Arthur J. Gallagher (AJG) Interest Coverage Ratio: History & Chart

Arthur J. Gallagher & Co.(AJG)

Insurance - Brokers · Rolling Meadows, IL

$251.45-11.24 (-4.28%)

Delayed quote: Sep 8, 2026, 4:00 PM EDT

About Arthur J. Gallagher & Co.

Arthur J. Gallagher & Co., alongside its various subsidiaries, operates globally, providing a wide array of services that encompass insurance brokerage, expert consulting, and outsourced claims settlement and administration. Its geographic reach extends across the United States, Australia, Bermuda, Canada, the Caribbean, New Zealand, India, and the United Kingdom. The company's business model is divided into two primary segments: Brokerage and Risk Management. The Brokerage division manages both retail and wholesale insurance operations. It also supports other brokers, including independent ones, in securing specialized or hard-to-place insurance coverage. This segment functions as a wholesale broker, managing general agent (MGA), and managing general underwriter (MGU) to distribute tailored insurance products to underwriting firms. Key activities within this segment include marketing, underwriting, policy issuance, premium collection, agent recruitment and supervision, claims payment, and reinsurance negotiations. It delivers essential brokerage and consulting solutions to a diverse client base, from commercial businesses, non-profit organizations, and public entities to individuals, specializing in insurance placement, managing loss exposure, and overseeing employer-sponsored benefit programs. The Risk Management segment focuses on offering contract-based claims settlement and administration services to businesses and public sector organizations. Its services also include comprehensive claims management, specialized loss control consulting, and independent insurance property appraisals. Arthur J. Gallagher & Co. delivers its extensive services through a broad network of associated insurance brokers and consultants. Its clientele is varied, serving commercial, industrial, public, religious, and non-profit organizations. The company was founded in 1927 and maintains its corporate headquarters in Rolling Meadows, Illinois.

Rolling Meadows, IL

67,456 employees

www.ajg.com

Financial Services / Insurance - Brokers

Sector: Financial Services
Industry: Insurance - Brokers
CEO: J. Patrick Gallagher Jr.

View full financials

AJG Interest Coverage Ratio Metrics

INTEREST COVERAGE RATIO

3.99x

INTEREST COVERAGE RATIO AVG TTM

4.12x

INTEREST COVERAGE RATIO AVG 3Y

4.77x

INTEREST COVERAGE RATIO AVG 5Y

4.87x

INTEREST COVERAGE RATIO AVG 10Y

5.16x

INTEREST COVERAGE RATIO AVG 15Y

5.39x

INTEREST COVERAGE RATIO AVG 20Y

5.72x

CURRENT VS TTM AVG

-3.16%

CURRENT VS 3Y AVG

-16.36%

CURRENT VS 5Y AVG

-18.09%

CURRENT VS 10Y AVG

-22.64%

CURRENT VS 15Y AVG

-25.94%

CURRENT VS 20Y AVG

-30.23%

SECTOR MEDIAN · FINANCIAL SERVICES

5.24x

median of 97 covered companies

CURRENT VS SECTOR MEDIAN

-23.85%

vs the sector median at left

NAME	MARKET CAP	INTEREST COVERAGE RATIO	TTM	3Y	5Y
Arthur J. Gallagher & Co. (AJG)	$64.60B	3.99x	4.12x	4.77x	4.87x
The Allstate Corporation (ALL)vs ›	$65.25B	32.97x	23.68x	23.68x	22.09x
Truist Financial Corporation (TFC)vs ›	$62.98B	0.63x	0.63x	1.83x	4.31x
Aon plc (AON)vs ›	$66.99B	5.33x	5.10x	6.77x	6.98x
MetLife, Inc. (MET)vs ›	$61.45B	4.39x	4.90x	4.67x	5.92x
Aflac Incorporated (AFL)vs ›	$58.61B	21.10x	26.84x	25.55x	23.54x
VanEck Semiconductor ETF (SMH)vs ›	$72.31B	N/A	N/A	N/A	N/A
Nu Holdings Ltd. (NU)vs ›	$74.25B	0.84x	0.92x	0.86x	0.86x
Apollo Global Management, Inc. (APO)vs ›	$75.92B	22.32x	29.52x	27.62x	17.48x
Nasdaq, Inc. (NDAQ)vs ›	$53.13B	26.49x	26.49x	26.49x	26.49x

NAME

MARKET CAP

INTEREST COVERAGE RATIO

TTM

Arthur J. Gallagher & Co. (AJG)

$64.60B

3.99x

4.12x

4.77x

4.87x

The Allstate Corporation (ALL)vs ›

$65.25B

32.97x

23.68x

22.09x

Truist Financial Corporation (TFC)vs ›

$62.98B

0.63x

1.83x

4.31x

Aon plc (AON)vs ›

$66.99B

5.33x

5.10x

6.77x

6.98x

MetLife, Inc. (MET)vs ›

$61.45B

4.39x

4.90x

4.67x

5.92x

Aflac Incorporated (AFL)vs ›

$58.61B

21.10x

26.84x

25.55x

23.54x

VanEck Semiconductor ETF (SMH)vs ›

$72.31B

N/A

Nu Holdings Ltd. (NU)vs ›

$74.25B

0.84x

0.92x

0.86x

Apollo Global Management, Inc. (APO)vs ›

$75.92B

22.32x

29.52x

27.62x

17.48x

Nasdaq, Inc. (NDAQ)vs ›

$53.13B

26.49x

Interest Coverage Ratio FAQ

What is the interest coverage ratio for Arthur J. Gallagher & Co. (AJG)?

The interest coverage ratio for AJG stock is 3.99x.

Is Arthur J. Gallagher & Co.'s interest coverage ratio high or low?

The interest coverage ratio of 3.99x is 18% below its 5-year average of 4.87x, near the low end of its 5-year range (2.12x–10.54x).

What is the TTM average interest coverage ratio for Arthur J. Gallagher & Co. (AJG)?

The TTM average interest coverage ratio for AJG stock is 4.12x.

What is the 3Y average interest coverage ratio for Arthur J. Gallagher & Co. (AJG)?

The 3Y average interest coverage ratio for AJG stock is 4.77x.

What is the 5Y average interest coverage ratio for Arthur J. Gallagher & Co. (AJG)?

The 5Y average interest coverage ratio for AJG stock is 4.87x.

What is the 10Y average interest coverage ratio for Arthur J. Gallagher & Co. (AJG)?

The 10Y average interest coverage ratio for AJG stock is 5.16x.

What is the 15Y average interest coverage ratio for Arthur J. Gallagher & Co. (AJG)?

The 15Y average interest coverage ratio for AJG stock is 5.39x.

What is the 20Y average interest coverage ratio for Arthur J. Gallagher & Co. (AJG)?

The 20Y average interest coverage ratio for AJG stock is 5.72x.

DATE	INTEREST COVERAGE RATIO
2026-06-30	3.50x
2026-03-31	7.71x
2025-12-31	2.12x
2025-09-30	3.34x
2025-06-30	3.94x
2025-03-31	6.61x
2024-12-31	4.65x
2024-09-30	5.18x
2024-06-30	5.08x
2024-03-31	9.21x
2023-12-31	4.23x
2023-09-30	5.97x
2023-06-30	4.94x
2023-03-31	10.54x
2022-12-31	4.50x
2022-09-30	5.66x
2022-06-30	5.89x
2022-03-31	9.72x
2021-12-31	3.60x
2021-09-30	5.60x
2021-06-30	5.19x
2021-03-31	9.72x
2020-12-31	4.44x
2020-09-30	5.70x
2020-06-30	4.73x
2020-03-31	6.28x
2019-12-31	2.54x
2019-09-30	3.52x
2019-06-30	3.38x
2019-03-31	7.66x
2018-12-31	2.25x
2018-09-30	3.60x
2018-06-30	3.70x
2018-03-31	8.88x
2017-12-31	3.74x
2017-09-30	3.79x
2017-06-30	2.87x
2017-03-31	8.07x
2016-12-31	3.82x
2016-09-30	4.47x
2016-06-30	6.54x
2016-03-31	3.31x
2015-12-31	2.67x
2015-09-30	5.51x
2015-06-30	6.16x
2015-03-31	2.62x
2014-12-31	2.06x
2014-09-30	4.86x
2014-06-30	6.61x
2014-03-31	4.69x
2013-12-31	4.56x
2013-09-30	7.50x
2013-06-30	8.97x
2013-03-31	5.17x
2012-12-31	5.39x
2012-09-30	8.48x
2012-06-30	8.95x
2012-03-31	4.30x
2011-12-31	5.54x
2011-09-30	7.48x
2011-06-30	6.98x
2011-03-31	3.56x
2010-12-31	4.00x
2010-09-30	8.73x
2010-06-30	8.24x
2010-03-31	6.21x
2009-12-31	5.31x
2009-09-30	10.46x
2009-06-30	11.79x
2009-03-31	6.96x
2008-09-30	7.96x
2008-06-30	10.49x
2008-03-31	5.14x

DATE

INTEREST COVERAGE RATIO

2026-06-30

3.50x

2026-03-31

7.71x

2025-12-31

2.12x

2025-09-30

3.34x

2025-06-30

3.94x

2025-03-31

6.61x

2024-12-31

4.65x

2024-09-30

5.18x

2024-06-30

5.08x

2024-03-31

9.21x

2023-12-31

4.23x

2023-09-30

5.97x

2023-06-30

4.94x

2023-03-31

10.54x

2022-12-31

4.50x

2022-09-30

5.66x

2022-06-30

5.89x

2022-03-31

9.72x

2021-12-31

3.60x

2021-09-30

5.60x

2021-06-30

5.19x

2021-03-31

9.72x

2020-12-31

4.44x

2020-09-30

5.70x

2020-06-30

4.73x

2020-03-31

6.28x

2019-12-31

2.54x

2019-09-30

3.52x

2019-06-30

3.38x

2019-03-31

7.66x

2018-12-31

2.25x

2018-09-30

3.60x

2018-06-30

3.70x

2018-03-31

8.88x

2017-12-31

3.74x

2017-09-30

3.79x

2017-06-30

2.87x

2017-03-31

8.07x

2016-12-31

3.82x

2016-09-30

4.47x

2016-06-30

6.54x

2016-03-31

3.31x

2015-12-31

2.67x

2015-09-30

5.51x

2015-06-30

6.16x

2015-03-31

2.62x

2014-12-31

2.06x

2014-09-30

4.86x

2014-06-30

6.61x

2014-03-31

4.69x

2013-12-31

4.56x

2013-09-30

7.50x

2013-06-30

8.97x

2013-03-31

5.17x

2012-12-31

5.39x

2012-09-30

8.48x

2012-06-30

8.95x

2012-03-31

4.30x

2011-12-31

5.54x

2011-09-30

7.48x

2011-06-30

6.98x

2011-03-31

3.56x

2010-12-31

4.00x

2010-09-30

8.73x

2010-06-30

8.24x

2010-03-31

6.21x

2009-12-31

5.31x

2009-09-30

10.46x

2009-06-30

11.79x

2009-03-31

6.96x

2008-09-30

7.96x

2008-06-30

10.49x

2008-03-31

5.14x

Interest Coverage Ratio: 3.99x

AJG Interest Coverage Ratio

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