Is NU or TRV cheaper?

On trailing earnings, TRV is cheaper: NU trades at a 19.55 P/E and TRV at 9.16.

Which has grown faster, NU or TRV?

Over the past five years, NU grew revenue faster — NU at a 98.88% CAGR versus TRV at 8.61%.

Does NU or TRV pay a bigger dividend?

TRV pays a dividend (1.48% yield) while NU does not currently pay one.

Is NU or TRV more profitable?

NU runs the higher net margin — NU at 18.15% versus TRV at 15.54%.

Nu Holdings Ltd. (NU) vs The Travelers Companies, Inc. (TRV)

NU and TRV are evenly matched — 5 metrics each of 10.

A side-by-side comparison of Nu Holdings Ltd. and The Travelers Companies, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of June 19, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).

Nu Holdings Ltd.

$61.56B

$12.71Financial Services

TRV

The Travelers Companies, Inc.

$65.45B

$307.81Financial Services

Total return — NU vs TRV

growth of $100 · last 5y

NU +23.0%TRV +100.3%TRV compounded faster

NU TRV

NU vs TRV: by the numbers

•TRV is the larger company ($65.45B vs $61.56B market cap).
•TRV trades at the lower earnings multiple (9.16 vs 19.55 P/E).
•NU converts more revenue to profit (18.15% vs 15.54% net margin).
•NU grew revenue faster over the past five years (98.88% vs 8.61% CAGR).
•TRV pays a dividend (1.48% yield) while NU does not currently pay one.

Which is better, NU or TRV?

Metric tally: NU 5 · TRV 5

It depends on what you're optimizing for:

ValueTRV(lower P/E)

GrowthNU(faster 5Y revenue CAGR)

QualityNU(higher ROIC)

Metrics side by side

Valuation

Metric	NU	TRV
P/E ratio	19.55	9.16●
Forward P/E	15.03	10.96●
P/S ratio	3.56	1.37●
P/B ratio	4.96	2.10●
PEG ratio	0.64	0.37●

Profitability

Metric	NU	TRV
Gross margin	43.74%	44.02%
Operating margin	22.96%●	19.30%
Net margin	18.15%●	15.54%
ROE	25.29%●	23.77%
ROIC	16.31%●	12.10%

Dividends

Metric	NU	TRV
Dividend yield	—	1.48%
Payout ratio	—	16.34%

Growth (annualized)

Metric	NU	TRV
Revenue CAGR (5Y)	98.88%●	8.61%
EPS CAGR (5Y)	—	21.40%
Total return CAGR (5Y)	—	18.57%

Frequently asked

Which is better, NU or TRV?: It depends on your goal. value: TRV (lower P/E); growth: NU (faster 5Y revenue CAGR); quality: NU (higher ROIC). Across all compared metrics, they are evenly matched.
Is NU or TRV cheaper?: On trailing earnings, TRV is cheaper: NU trades at a 19.55 P/E and TRV at 9.16.
Which has grown faster, NU or TRV?: Over the past five years, NU grew revenue faster — NU at a 98.88% CAGR versus TRV at 8.61%.
Does NU or TRV pay a bigger dividend?: TRV pays a dividend (1.48% yield) while NU does not currently pay one.
Is NU or TRV more profitable?: NU runs the higher net margin — NU at 18.15% versus TRV at 15.54%.

Go deeper

Full NU analysis Full TRV analysis Interactive comparison tool

Dig into the metrics

Nu P/E ratio Travelers Companies P/E ratio Nu dividend yield Travelers Companies dividend yield Nu ROE Travelers Companies ROE Nu operating margin Travelers Companies operating margin Nu revenue growth Travelers Companies revenue growth Nu free cash flow Travelers Companies free cash flow

Nu & Travelers Companies appear in these rankings

Fastest Revenue Growth Stocks Highest ROE Stocks Highest FCF Yield Stocks Best 10-Year Total Return Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified June 19, 2026.