Aflac Incorporated (AFL) vs MetLife, Inc. (MET)
A side-by-side comparison of Aflac Incorporated and MetLife, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of July 28, 2026. Differences are shown without an overall score or investment verdict.
AFL
Aflac Incorporated
$129.55Financial ServicesDelayed quote: Jul 28, 2026, 4:00 PM EDT
MET
MetLife, Inc.
$97.49Financial ServicesDelayed quote: Jul 28, 2026, 4:00 PM EDT
Total return — AFL vs MET
growth of $100 · dividends reinvested · last 26yAFL +1811.4%MET +1252.4%AFL compounded faster
AFL MET
AFL vs MET: by the numbers
- •AFL is the larger company ($65.94B vs $62.73B market cap).
- •AFL trades at the lower trailing earnings multiple (14.45 vs 18.45 P/E), one valuation lens rather than an overall verdict.
- •AFL converts more revenue to profit (25.44% vs 4.70% net margin).
- •MET grew revenue faster over the past five years (3.40% vs -4.37% CAGR).
- •MET pays the higher dividend yield (2.41% vs 1.88%).
Metrics side by side
Valuation
| Metric | AFL | MET |
|---|---|---|
| P/E ratio | 14.45 | 18.45 |
| Forward P/E | 18.03 | 9.66 |
| P/S ratio | 3.58 | 0.81 |
| P/B ratio | 2.17 | 2.28 |
| PEG ratio | 28.89 | N/A |
Profitability
| Metric | AFL | MET |
|---|---|---|
| Gross margin | 38.93% | 28.40% |
| Operating margin | 30.97% | 6.26% |
| Net margin | 25.44% | 4.70% |
| ROE | 15.47% | 13.24% |
| ROIC | 3.37% | 0.72% |
Dividends
| Metric | AFL | MET |
|---|---|---|
| Dividend yield | 1.88% | 2.41% |
| Payout ratio | 34.69% | 47.81% |
Growth (annualized)
| Metric | AFL | MET |
|---|---|---|
| Revenue CAGR (5Y) | -4.37% | 3.40% |
| EPS CAGR (5Y) | 0.50% | -3.45% |
| Total return CAGR (5Y) | 21.80% | 14.26% |
Frequently asked
- Which has the lower trailing P/E, AFL or MET?
- AFL has the lower trailing P/E: AFL trades at 14.45 and MET at 18.45. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, AFL or MET?
- Over the past five years, MET grew revenue faster — AFL at a -4.37% CAGR versus MET at 3.40%.
- Does AFL or MET pay a bigger dividend?
- AFL yields 1.88% and MET yields 2.41% based on trailing dividends and the latest price.
- Is AFL or MET more profitable?
- AFL runs the higher net margin — AFL at 25.44% versus MET at 4.70%.
- How have AFL and MET total returns compared?
- Over the past 10 years, AFL delivered 16.05% and MET delivered 13.39% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Aflac P/E ratioMetLife P/E ratioAflac dividend yieldMetLife dividend yieldAflac ROEMetLife ROEAflac operating marginMetLife operating marginAflac revenue growthMetLife revenue growthAflac free cash flowMetLife free cash flow
Aflac & MetLife appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified July 28, 2026.