Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the interest coverage ratio high or low?
The interest coverage ratio of 0.75x is 105% above its 5-year average of 0.37x, near the high end of its 5-year range (-1.68x–1.09x).
As of the fiscal period ended Tuesday, March 31, 2026. 9.42% below its 12-month average of 0.83x.
Reported quarterly interest coverage; no daily interpolation.
INTEREST COVERAGE RATIO
0.75x
INTEREST COVERAGE RATIO AVG TTM
0.83x
INTEREST COVERAGE RATIO AVG 3Y
0.85x
INTEREST COVERAGE RATIO AVG 5Y
0.47x
INTEREST COVERAGE RATIO AVG 10Y
N/A
INTEREST COVERAGE RATIO AVG 15Y
N/A
INTEREST COVERAGE RATIO AVG 20Y
N/A
CURRENT VS TTM AVG
-9.42%
CURRENT VS 3Y AVG
-11.56%
CURRENT VS 5Y AVG
+60.29%
CURRENT VS 10Y AVG
N/A
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
5.20x
median of 91 covered companies
CURRENT VS SECTOR MEDIAN
-85.54%
vs the sector median at left
Nu Holdings Ltd.
Market Cap
$70.13B
Interest Coverage Ratio
0.75x
TTM Avg
0.83x
3Y Avg
0.85x
5Y Avg
0.47x
Market Cap
$68.11B
Interest Coverage Ratio
32.97x
TTM Avg
23.68x
3Y Avg
23.68x
5Y Avg
22.09x
Market Cap
$65.84B
Interest Coverage Ratio
0.63x
TTM Avg
0.63x
3Y Avg
1.83x
5Y Avg
4.31x
Market Cap
$74.73B
Interest Coverage Ratio
31.97x
TTM Avg
34.34x
3Y Avg
30.84x
5Y Avg
19.41x
Market Cap
$64.49B
Interest Coverage Ratio
3.99x
TTM Avg
4.99x
3Y Avg
5.69x
5Y Avg
5.66x
Market Cap
$63.91B
Interest Coverage Ratio
21.10x
TTM Avg
26.84x
3Y Avg
25.55x
5Y Avg
23.54x
Market Cap
$61.94B
Interest Coverage Ratio
4.39x
TTM Avg
4.90x
3Y Avg
4.67x
5Y Avg
5.92x
Market Cap
$79.77B
Interest Coverage Ratio
18.34x
TTM Avg
17.05x
3Y Avg
13.16x
5Y Avg
12.55x
| NAME | MARKET CAP | INTEREST COVERAGE RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Nu Holdings Ltd. (NU) | $70.13B | 0.75x | 0.83x | 0.85x | 0.47x |
| The Allstate Corporation (ALL)vs › | $68.11B | 32.97x | 23.68x | 23.68x | 22.09x |
| Truist Financial Corporation (TFC)vs › | $65.84B | 0.63x | 0.63x | 1.83x | 4.31x |
| Apollo Global Management, Inc. (APO)vs › | $74.73B | 31.97x | 34.34x | 30.84x | 19.41x |
| Arthur J. Gallagher & Co. (AJG)vs › | $64.49B | 3.99x | 4.99x | 5.69x | 5.66x |
| Aflac Incorporated (AFL)vs › | $63.91B | 21.10x | 26.84x | 25.55x | 23.54x |
| Aon plc (AON)vs › | $76.36B | 5.33x | 5.10x | 6.77x | 6.98x |
| MetLife, Inc. (MET)vs › | $61.94B | 4.39x | 4.90x | 4.67x | 5.92x |
| The Travelers Companies, Inc. (TRV)vs › | $79.77B | 18.34x | 17.05x | 13.16x | 12.55x |
| iShares Russell 2000 ETF (IWM)vs › | $82.45B | N/A | N/A | N/A | N/A |
Interest Coverage
0.8x
Debt/Equity
0.25
Current Ratio
0.83
Formula: Interest Coverage = EBIT / Interest Expense
Reference ranges:
Note: Interest coverage should be compared with historical interest expense, operating income, and industry capital structure.
Interest Coverage = EBIT / Interest Expense
The interest coverage ratio measures operating earnings relative to interest expense.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | INTEREST COVERAGE RATIO |
|---|---|
| 2026-03-31 | 0.75x |
| 2025-12-31 | 0.78x |
| 2025-09-30 | 0.88x |
| 2025-06-30 | 0.85x |
| 2025-03-31 | 0.89x |
| 2024-12-31 | 1.03x |
| 2024-09-30 | 0.95x |
| 2024-06-30 | 1.09x |
| 2024-03-31 | 0.88x |
| 2023-12-31 | 0.92x |
| 2023-09-30 | 0.77x |
| 2023-06-30 | 0.71x |
| 2023-03-31 | 0.55x |
| 2022-12-31 | -0.54x |
| 2022-09-30 | 0.01x |
| 2022-06-30 | -0.06x |
| 2022-03-31 | -0.25x |
| 2021-12-31 | -0.50x |
| 2021-09-30 | -0.21x |
| 2021-06-30 | -0.11x |
| 2021-03-31 | -1.68x |
| 2020-12-31 | -0.95x |
| 2020-09-30 | -1.02x |
| 2020-06-30 | 0.08x |
