Aflac Incorporated (AFL) vs MetLife, Inc. (MET)

A side-by-side comparison of Aflac Incorporated and MetLife, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of September 10, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total returnAFL vs MET

growth of $100 · dividends reinvested · last 10y
AFL +292.5% (+14.7%/yr)MET +240.1% (+13.0%/yr)AFL compounded faster over this window
100200300400Start $10020182020202220242026$393$340
AFL MET

AFL vs MET: by the numbers

  • MET is the larger company ($62.50B vs $58.68B market cap).
  • AFL trades at the lower trailing earnings multiple (12.42 vs 18.64 P/E), one valuation lens rather than an overall verdict.
  • AFL converts more revenue to profit (26.88% vs 4.61% net margin).
  • MET grew revenue faster over the past five years (2.19% vs -4.64% CAGR).
  • MET pays the higher dividend yield (2.40% vs 2.11%).

Metrics side by side

Valuation

MetricAFLMET
P/E ratio12.4218.64
Forward P/E16.449.69
P/S ratio3.240.79
P/B ratio1.942.29

Profitability

MetricAFLMET
Gross margin38.93%36.36%
Operating margin32.16%6.19%
Net margin26.88%4.61%
ROE16.04%13.27%

Dividends

MetricAFLMET
Dividend yield2.11%2.40%
Payout ratio25.97%44.53%

Growth (annualized)

MetricAFLMET
Revenue CAGR (5Y)-4.64%2.19%
EPS CAGR (5Y)0.50%-3.45%
Total return CAGR (5Y)18.59%13.10%

Frequently asked

Which has the lower trailing P/E, AFL or MET?
AFL has the lower trailing P/E: AFL trades at 12.42 and MET at 18.64. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, AFL or MET?
Over the past five years, MET grew revenue faster — AFL at a -4.64% CAGR versus MET at 2.19%.
Does AFL or MET pay a bigger dividend?
AFL yields 2.11% and MET yields 2.40% based on trailing dividends and the latest price.
Is AFL or MET more profitable?
AFL runs the higher net margin — AFL at 26.88% versus MET at 4.61%.
How have AFL and MET total returns compared?
Over the past 10 years, AFL delivered 14.83% and MET delivered 13.17% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified September 10, 2026.