-31 | 1.31% |
| 2006-12-31 | 1.26% |
| 2005-12-31 | 1.52% |
| 2004-12-31 | 1.55% |
| 2003-12-31 | 1.18% |
| 2002-12-31 | 1.62% |
| 2001-12-31 | 1.37% |
| 2000-12-31 | 1.05% |
| 1999-12-31 | 1.47% |
| 1998-12-31 | 1.65% |
| 1997-12-31 | 1.31% |
| 1996-12-31 | 1.34% |
