Aflac Incorporated (AFL) vs Arthur J. Gallagher & Co. (AJG)

A side-by-side comparison of Aflac Incorporated and Arthur J. Gallagher & Co. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of July 28, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total returnAFL vs AJG

growth of $100 · dividends reinvested · last 30y
AFL +5536.2%AJG +7733.2%AJG compounded faster
02k4k6k8k10kStart $100200120062011201620212026$5,636$7,833
AFL AJG

AFL vs AJG: by the numbers

  • AJG is the larger company ($68.16B vs $65.94B market cap).
  • AFL trades at the lower trailing earnings multiple (14.45 vs 40.93 P/E), one valuation lens rather than an overall verdict.
  • AFL converts more revenue to profit (25.44% vs 10.76% net margin).
  • AJG grew revenue faster over the past five years (15.44% vs -4.37% CAGR).
  • AFL pays the higher dividend yield (1.88% vs 1.07%).

Metrics side by side

Valuation

MetricAFLAJG
P/E ratio14.4540.93
Forward P/E18.0319.16
P/S ratio3.584.40
P/B ratio2.172.77
PEG ratio28.896.47

Profitability

MetricAFLAJG
Gross margin38.93%54.75%
Operating margin30.97%18.17%
Net margin25.44%10.76%
ROE15.47%6.78%
ROIC3.37%5.25%

Dividends

MetricAFLAJG
Dividend yield1.88%1.07%
Payout ratio34.69%46.31%

Growth (annualized)

MetricAFLAJG
Revenue CAGR (5Y)-4.37%15.44%
EPS CAGR (5Y)0.50%6.33%
Total return CAGR (5Y)21.80%14.75%

Frequently asked

Which has the lower trailing P/E, AFL or AJG?
AFL has the lower trailing P/E: AFL trades at 14.45 and AJG at 40.93. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, AFL or AJG?
Over the past five years, AJG grew revenue faster — AFL at a -4.37% CAGR versus AJG at 15.44%.
Does AFL or AJG pay a bigger dividend?
AFL yields 1.88% and AJG yields 1.07% based on trailing dividends and the latest price.
Is AFL or AJG more profitable?
AFL runs the higher net margin — AFL at 25.44% versus AJG at 10.76%.
How have AFL and AJG total returns compared?
Over the past 10 years, AFL delivered 16.05% and AJG delivered 19.97% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified July 28, 2026.