Aflac Incorporated (AFL) vs MetLife, Inc. (MET)
AFL leads on 8 of 15 compared metrics.
A side-by-side comparison of Aflac Incorporated and MetLife, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of June 13, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).
AFL
Aflac Incorporated
$117.80Financial Services
MET
MetLife, Inc.
$88.84Financial Services
Total return — AFL vs MET
growth of $100 · last 26yAFL +926.1%MET +576.1%AFL compounded faster
AFL MET
AFL vs MET: by the numbers
- •AFL is the larger company ($59.96B vs $57.16B market cap).
- •AFL trades at the lower earnings multiple (13.45 vs 17.22 P/E).
- •AFL converts more revenue to profit (25.44% vs 4.70% net margin).
- •MET grew revenue faster over the past five years (3.40% vs -4.37% CAGR).
- •MET pays the higher dividend yield (2.58% vs 2.02%).
Which is better, AFL or MET?
Metric tally: AFL 8 · MET 7It depends on what you're optimizing for:
ValueAFL(lower P/E)
GrowthMET(faster 5Y revenue CAGR)
IncomeMET(higher dividend yield)
QualityAFL(higher ROIC)
Valuation
| Metric | AFL | MET |
|---|---|---|
| P/E ratio | 13.45● | 17.22 |
| Forward P/E | 16.68 | 8.96● |
| P/S ratio | 3.33 | 0.76● |
| P/B ratio | 2.70 | 2.13● |
| PEG ratio | 26.89 | — |
| EV / EBITDA | 9.48 | 9.50 |
| FCF yield | 4.84% | 28.41%● |
Profitability
| Metric | AFL | MET |
|---|---|---|
| Gross margin | 47.76%● | 28.40% |
| Operating margin | 30.97%● | 6.26% |
| Net margin | 25.44%● | 4.70% |
| ROE | 20.66%● | 13.24% |
| ROIC | 3.21%● | 0.72% |
Dividends
| Metric | AFL | MET |
|---|---|---|
| Dividend yield | 2.02% | 2.58%● |
| Payout ratio | 34.69% | 47.81% |
Growth (annualized)
| Metric | AFL | MET |
|---|---|---|
| Revenue CAGR (5Y) | -4.37% | 3.40%● |
| EPS CAGR (5Y) | 0.50%● | -3.45% |
| FCF CAGR (5Y) | -13.07% | 8.18%● |
| Total return CAGR (5Y) | 18.59%● | 10.03% |
Frequently asked
- Which is better, AFL or MET?
- It depends on your goal. value: AFL (lower P/E); growth: MET (faster 5Y revenue CAGR); income: MET (higher dividend yield); quality: AFL (higher ROIC). Across all compared metrics, AFL leads 8 to 7.
- Is AFL or MET cheaper?
- On trailing earnings, AFL is cheaper: AFL trades at a 13.45 P/E and MET at 17.22.
- Which has grown faster, AFL or MET?
- Over the past five years, MET grew revenue faster — AFL at a -4.37% CAGR versus MET at 3.40%.
- Does AFL or MET pay a bigger dividend?
- AFL yields 2.02% and MET yields 2.58% based on trailing dividends and the latest price.
- Is AFL or MET more profitable?
- AFL runs the higher net margin — AFL at 25.44% versus MET at 4.70%.
- Which has been the better investment, AFL or MET?
- Over the past 10-year, AFL delivered the higher annualized total return — AFL at 15.72% versus MET at 12.46%. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Aflac P/E ratioMetLife P/E ratioAflac dividend yieldMetLife dividend yieldAflac ROEMetLife ROEAflac operating marginMetLife operating marginAflac revenue growthMetLife revenue growthAflac free cash flowMetLife free cash flow
Aflac & MetLife appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified June 13, 2026.