Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the interest coverage ratio high or low?
The interest coverage ratio of 0.84x is 73% above its 5-year average of 0.48x, near the high end of its 5-year range (-0.54x–1.09x).
3.51% above its 12-month average of 0.81x.
Reported quarterly interest coverage; no daily interpolation. Q2 FY2026 (2026-06-30): 0.79x.
INTEREST COVERAGE RATIO
0.84x
INTEREST COVERAGE RATIO AVG TTM
0.81x
INTEREST COVERAGE RATIO AVG 3Y
0.87x
INTEREST COVERAGE RATIO AVG 5Y
0.48x
INTEREST COVERAGE RATIO AVG 10Y
N/A
INTEREST COVERAGE RATIO AVG 15Y
N/A
INTEREST COVERAGE RATIO AVG 20Y
N/A
CURRENT VS TTM AVG
+3.51%
CURRENT VS 3Y AVG
-3.30%
CURRENT VS 5Y AVG
+73.35%
CURRENT VS 10Y AVG
N/A
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
5.23x
median of 98 covered companies
CURRENT VS SECTOR MEDIAN
-83.94%
vs the sector median at left
Nu Holdings Ltd.
Market Cap
$66.11B
Interest Coverage Ratio
0.84x
TTM Avg
0.81x
3Y Avg
0.87x
5Y Avg
0.48x
Market Cap
$64.31B
Interest Coverage Ratio
32.97x
TTM Avg
23.68x
3Y Avg
23.68x
5Y Avg
22.09x
Market Cap
$62.44B
Interest Coverage Ratio
4.39x
TTM Avg
4.90x
3Y Avg
4.67x
5Y Avg
5.92x
Market Cap
$61.52B
Interest Coverage Ratio
3.99x
TTM Avg
4.99x
3Y Avg
5.69x
5Y Avg
5.66x
Market Cap
$60.50B
Interest Coverage Ratio
0.63x
TTM Avg
0.63x
3Y Avg
1.83x
5Y Avg
4.31x
Market Cap
$72.22B
Interest Coverage Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$72.52B
Interest Coverage Ratio
22.32x
TTM Avg
29.52x
3Y Avg
27.62x
5Y Avg
17.48x
Market Cap
$59.21B
Interest Coverage Ratio
21.10x
TTM Avg
26.84x
3Y Avg
25.55x
5Y Avg
23.54x
| NAME | MARKET CAP | INTEREST COVERAGE RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Nu Holdings Ltd. (NU) | $66.11B | 0.84x | 0.81x | 0.87x | 0.48x |
| The Allstate Corporation (ALL)vs › | $64.31B | 32.97x | 23.68x | 23.68x | 22.09x |
| Aon plc (AON)vs › | $62.71B | 5.33x | 5.10x | 6.77x | 6.98x |
| MetLife, Inc. (MET)vs › | $62.44B | 4.39x | 4.90x | 4.67x | 5.92x |
| Arthur J. Gallagher & Co. (AJG)vs › | $61.52B | 3.99x | 4.99x | 5.69x | 5.66x |
| Truist Financial Corporation (TFC)vs › | $60.50B | 0.63x | 0.63x | 1.83x | 4.31x |
| VanEck Semiconductor ETF (SMH)vs › | $72.22B | N/A | N/A | N/A | N/A |
| Apollo Global Management, Inc. (APO)vs › | $72.52B | 22.32x | 29.52x | 27.62x | 17.48x |
| Aflac Incorporated (AFL)vs › | $59.21B | 21.10x | 26.84x | 25.55x | 23.54x |
| Brookfield Asset Management Ltd. (BAM)vs › | $73.55B | 26.38x | 23.34x | 259.25x | 175.66x |
Interest Coverage
0.8x
Debt/Equity
3.17
Current Ratio
0.25
Formula: Interest Coverage = EBIT / Interest Expense
Reference ranges:
Note: Interest coverage should be compared with historical interest expense, operating income, and industry capital structure.
Interest Coverage = EBIT / Interest Expense
The interest coverage ratio measures operating earnings relative to interest expense.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | INTEREST COVERAGE RATIO |
|---|---|
| 2026-06-30 | 0.79x |
| 2026-03-31 | 0.75x |
| 2025-12-31 | 0.78x |
| 2025-09-30 | 0.88x |
| 2025-06-30 | 0.85x |
| 2025-03-31 | 0.89x |
| 2024-12-31 | 1.03x |
| 2024-09-30 | 0.95x |
| 2024-06-30 | 1.09x |
| 2024-03-31 | 0.88x |
| 2023-12-31 | 0.92x |
| 2023-09-30 | 0.77x |
| 2023-06-30 | 0.71x |
| 2023-03-31 | 0.55x |
| 2022-12-31 | -0.54x |
| 2022-09-30 | 0.01x |
| 2022-06-30 | -0.06x |
| 2022-03-31 | -0.25x |
| 2021-12-31 | -0.50x |
| 2021-09-30 | -0.21x |
| 2021-06-30 | -0.11x |
| 2021-03-31 | -1.68x |
| 2020-12-31 | -0.95x |
| 2020-09-30 | -1.02x |
| 2020-06-30 | 0.08x |
