Aflac Incorporated (AFL) vs MetLife, Inc. (MET)

AFL leads on 8 of 15 compared metrics.

A side-by-side comparison of Aflac Incorporated and MetLife, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of June 13, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).

Total return — AFL vs MET

growth of $100 · last 26y
AFL +926.1%MET +576.1%AFL compounded faster
02004006008001kStart $10020052010201520202025$1,026$676
AFL MET

AFL vs MET: by the numbers

  • AFL is the larger company ($59.96B vs $57.16B market cap).
  • AFL trades at the lower earnings multiple (13.45 vs 17.22 P/E).
  • AFL converts more revenue to profit (25.44% vs 4.70% net margin).
  • MET grew revenue faster over the past five years (3.40% vs -4.37% CAGR).
  • MET pays the higher dividend yield (2.58% vs 2.02%).

Which is better, AFL or MET?

Metric tally: AFL 8 · MET 7

It depends on what you're optimizing for:

ValueAFL(lower P/E)
GrowthMET(faster 5Y revenue CAGR)
IncomeMET(higher dividend yield)
QualityAFL(higher ROIC)

Valuation

MetricAFLMET
P/E ratio13.4517.22
Forward P/E16.688.96
P/S ratio3.330.76
P/B ratio2.702.13
PEG ratio26.89
EV / EBITDA9.489.50
FCF yield4.84%28.41%

Profitability

MetricAFLMET
Gross margin47.76%28.40%
Operating margin30.97%6.26%
Net margin25.44%4.70%
ROE20.66%13.24%
ROIC3.21%0.72%

Dividends

MetricAFLMET
Dividend yield2.02%2.58%
Payout ratio34.69%47.81%

Growth (annualized)

MetricAFLMET
Revenue CAGR (5Y)-4.37%3.40%
EPS CAGR (5Y)0.50%-3.45%
FCF CAGR (5Y)-13.07%8.18%
Total return CAGR (5Y)18.59%10.03%

Frequently asked

Which is better, AFL or MET?
It depends on your goal. value: AFL (lower P/E); growth: MET (faster 5Y revenue CAGR); income: MET (higher dividend yield); quality: AFL (higher ROIC). Across all compared metrics, AFL leads 8 to 7.
Is AFL or MET cheaper?
On trailing earnings, AFL is cheaper: AFL trades at a 13.45 P/E and MET at 17.22.
Which has grown faster, AFL or MET?
Over the past five years, MET grew revenue faster — AFL at a -4.37% CAGR versus MET at 3.40%.
Does AFL or MET pay a bigger dividend?
AFL yields 2.02% and MET yields 2.58% based on trailing dividends and the latest price.
Is AFL or MET more profitable?
AFL runs the higher net margin — AFL at 25.44% versus MET at 4.70%.
Which has been the better investment, AFL or MET?
Over the past 10-year, AFL delivered the higher annualized total return — AFL at 15.72% versus MET at 12.46%. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified June 13, 2026.