Truist Financial (TFC) Interest Coverage Ratio: History & Chart

Truist Financial Corporation (TFC)TFCTruist Financial Corporation

About Truist Financial Corporation

Truist Financial Corporation operates as a diversified financial holding company, providing an extensive array of banking and trust services throughout the Southeastern and Mid-Atlantic regions of the United States. Its business activities are structured across three main segments: Consumer Banking and Wealth, Corporate and Commercial Banking, and Insurance Holdings. The corporation offers a broad spectrum of deposit products, including both interest-bearing and noninterest-bearing checking accounts, savings accounts, money market deposit accounts, certificates of deposit (CDs), and individual retirement accounts (IRAs). Beyond deposit services, Truist delivers a comprehensive suite of financial solutions. These include various lending options such as automobile, bankcard, consumer, home equity, mortgage, small business, and student loans, alongside specialized commercial financing for areas like floor plan, real estate, and mortgage warehousing, as well as lease and supply chain financing. The company also provides extensive wealth management and investment services, encompassing asset management, investment brokerage, private banking, capital markets, institutional trust, and private equity investment solutions. Further offerings include corporate and investment banking, securities underwriting, and advisory services. Additionally, Truist offers a wide range of insurance products, covering property and casualty, life, health, employee benefits, workers' compensation, professional liability, surety, and title insurance. Digital banking platforms (mobile and online), payment processing, international banking, merchant services, and treasury management are also integral parts of its service portfolio. Headquartered in Charlotte, North Carolina, Truist Financial Corporation was founded in 1872. As of December 31, 2021, the company maintained a substantial presence with 2,517 banking offices. The organization officially adopted its current name, Truist Financial Corporation, in December 2019, having previously operated as BB&T Corporation.

Charlotte, NC

37,529 employees

www.truist.com

Financial Services / Banks - Regional

Sector: Financial Services
Industry: Banks - Regional
CEO: William Henry Rogers Jr.

View full financials

TFC Interest Coverage Ratio Metrics

INTEREST COVERAGE RATIO

0.77x

INTEREST COVERAGE RATIO AVG TTM

0.68x

INTEREST COVERAGE RATIO AVG 3Y

0.62x

INTEREST COVERAGE RATIO AVG 5Y

0.55x

INTEREST COVERAGE RATIO AVG 10Y

3.06x

INTEREST COVERAGE RATIO AVG 15Y

2.63x

INTEREST COVERAGE RATIO AVG 20Y

2.10x

CURRENT VS TTM AVG

+13.31%

CURRENT VS 3Y AVG

+25.68%

CURRENT VS 5Y AVG

+41.28%

CURRENT VS 10Y AVG

-74.68%

CURRENT VS 15Y AVG

-70.54%

CURRENT VS 20Y AVG

-63.14%

SECTOR MEDIAN · FINANCIAL SERVICES

5.20x

median of 91 covered companies

CURRENT VS SECTOR MEDIAN

-85.12%

vs the sector median at left

NAME	MARKET CAP	INTEREST COVERAGE RATIO	TTM	3Y	5Y
Truist Financial Corporation (TFC)	$64.69B	0.77x	0.68x	0.62x	0.55x
Aflac Incorporated (AFL)vs ›	$64.49B	21.10x	26.84x	25.55x	23.54x
Arthur J. Gallagher & Co. (AJG)vs ›	$63.66B	3.99x	4.99x	5.69x	5.66x
MetLife, Inc. (MET)vs ›	$61.97B	4.39x	4.90x	4.67x	5.92x
The Allstate Corporation (ALL)vs ›	$67.62B	32.97x	23.68x	23.68x	22.09x
Nu Holdings Ltd. (NU)vs ›	$69.93B	0.84x	0.92x	0.86x	0.86x
Apollo Global Management, Inc. (APO)vs ›	$74.61B	31.97x	34.34x	30.84x	19.41x
Aon plc (AON)vs ›	$75.86B	5.33x	5.10x	6.77x	6.98x
Nasdaq, Inc. (NDAQ)vs ›	$52.62B	26.49x	26.49x	26.49x	26.49x
Fifth Third Bancorp (FITB)vs ›	$51.57B	0.82x	0.71x	1.34x	2.60x

NAME

MARKET CAP

INTEREST COVERAGE RATIO

TTM

Truist Financial Corporation (TFC)

$64.69B

0.77x

0.68x

0.62x

0.55x

Aflac Incorporated (AFL)vs ›

$64.49B

21.10x

26.84x

25.55x

23.54x

Arthur J. Gallagher & Co. (AJG)vs ›

$63.66B

3.99x

4.99x

5.69x

5.66x

MetLife, Inc. (MET)vs ›

$61.97B

4.39x

4.90x

4.67x

5.92x

The Allstate Corporation (ALL)vs ›

$67.62B

32.97x

23.68x

22.09x

Nu Holdings Ltd. (NU)vs ›

$69.93B

0.84x

0.92x

0.86x

Apollo Global Management, Inc. (APO)vs ›

$74.61B

31.97x

34.34x

30.84x

19.41x

Aon plc (AON)vs ›

$75.86B

5.33x

5.10x

6.77x

6.98x

Nasdaq, Inc. (NDAQ)vs ›

$52.62B

26.49x

Fifth Third Bancorp (FITB)vs ›

$51.57B

0.82x

0.71x

1.34x

2.60x

Interest Coverage Ratio FAQ

What is the interest coverage ratio for Truist Financial Corporation (TFC)?

The interest coverage ratio for TFC stock is 0.77x.

Is Truist Financial Corporation's interest coverage ratio high or low?

The interest coverage ratio of 0.77x is 73% below its 5-year average of 2.82x, near the low end of its 5-year range (-1.89x–11.72x).

What is the TTM average interest coverage ratio for Truist Financial Corporation (TFC)?

The TTM average interest coverage ratio for TFC stock is 0.68x.

What is the 3Y average interest coverage ratio for Truist Financial Corporation (TFC)?

The 3Y average interest coverage ratio for TFC stock is 0.62x.

What is the 5Y average interest coverage ratio for Truist Financial Corporation (TFC)?

The 5Y average interest coverage ratio for TFC stock is 0.55x.

What is the 10Y average interest coverage ratio for Truist Financial Corporation (TFC)?

The 10Y average interest coverage ratio for TFC stock is 3.06x.

What is the 15Y average interest coverage ratio for Truist Financial Corporation (TFC)?

The 15Y average interest coverage ratio for TFC stock is 2.63x.

What is the 20Y average interest coverage ratio for Truist Financial Corporation (TFC)?

The 20Y average interest coverage ratio for TFC stock is 2.10x.

DATE	INTEREST COVERAGE RATIO
2026-06-30	0.77x
2026-03-31	0.75x
2025-12-31	0.65x
2025-09-30	0.65x
2025-06-30	0.59x
2025-03-31	0.62x
2024-12-31	0.60x
2024-09-30	0.62x
2024-06-30	-1.85x
2024-03-31	0.49x
2023-12-31	-1.89x
2023-09-30	0.49x
2023-06-30	0.54x
2023-03-31	0.92x
2022-12-31	1.61x
2022-09-30	3.21x
2022-06-30	7.16x
2022-03-31	10.03x
2021-12-31	11.72x
2021-09-30	11.02x
2021-06-30	10.47x
2021-03-31	8.73x
2020-12-31	6.70x
2020-09-30	5.35x
2020-06-30	2.61x
2020-03-31	1.66x
2019-12-31	1.50x
2019-09-30	2.02x
2019-06-30	2.17x
2019-03-31	2.04x
2018-12-31	2.34x
2018-09-30	2.75x
2018-06-30	3.04x
2018-03-31	3.39x
2017-12-31	3.45x
2017-09-30	4.10x
2017-06-30	5.17x
2017-03-31	3.19x
2016-12-31	5.17x
2016-09-30	4.95x
2016-06-30	4.46x
2016-03-31	4.25x
2015-12-31	4.15x
2015-09-30	4.06x
2015-06-30	3.28x
2015-03-31	4.35x
2014-12-31	4.62x
2014-09-30	3.78x
2014-06-30	3.57x
2014-03-31	4.17x
2013-12-31	4.07x
2013-09-30	3.42x
2013-06-30	3.50x
2013-03-31	3.11x
2012-12-31	3.02x
2012-09-30	2.84x
2012-06-30	2.74x
2012-03-31	2.07x
2011-12-31	1.53x
2011-09-30	1.31x
2011-06-30	1.24x
2011-03-31	0.73x
2010-12-31	0.55x
2010-09-30	0.55x
2010-06-30	0.54x
2010-03-31	0.52x
2009-12-31	0.42x
2009-09-30	0.29x
2009-06-30	0.50x
2009-03-31	0.81x
2008-12-31	0.50x
2008-09-30	0.72x
2008-06-30	0.84x
2008-03-31	0.72x
2007-12-31	0.57x
2007-09-30	0.63x
2007-06-30	0.69x
2007-03-31	0.68x
2006-12-31	0.62x
2006-09-30	0.72x
2006-06-30	0.86x
2006-03-31	0.97x
2005-12-31	1.05x
2005-09-30	1.24x
2005-06-30	1.28x
2005-03-31	1.51x
2004-12-31	1.81x
2004-09-30	2.05x
2004-06-30	2.14x
2004-03-31	1.77x
2003-12-31	2.02x
2003-09-30	0.47x
2003-06-30	1.32x
2003-03-31	1.30x
2002-12-31	1.17x
2002-09-30	1.07x

DATE

INTEREST COVERAGE RATIO

2026-06-30

0.77x

2026-03-31

0.75x

2025-12-31

0.65x

2025-09-30

0.65x

2025-06-30

0.59x

2025-03-31

0.62x

2024-12-31

0.60x

2024-09-30

0.62x

2024-06-30

-1.85x

2024-03-31

0.49x

2023-12-31

-1.89x

2023-09-30

0.49x

2023-06-30

0.54x

2023-03-31

0.92x

2022-12-31

1.61x

2022-09-30

3.21x

2022-06-30

7.16x

2022-03-31

10.03x

2021-12-31

11.72x

2021-09-30

11.02x

2021-06-30

10.47x

2021-03-31

8.73x

2020-12-31

6.70x

2020-09-30

5.35x

2020-06-30

2.61x

2020-03-31

1.66x

2019-12-31

1.50x

2019-09-30

2.02x

2019-06-30

2.17x

2019-03-31

2.04x

2018-12-31

2.34x

2018-09-30

2.75x

2018-06-30

3.04x

2018-03-31

3.39x

2017-12-31

3.45x

2017-09-30

4.10x

2017-06-30

5.17x

2017-03-31

3.19x

2016-12-31

5.17x

2016-09-30

4.95x

2016-06-30

4.46x

2016-03-31

4.25x

2015-12-31

4.15x

2015-09-30

4.06x

2015-06-30

3.28x

2015-03-31

4.35x

2014-12-31

4.62x

2014-09-30

3.78x

2014-06-30

3.57x

2014-03-31

4.17x

2013-12-31

4.07x

2013-09-30

3.42x

2013-06-30

3.50x

2013-03-31

3.11x

2012-12-31

3.02x

2012-09-30

2.84x

2012-06-30

2.74x

2012-03-31

2.07x

2011-12-31

1.53x

2011-09-30

1.31x

2011-06-30

1.24x

2011-03-31

0.73x

2010-12-31

0.55x

2010-09-30

0.55x

2010-06-30

0.54x

2010-03-31

0.52x

2009-12-31

0.42x

2009-09-30

0.29x

2009-06-30

0.50x

2009-03-31

0.81x

2008-12-31

0.50x

2008-09-30

0.72x

2008-06-30

0.84x

2008-03-31

0.72x

2007-12-31

0.57x

2007-09-30

0.63x

2007-06-30

0.69x

2007-03-31

0.68x

2006-12-31

0.62x

2006-09-30

0.72x

2006-06-30

0.86x

2006-03-31

0.97x

2005-12-31

1.05x

2005-09-30

1.24x

2005-06-30

1.28x

2005-03-31

1.51x

2004-12-31

1.81x

2004-09-30

2.05x

2004-06-30

2.14x

2004-03-31

1.77x

2003-12-31

2.02x

2003-09-30

0.47x

2003-06-30

1.32x

2003-03-31

1.30x

2002-12-31

1.17x

2002-09-30

1.07x

Interest Coverage Ratio: 0.77x

TFC Interest Coverage Ratio

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TFC Current vs Average Interest Coverage Ratio Chart

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