Basis: Latest reported fiscal year. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on invested capital (ROIC) high or low?
The return on invested capital (ROIC) of 3.61% is 37% above its 5-year average of 2.63%, near the high end of its 5-year range (-0.55%–5.16%).
As of the fiscal period ended Wednesday, December 31, 2025. 101.68% above its 12-month average of 1.79%.
Annual fiscal-year return on invested capital; no daily interpolation.
RETURN ON INVESTED CAPITAL (ROIC)
3.61%
RETURN ON INVESTED CAPITAL (ROIC) AVG TTM
1.79%
RETURN ON INVESTED CAPITAL (ROIC) AVG 3Y
1.78%
RETURN ON INVESTED CAPITAL (ROIC) AVG 5Y
2.63%
RETURN ON INVESTED CAPITAL (ROIC) AVG 10Y
3.29%
RETURN ON INVESTED CAPITAL (ROIC) AVG 15Y
3.88%
RETURN ON INVESTED CAPITAL (ROIC) AVG 20Y
3.87%
CURRENT VS TTM AVG
+101.68%
CURRENT VS 3Y AVG
+103.09%
CURRENT VS 5Y AVG
+37.26%
CURRENT VS 10Y AVG
+9.67%
CURRENT VS 15Y AVG
-7.08%
CURRENT VS 20Y AVG
-6.72%
SECTOR MEDIAN · FINANCIAL SERVICES
5.98%
median of 95 covered companies
CURRENT VS SECTOR MEDIAN
-39.63%
vs the sector median at left
Truist Financial Corporation
Market Cap
$64.56B
Return on Invested Capital (ROIC)
3.61%
TTM Avg
1.79%
3Y Avg
1.78%
5Y Avg
2.63%
Market Cap
$64.48B
Return on Invested Capital (ROIC)
5.25%
TTM Avg
5.15%
3Y Avg
6.33%
5Y Avg
6.87%
Market Cap
$65.04B
Return on Invested Capital (ROIC)
3.37%
TTM Avg
1.69%
3Y Avg
0.84%
5Y Avg
0.98%
Market Cap
$62.00B
Return on Invested Capital (ROIC)
0.72%
TTM Avg
0.89%
3Y Avg
0.86%
5Y Avg
230.58%
Market Cap
$68.41B
Return on Invested Capital (ROIC)
20.79%
TTM Avg
12.46%
3Y Avg
5.83%
5Y Avg
5.47%
Market Cap
$69.31B
Return on Invested Capital (ROIC)
16.31%
TTM Avg
16.68%
3Y Avg
9.88%
5Y Avg
2.77%
Market Cap
$72.21B
Return on Invested Capital (ROIC)
7.24%
TTM Avg
6.91%
3Y Avg
3.79%
5Y Avg
4.20%
Market Cap
$52.80B
Return on Invested Capital (ROIC)
8.26%
TTM Avg
7.15%
3Y Avg
7.18%
5Y Avg
7.40%
Market Cap
$77.32B
Return on Invested Capital (ROIC)
12.16%
TTM Avg
11.68%
3Y Avg
17.25%
5Y Avg
15.63%
| NAME | MARKET CAP | RETURN ON INVESTED CAPITAL (ROIC) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Truist Financial Corporation (TFC) | $64.56B | 3.61% | 1.79% | 1.78% | 2.63% |
| Arthur J. Gallagher & Co. (AJG)vs › | $64.48B | 5.25% | 5.15% | 6.33% | 6.87% |
| Aflac Incorporated (AFL)vs › | $65.04B | 3.37% | 1.69% | 0.84% | 0.98% |
| MetLife, Inc. (MET)vs › | $62.00B | 0.72% | 0.89% | 0.86% | 230.58% |
| The Allstate Corporation (ALL)vs › | $68.41B | 20.79% | 12.46% | 5.83% | 5.47% |
| Nu Holdings Ltd. (NU)vs › | $69.31B | 16.31% | 16.68% | 9.88% | 2.77% |
| Apollo Global Management, Inc. (APO)vs › | $72.21B | 7.24% | 6.91% | 3.79% | 4.20% |
| Nasdaq, Inc. (NDAQ)vs › | $52.80B | 8.26% | 7.15% | 7.18% | 7.40% |
| Aon plc (AON)vs › | $77.32B | 12.16% | 11.68% | 17.25% | 15.63% |
| Brookfield Asset Management Ltd. (BAM)vs › | $77.62B | 14.45% | 39.92% | 70.92% | 49.63% |
ROIC
3.6%
ROE
9.1%
ROIC = NOPAT / Invested Capital
Return on invested capital measures the after-tax return a company earns on all capital (debt and equity) invested in the business.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON INVESTED CAPITAL (ROIC) |
|---|---|
| 2025-12-31 | 3.61% |
| 2024-12-31 | -0.03% |
| 2023-12-31 | -0.55% |
| 2022-12-31 | 4.08% |
| 2021-12-31 | 5.16% |
| 2020-12-31 | 3.51% |
| 2019-12-31 | 2.34% |
| 2018-12-31 | 5.51% |
| 2017-12-31 | 4.14% |
| 2016-12-31 | 4.57% |
| 2015-12-31 | 3.87% |
| 2014-12-31 | 4.28% |
| 2013-12-31 | 3.57% |
| 2012-12-31 | 4.69% |
| 2011-12-31 | 3.11% |
| 2010-12-31 | 1.95% |
| 2009-12-31 | 1.92% |
| 2008-12-31 | 3.41% |
| 2007-12-31 | 4.16% |
| 2006-12-31 | 4.28% |
| 2005-12-31 | 5.37% |
| 2004-12-31 | 5.38% |
| 2003-12-31 | 3.79% |
| 2002-12-31 | 4.90% |
| 2001-12-31 | 3.97% |
| 2000-12-31 | 3.27% |
| 1999-12-31 | 4.30% |
| 1998-12-31 | 5.23% |
| 1997-12-31 | 4.31% |
| 1996-12-31 | 5.36% |
