Aflac Incorporated (AFL) vs The Allstate Corporation (ALL)
A side-by-side comparison of Aflac Incorporated and The Allstate Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of July 28, 2026. Differences are shown without an overall score or investment verdict.
AFL
Aflac Incorporated
$129.55Financial ServicesDelayed quote: Jul 28, 2026, 4:00 PM EDT
ALL
The Allstate Corporation
$272.42Financial ServicesDelayed quote: Jul 28, 2026, 4:00 PM EDT
Total return — AFL vs ALL
growth of $100 · dividends reinvested · last 30yAFL +5536.2%ALL +2271.9%AFL compounded faster
AFL ALL
AFL vs ALL: by the numbers
- •ALL is the larger company ($70.13B vs $65.94B market cap).
- •ALL trades at the lower trailing earnings multiple (5.76 vs 14.45 P/E), one valuation lens rather than an overall verdict.
- •AFL converts more revenue to profit (25.44% vs 18.09% net margin).
- •ALL grew revenue faster over the past five years (8.07% vs -4.37% CAGR).
- •AFL pays the higher dividend yield (1.88% vs 1.59%).
Metrics side by side
Valuation
| Metric | AFL | ALL |
|---|---|---|
| P/E ratio | 14.45 | 5.76 |
| Forward P/E | 18.03 | 8.37 |
| P/S ratio | 3.58 | 1.02 |
| P/B ratio | 2.17 | 2.17 |
| PEG ratio | 28.89 | 0.04 |
Profitability
| Metric | AFL | ALL |
|---|---|---|
| Gross margin | 38.93% | 39.83% |
| Operating margin | 30.97% | 23.30% |
| Net margin | 25.44% | 18.09% |
| ROE | 15.47% | 38.43% |
| ROIC | 3.37% | 20.79% |
Dividends
| Metric | AFL | ALL |
|---|---|---|
| Dividend yield | 1.88% | 1.59% |
| Payout ratio | 34.69% | 10.75% |
Growth (annualized)
| Metric | AFL | ALL |
|---|---|---|
| Revenue CAGR (5Y) | -4.37% | 8.07% |
| EPS CAGR (5Y) | 0.50% | 17.15% |
| Total return CAGR (5Y) | 21.80% | 18.31% |
Frequently asked
- Which has the lower trailing P/E, AFL or ALL?
- ALL has the lower trailing P/E: AFL trades at 14.45 and ALL at 5.76. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, AFL or ALL?
- Over the past five years, ALL grew revenue faster — AFL at a -4.37% CAGR versus ALL at 8.07%.
- Does AFL or ALL pay a bigger dividend?
- AFL yields 1.88% and ALL yields 1.59% based on trailing dividends and the latest price.
- Is AFL or ALL more profitable?
- AFL runs the higher net margin — AFL at 25.44% versus ALL at 18.09%.
- How have AFL and ALL total returns compared?
- Over the past 10 years, AFL delivered 16.05% and ALL delivered 17.06% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Aflac P/E ratioAllstate P/E ratioAflac dividend yieldAllstate dividend yieldAflac ROEAllstate ROEAflac operating marginAllstate operating marginAflac revenue growthAllstate revenue growthAflac free cash flowAllstate free cash flow
Aflac & Allstate appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified July 28, 2026.