Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the interest coverage ratio high or low?
The interest coverage ratio of 18.34x is 31% above its 5-year average of 13.98x, around the middle of its 5-year range (-0.52x–26.75x).
17.10% below its 12-month average of 22.12x.
Reported quarterly interest coverage; no daily interpolation.
INTEREST COVERAGE RATIO
18.34x
INTEREST COVERAGE RATIO AVG TTM
22.12x
INTEREST COVERAGE RATIO AVG 3Y
15.64x
INTEREST COVERAGE RATIO AVG 5Y
13.98x
INTEREST COVERAGE RATIO AVG 10Y
10.49x
INTEREST COVERAGE RATIO AVG 15Y
10.99x
INTEREST COVERAGE RATIO AVG 20Y
11.64x
CURRENT VS TTM AVG
-17.10%
CURRENT VS 3Y AVG
+17.27%
CURRENT VS 5Y AVG
+31.21%
CURRENT VS 10Y AVG
+74.80%
CURRENT VS 15Y AVG
+66.85%
CURRENT VS 20Y AVG
+57.51%
SECTOR MEDIAN · FINANCIAL SERVICES
5.24x
median of 97 covered companies
CURRENT VS SECTOR MEDIAN
+250.00%
vs the sector median at left
The Travelers Companies, Inc.
Market Cap
$76.27B
Interest Coverage Ratio
18.34x
TTM Avg
22.12x
3Y Avg
15.64x
5Y Avg
13.98x
Market Cap
$75.92B
Interest Coverage Ratio
22.32x
TTM Avg
29.52x
3Y Avg
27.62x
5Y Avg
17.48x
Market Cap
$78.03B
Interest Coverage Ratio
26.38x
TTM Avg
23.34x
3Y Avg
259.25x
5Y Avg
175.66x
Market Cap
$74.25B
Interest Coverage Ratio
0.84x
TTM Avg
0.92x
3Y Avg
0.86x
5Y Avg
0.86x
Market Cap
$72.31B
Interest Coverage Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$81.05B
Interest Coverage Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$83.38B
Interest Coverage Ratio
18.28x
TTM Avg
16.42x
3Y Avg
13.21x
5Y Avg
12.51x
Market Cap
$86.15B
Interest Coverage Ratio
6.48x
TTM Avg
7.40x
3Y Avg
8.27x
5Y Avg
8.12x
| NAME | MARKET CAP | INTEREST COVERAGE RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| The Travelers Companies, Inc. (TRV) | $76.27B | 18.34x | 22.12x | 15.64x | 13.98x |
| Apollo Global Management, Inc. (APO)vs › | $75.92B | 22.32x | 29.52x | 27.62x | 17.48x |
| Brookfield Asset Management Ltd. (BAM)vs › | $78.03B | 26.38x | 23.34x | 259.25x | 175.66x |
| Nu Holdings Ltd. (NU)vs › | $74.25B | 0.84x | 0.92x | 0.86x | 0.86x |
| VanEck Semiconductor ETF (SMH)vs › | $72.31B | N/A | N/A | N/A | N/A |
| iShares Russell 2000 ETF (IWM)vs › | $81.05B | N/A | N/A | N/A | N/A |
| Moody's Corporation (MCO)vs › | $83.38B | 18.28x | 16.42x | 13.21x | 12.51x |
| Aon plc (AON)vs › | $66.99B | 5.33x | 5.10x | 6.77x | 6.98x |
| Marsh & McLennan Companies, Inc. (MRSH)vs › | $86.15B | 6.48x | 7.40x | 8.27x | 8.12x |
| The Allstate Corporation (ALL)vs › | $65.25B | 32.97x | 23.68x | 23.68x | 22.09x |
Interest Coverage
18.3x
Debt/Equity
0.27
Current Ratio
0.20
Formula: Interest Coverage = EBIT / Interest Expense
Reference ranges:
Note: Interest coverage should be compared with historical interest expense, operating income, and industry capital structure.
Interest Coverage = EBIT / Interest Expense
The interest coverage ratio measures operating earnings relative to interest expense.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | INTEREST COVERAGE RATIO |
|---|---|
| 2026-06-30 | 25.49x |
| 2026-03-31 | 18.27x |
| 2025-12-31 | 26.75x |
| 2025-09-30 | 21.12x |
| 2025-06-30 | 19.00x |
| 2025-03-31 | 4.73x |
| 2024-12-31 | 26.47x |
| 2024-09-30 | 15.92x |
| 2024-06-30 | 6.69x |
| 2024-03-31 | 13.98x |
| 2023-12-31 | 20.60x |
| 2023-09-30 | 4.82x |
| 2023-06-30 | -0.52x |
| 2023-03-31 | 10.55x |
| 2022-12-31 | 11.22x |
| 2022-09-30 | 6.00x |
| 2022-06-30 | 7.47x |
| 2022-03-31 | 13.59x |
| 2021-12-31 | 18.75x |
| 2021-09-30 | 9.03x |
| 2021-06-30 | 13.63x |
| 2021-03-31 | 10.87x |
| 2020-12-31 | 19.47x |
| 2020-09-30 | 11.33x |
| 2020-06-30 | -1.00x |
| 2020-03-31 | 8.57x |
| 2019-12-31 | 12.94x |
| 2019-09-30 | 5.14x |
| 2019-06-30 | 7.47x |
| 2019-03-31 | 10.99x |
| 2018-12-31 | 8.57x |
| 2018-09-30 | 9.37x |
| 2018-06-30 | 7.01x |
| 2018-03-31 | 8.74x |
| 2017-12-31 | 9.25x |
| 2017-09-30 | 3.37x |
| 2017-06-30 | 8.59x |
| 2017-03-31 | 8.54x |
| 2016-12-31 | 14.47x |
| 2016-09-30 | 10.64x |
| 2016-06-30 | 9.54x |
| 2016-03-31 | 10.08x |
| 2015-12-31 | 12.73x |
| 2015-09-30 | 13.90x |
| 2015-06-30 | 11.70x |
| 2015-03-31 | 12.48x |
| 2014-12-31 | 15.87x |
| 2014-09-30 | 13.53x |
| 2014-06-30 | 9.79x |
| 2014-03-31 | 15.98x |
| 2013-12-31 | 14.90x |
| 2013-09-30 | 12.93x |
| 2013-06-30 | 13.69x |
| 2013-03-31 | 13.26x |
| 2012-12-31 | 3.34x |
| 2012-09-30 | 12.58x |
| 2012-06-30 | 6.33x |
| 2012-03-31 | 11.22x |
| 2011-12-31 | 8.10x |
| 2011-09-30 | 3.42x |
| 2011-06-30 | -7.49x |
| 2011-03-31 | 10.09x |
| 2010-12-31 | 12.21x |
| 2010-09-30 | 14.43x |
| 2010-06-30 | 9.08x |
| 2010-03-31 | 8.74x |
| 2009-12-31 | 18.30x |
| 2009-09-30 | 12.76x |
| 2009-06-30 | 10.01x |
| 2009-03-31 | 7.90x |
| 2008-12-31 | 9.86x |
| 2008-09-30 | 1.98x |
| 2008-06-30 | 14.14x |
| 2008-03-31 | 14.60x |
| 2007-12-31 | 15.84x |
| 2007-09-30 | 17.81x |
| 2007-06-30 | 19.31x |
| 2007-03-31 | 19.21x |
| 2006-12-31 | 19.38x |
| 2006-09-30 | 16.52x |
| 2006-06-30 | 17.23x |
| 2006-03-31 | 17.61x |
| 2005-12-31 | 2.63x |
| 2005-09-30 | -0.11x |
| 2005-06-30 | 18.49x |
| 2005-03-31 | 16.73x |
| 2004-12-31 | 5.08x |
| 2004-09-30 | 5.43x |
| 2004-06-30 | -8.59x |
| 2004-03-31 | 22.69x |
| 2003-09-30 | 14.76x |
| 2003-06-30 | 15.03x |
| 2003-03-31 | 7.88x |
