The Travelers Companies, Inc. (TRV) compounding analysis
Full-size annual and quarterly year-over-year growth charts for revenue, EPS, operating cash flow, EBITDA, and free cash flow against the 15%, 20%, and 30% bars over 3-, 5-, and 10-year windows, with each metric's valuation multiple vs its own history.
Revenue · 5YDoes not currently clear the 15%+, 20%+, or 30%+ revenue bars over 5Y.
- Score
- 22/100
- 5Y CAGR
- 8.8%
- Median YoY
- 7.3%
- YoY volatility
- σ 4.3pp· very smooth
- Quarters ≥ 20%
- 0 of 20
- Negative quarters
- 0
- Valuation vs own 5Y history
- P/S 1.5x · 5Y median 1.2x · 100th percentile
How this score is computed
- Quarters at or above 20%: 0 of 20 → 0 of 40 pts
- Steadiness (typical swing 4.3pp) → 21.9 of 25 pts
- Pace (median 7.3% YoY) → 0 of 20 pts
- Latest quarter (1% YoY) → 0 of 15 pts
- Score: 22 of 100
Annual revenue · last 11 fiscal years
Quarterly YoY revenue growth vs the 20% line · 5Y
P/S multiple vs its 5Y median · context only
Across metrics · 5Y
| Metric | 5Y CAGR | Median YoY | YoY σ | Qtrs ≥ 20% | Neg. qtrs |
|---|---|---|---|---|---|
| RevenueRevenue | 8.8% | 7.3% | 4.3pp | 0 of 20 | 0 |
| EPSEPS | 21.1% | 19.8% | 106.2pp | 9 of 18 | 7 |
| Op cash flowOperating cash flow | 10.2% | 9.2% | 24.9pp | 7 of 20 | 7 |
| EBITDAEBITDA | 16.1% | 22.1% | 293.1pp | 10 of 20 | 8 |
| FCFFree cash flow | 10.2% | 9.2% | 24.9pp | 7 of 20 | 7 |
Reported figures over 5Y: annual-series CAGR, median and standard deviation (σ, percentage points) of quarterly year-over-year growth, quarters at or above 20%, and quarters with negative YoY. “—” means the window needs more comparable data.
Scores, qualification bars, and the 0–100 consistency methodology are documented on the compounders list page →
See also: TRV on the compounders surface · All compounders, ranked
About The Travelers Companies, Inc.
The Travelers Companies, Inc., through its network of subsidiaries, delivers a broad spectrum of commercial and personal property and casualty insurance products and services. These offerings cater to businesses, government entities, associations, and individual clients both within the United States and internationally. The company's operations are divided into three primary segments: Business Insurance, Bond & Specialty Insurance, and Personal Insurance. The Business Insurance segment provides a comprehensive portfolio of commercial coverages, ranging from foundational offerings like workers' compensation, commercial auto, property, general liability, multi-peril, and employers' liability, to more specialized policies. These specialized offerings include public and product liability, professional indemnity, marine, aviation, onshore and offshore energy, construction, terrorism, personal accident, and even kidnap and ransom insurance. This segment serves a diverse clientele, from small and mid-sized enterprises to large corporations, and also focuses on sectors like commercial trucking and agriculture. Its products are distributed through a robust network of independent brokers, wholesale agents, and program managers. The Bond & Specialty Insurance segment focuses on providing surety and fidelity bonds, as well as management and professional liability insurance. Additionally, it offers other property and casualty coverages paired with crucial risk management services. Distribution for this segment is handled via independent agencies and brokers. Lastly, the Personal Insurance segment addresses individual needs by offering property and casualty insurance for personal risks. Its primary focus areas are automobile and homeowners insurance, which are also made available to consumers through independent agencies and brokers. Founded in 1853, The Travelers Companies, Inc. maintains its headquarters in New York, New York.
- Sector
- Financial Services
- Industry
- Insurance - Property & Casualty
- CEO
- Alan David Schnitzer