Aflac Incorporated (AFL) vs MetLife, Inc. (MET)
A side-by-side comparison of Aflac Incorporated and MetLife, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of September 10, 2026. Differences are shown without an overall score or investment verdict.
AFL
Aflac Incorporated
$115.28Financial ServicesDelayed quote: Sep 11, 2026, 4:00 PM EDT
MET
MetLife, Inc.
$97.14Financial ServicesDelayed quote: Sep 11, 2026, 4:00 PM EDT
Total return — AFL vs MET
growth of $100 · dividends reinvested · last 10yAFL +292.5% (+14.7%/yr)MET +240.1% (+13.0%/yr)AFL compounded faster over this window
AFL MET
AFL vs MET: by the numbers
- •MET is the larger company ($62.50B vs $58.68B market cap).
- •AFL trades at the lower trailing earnings multiple (12.42 vs 18.64 P/E), one valuation lens rather than an overall verdict.
- •AFL converts more revenue to profit (26.88% vs 4.61% net margin).
- •MET grew revenue faster over the past five years (2.19% vs -4.64% CAGR).
- •MET pays the higher dividend yield (2.40% vs 2.11%).
Metrics side by side
Valuation
| Metric | AFL | MET |
|---|---|---|
| P/E ratio | 12.42 | 18.64 |
| Forward P/E | 16.44 | 9.69 |
| P/S ratio | 3.24 | 0.79 |
| P/B ratio | 1.94 | 2.29 |
Profitability
| Metric | AFL | MET |
|---|---|---|
| Gross margin | 38.93% | 36.36% |
| Operating margin | 32.16% | 6.19% |
| Net margin | 26.88% | 4.61% |
| ROE | 16.04% | 13.27% |
Dividends
| Metric | AFL | MET |
|---|---|---|
| Dividend yield | 2.11% | 2.40% |
| Payout ratio | 25.97% | 44.53% |
Growth (annualized)
| Metric | AFL | MET |
|---|---|---|
| Revenue CAGR (5Y) | -4.64% | 2.19% |
| EPS CAGR (5Y) | 0.50% | -3.45% |
| Total return CAGR (5Y) | 18.59% | 13.10% |
Frequently asked
- Which has the lower trailing P/E, AFL or MET?
- AFL has the lower trailing P/E: AFL trades at 12.42 and MET at 18.64. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, AFL or MET?
- Over the past five years, MET grew revenue faster — AFL at a -4.64% CAGR versus MET at 2.19%.
- Does AFL or MET pay a bigger dividend?
- AFL yields 2.11% and MET yields 2.40% based on trailing dividends and the latest price.
- Is AFL or MET more profitable?
- AFL runs the higher net margin — AFL at 26.88% versus MET at 4.61%.
- How have AFL and MET total returns compared?
- Over the past 10 years, AFL delivered 14.83% and MET delivered 13.17% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Aflac P/E ratioMetLife P/E ratioAflac dividend yieldMetLife dividend yieldAflac ROEMetLife ROEAflac operating marginMetLife operating marginAflac revenue growthMetLife revenue growth
Aflac & MetLife appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified September 10, 2026.