Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the interest coverage ratio high or low?
The interest coverage ratio of 5.33x is 24% below its 5-year average of 7.04x, around the middle of its 5-year range (-10.01x–15.02x).
13.04% above its 12-month average of 4.72x.
Reported quarterly interest coverage; no daily interpolation.
INTEREST COVERAGE RATIO
5.33x
INTEREST COVERAGE RATIO AVG TTM
4.72x
INTEREST COVERAGE RATIO AVG 3Y
6.01x
INTEREST COVERAGE RATIO AVG 5Y
7.04x
INTEREST COVERAGE RATIO AVG 10Y
6.61x
INTEREST COVERAGE RATIO AVG 15Y
7.09x
INTEREST COVERAGE RATIO AVG 20Y
7.15x
CURRENT VS TTM AVG
+13.04%
CURRENT VS 3Y AVG
-11.26%
CURRENT VS 5Y AVG
-24.24%
CURRENT VS 10Y AVG
-19.39%
CURRENT VS 15Y AVG
-24.85%
CURRENT VS 20Y AVG
-25.44%
SECTOR MEDIAN · FINANCIAL SERVICES
5.24x
median of 97 covered companies
CURRENT VS SECTOR MEDIAN
+1.72%
vs the sector median at left
Market Cap
$64.79B
Interest Coverage Ratio
32.97x
TTM Avg
23.68x
3Y Avg
23.68x
5Y Avg
22.09x
Market Cap
$63.62B
Interest Coverage Ratio
3.99x
TTM Avg
4.99x
3Y Avg
5.69x
5Y Avg
5.66x
Market Cap
$62.70B
Interest Coverage Ratio
0.63x
TTM Avg
0.63x
3Y Avg
1.83x
5Y Avg
4.31x
Market Cap
$61.15B
Interest Coverage Ratio
4.39x
TTM Avg
4.90x
3Y Avg
4.67x
5Y Avg
5.92x
Market Cap
$72.76B
Interest Coverage Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$58.36B
Interest Coverage Ratio
21.10x
TTM Avg
26.84x
3Y Avg
25.55x
5Y Avg
23.54x
Market Cap
$72.94B
Interest Coverage Ratio
0.84x
TTM Avg
0.92x
3Y Avg
0.86x
5Y Avg
0.86x
Market Cap
$74.72B
Interest Coverage Ratio
22.32x
TTM Avg
29.52x
3Y Avg
27.62x
5Y Avg
17.48x
| NAME | MARKET CAP | INTEREST COVERAGE RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Aon plc (AON) | $65.63B | 5.33x | 4.72x | 6.01x | 7.04x |
| The Allstate Corporation (ALL)vs › | $64.79B | 32.97x | 23.68x | 23.68x | 22.09x |
| Arthur J. Gallagher & Co. (AJG)vs › | $63.62B | 3.99x | 4.99x | 5.69x | 5.66x |
| Truist Financial Corporation (TFC)vs › | $62.70B | 0.63x | 0.63x | 1.83x | 4.31x |
| MetLife, Inc. (MET)vs › | $61.15B | 4.39x | 4.90x | 4.67x | 5.92x |
| VanEck Semiconductor ETF (SMH)vs › | $72.76B | N/A | N/A | N/A | N/A |
| Aflac Incorporated (AFL)vs › | $58.36B | 21.10x | 26.84x | 25.55x | 23.54x |
| Nu Holdings Ltd. (NU)vs › | $72.94B | 0.84x | 0.92x | 0.86x | 0.86x |
| Apollo Global Management, Inc. (APO)vs › | $74.72B | 22.32x | 29.52x | 27.62x | 17.48x |
| The Travelers Companies, Inc. (TRV)vs › | $76.01B | 18.34x | 17.05x | 13.16x | 12.55x |
Interest Coverage
5.3x
Debt/Equity
1.64
Current Ratio
1.03
Formula: Interest Coverage = EBIT / Interest Expense
Reference ranges:
Note: Interest coverage should be compared with historical interest expense, operating income, and industry capital structure.
Interest Coverage = EBIT / Interest Expense
The interest coverage ratio measures operating earnings relative to interest expense.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | INTEREST COVERAGE RATIO |
|---|---|
| 2026-06-30 | -1.53x |
| 2026-03-31 | 10.09x |
| 2025-12-31 | 7.00x |
| 2025-09-30 | 3.96x |
| 2025-06-30 | 4.05x |
| 2025-03-31 | 7.09x |
| 2024-12-31 | 5.30x |
| 2024-09-30 | 2.92x |
| 2024-06-30 | 2.92x |
| 2024-03-31 | 10.17x |
| 2023-12-31 | 6.28x |
| 2023-09-30 | 5.81x |
| 2023-06-30 | 6.48x |
| 2023-03-31 | 13.27x |
| 2022-12-31 | 9.20x |
| 2022-09-30 | 5.73x |
| 2022-06-30 | 6.86x |
| 2022-03-31 | 15.02x |
| 2021-12-31 | 11.46x |
| 2021-09-30 | -10.01x |
| 2021-06-30 | 8.62x |
| 2021-03-31 | 15.76x |
| 2020-12-31 | 8.70x |
| 2020-09-30 | 5.51x |
| 2020-06-30 | 6.67x |
| 2020-03-31 | 12.45x |
| 2019-12-31 | 6.55x |
| 2019-09-30 | 4.62x |
| 2019-06-30 | 5.36x |
| 2019-03-31 | 12.11x |
| 2018-12-31 | 7.13x |
| 2018-09-30 | 3.80x |
| 2018-06-30 | -0.23x |
| 2018-03-31 | 11.41x |
| 2017-12-31 | 6.89x |
| 2017-09-30 | 3.66x |
| 2017-06-30 | -1.79x |
| 2017-03-31 | 4.79x |
| 2016-12-31 | 8.99x |
| 2016-09-30 | 5.26x |
| 2016-06-30 | 5.30x |
| 2016-03-31 | 6.09x |
| 2015-12-31 | 10.54x |
| 2015-09-30 | 5.74x |
| 2015-06-30 | 4.07x |
| 2015-03-31 | 6.78x |
| 2014-12-31 | 9.48x |
| 2014-09-30 | 6.42x |
| 2014-06-30 | 6.85x |
| 2014-03-31 | 8.09x |
| 2013-12-31 | 9.04x |
| 2013-09-30 | 6.87x |
| 2013-06-30 | 7.96x |
| 2013-03-31 | 7.88x |
| 2012-12-31 | 8.38x |
| 2012-09-30 | 5.95x |
| 2012-06-30 | 6.91x |
| 2012-03-31 | 6.81x |
| 2011-12-31 | 7.37x |
| 2011-09-30 | 5.47x |
| 2011-06-30 | 6.98x |
| 2011-03-31 | 6.32x |
| 2010-12-31 | 6.49x |
| 2010-09-30 | 5.26x |
| 2010-06-30 | 8.12x |
| 2010-03-31 | 8.03x |
| 2009-12-31 | 5.77x |
| 2009-09-30 | 6.06x |
| 2009-06-30 | 8.46x |
| 2009-03-31 | 12.62x |
| 2008-12-31 | 8.53x |
| 2008-09-30 | 7.72x |
| 2008-06-30 | 8.23x |
| 2008-03-31 | 8.70x |
| 2007-09-30 | 7.76x |
| 2007-06-30 | 8.41x |
