Nu Holdings Ltd. (NU) vs The Travelers Companies, Inc. (TRV)
A side-by-side comparison of Nu Holdings Ltd. and The Travelers Companies, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of August 4, 2026. Differences are shown without an overall score or investment verdict.
NU
Nu Holdings Ltd.
$14.59Financial ServicesDelayed quote: Aug 4, 2026, 1:50 PM EDT
TRV
The Travelers Companies, Inc.
$377.90Financial ServicesDelayed quote: Aug 4, 2026, 1:50 PM EDT
Total return — NU vs TRV
growth of $100 · dividends reinvested · last 5yNU +39.8%TRV +172.8%TRV compounded faster
NU TRV
NU vs TRV: by the numbers
- •TRV is the larger company ($78.82B vs $70.66B market cap).
- •TRV trades at the lower trailing earnings multiple (10.01 vs 22.22 P/E), one valuation lens rather than an overall verdict.
- •NU converts more revenue to profit (18.15% vs 16.95% net margin).
- •NU grew revenue faster over the past five years (98.88% vs 7.78% CAGR).
- •TRV pays a dividend (1.22% yield), while NU has no payments in the available dividend history.
Metrics side by side
Valuation
| Metric | NU | TRV |
|---|---|---|
| P/E ratio | 22.22 | 10.01 |
| Forward P/E | 17.10 | 10.97 |
| P/S ratio | 4.04 | 1.63 |
| P/B ratio | 5.63 | 2.41 |
| PEG ratio | 0.65 | 0.37 |
Profitability
| Metric | NU | TRV |
|---|---|---|
| Gross margin | 43.74% | 34.73% |
| Operating margin | 22.96% | 21.33% |
| Net margin | 18.15% | 16.95% |
| ROE | 25.29% | 25.07% |
| ROIC | 16.31% | 12.10% |
Dividends
| Metric | NU | TRV |
|---|---|---|
| Dividend yield | N/A | 1.22% |
| Payout ratio | N/A | 16.34% |
Growth (annualized)
| Metric | NU | TRV |
|---|---|---|
| Revenue CAGR (5Y) | 98.88% | 7.78% |
| EPS CAGR (5Y) | N/A | 21.40% |
| Total return CAGR (5Y) | N/A | 22.33% |
Frequently asked
- Which has the lower trailing P/E, NU or TRV?
- TRV has the lower trailing P/E: NU trades at 22.22 and TRV at 10.01. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, NU or TRV?
- Over the past five years, NU grew revenue faster — NU at a 98.88% CAGR versus TRV at 7.78%.
- Does NU or TRV pay a bigger dividend?
- TRV pays a dividend (1.22% yield), while NU has no payments in the available dividend history.
- Is NU or TRV more profitable?
- NU runs the higher net margin — NU at 18.15% versus TRV at 16.95%.
Go deeper
Dig into the metrics
Nu P/E ratioTravelers Companies P/E ratioNu dividend yieldTravelers Companies dividend yieldNu ROETravelers Companies ROENu operating marginTravelers Companies operating marginNu revenue growthTravelers Companies revenue growthNu free cash flowTravelers Companies free cash flow
Nu & Travelers Companies appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified August 4, 2026.