Cincinnati Financial Corporation (CINF) Return on Equity (ROE): 17.54%
Is Cincinnati Financial Corporation’s return on equity (ROE) high or low?
Cincinnati Financial Corporation's return on equity (ROE) of 17.54% is 38% above its 5-year average of 12.67%, near the high end of its 5-year range (-4.61%–22.65%).
The return on equity (ROE) for Cincinnati Financial Corporation (CINF) is 17.54% as of Wednesday, June 10, 2026. It is above its 12-month average by 11.40% (15.74%).
CINF Return on Equity (ROE) Chart
CINF Average Return on Equity (ROE) Chart
CINF Current vs Average Return on Equity (ROE) Chart
CINF Return on Equity (ROE) Metrics
RETURN ON EQUITY (ROE)
17.54%
RETURN ON EQUITY (ROE) AVG TTM
15.74%
RETURN ON EQUITY (ROE) AVG 3Y
10.53%
RETURN ON EQUITY (ROE) AVG 5Y
12.67%
RETURN ON EQUITY (ROE) AVG 10Y
11.90%
RETURN ON EQUITY (ROE) AVG 15Y
10.36%
RETURN ON EQUITY (ROE) AVG 20Y
10.62%
CURRENT VS TTM AVG
+11.40%
CURRENT VS 3Y AVG
+66.61%
CURRENT VS 5Y AVG
+38.42%
CURRENT VS 10Y AVG
+47.45%
CURRENT VS 15Y AVG
+69.29%
CURRENT VS 20Y AVG
+65.12%
CINF Competitors' Return on Equity (ROE)
| NAME | MARKET CAP | RETURN ON EQUITY (ROE) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Cincinnati Financial Corporation (CINF) | — | 17.54% | 15.74% | 10.53% | 12.67% |
| Willis Towers Watson Public Limited Company (WTW) | $25.17B | 20.90% | 9.45% | 10.01% | 13.52% |
| Synchrony Financial (SYF) | $23.58B | 21.85% | 21.15% | 20.46% | 20.61% |
| Loews Corporation (L) | $22.30B | 9.99% | 8.61% | 8.02% | 5.93% |
| Brown & Brown, Inc. (BRO) | $20.70B | 9.12% | 11.91% | 13.50% | 13.47% |
| SoFi Technologies, Inc. (SOFI) | $20.36B | 5.34% | 6.12% | 0.25% | -2.77% |
| The Hartford Financial Services Group, Inc. (HIG) | $35.74B | 21.50% | 19.57% | 17.20% | 15.24% |
| PayPal Holdings, Inc. (PYPL) | $35.90B | 25.26% | 23.07% | 19.56% | 19.74% |
| Global Payments Inc. (GPN) | $15.10B | 6.12% | 6.58% | 4.49% | 3.98% |
| Prudential Financial, Inc. (PRU) | $36.78B | 10.84% | 10.40% | 4.90% | 5.56% |
Return Analysis
ROE
17.5%
ROA
6.7%
Cincinnati Financial Corporation Return on Equity (ROE) Formula & Definition
ROE = Net Income / Total Shareholders' Equity
Return on equity measures how efficiently a company generates profit from shareholders' equity. Higher ROE indicates better capital efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
Cincinnati Financial Corporation Return on Equity (ROE) FAQ
- What is the return on equity (ROE) for Cincinnati Financial Corporation (CINF)?
- The return on equity (ROE) for CINF stock is 17.54%.
- Is Cincinnati Financial Corporation's return on equity (ROE) high or low?
- Cincinnati Financial Corporation's return on equity (ROE) of 17.54% is 38% above its 5-year average of 12.67%, near the high end of its 5-year range (-4.61%–22.65%).
- What is the TTM average return on equity (ROE) for Cincinnati Financial Corporation (CINF)?
- The TTM average return on equity (ROE) for CINF stock is 15.74%.
- What is the 3Y average return on equity (ROE) for Cincinnati Financial Corporation (CINF)?
- The 3Y average return on equity (ROE) for CINF stock is 10.53%.
- What is the 5Y average return on equity (ROE) for Cincinnati Financial Corporation (CINF)?
- The 5Y average return on equity (ROE) for CINF stock is 12.67%.
- What is the 10Y average return on equity (ROE) for Cincinnati Financial Corporation (CINF)?
- The 10Y average return on equity (ROE) for CINF stock is 11.90%.
- What is the 15Y average return on equity (ROE) for Cincinnati Financial Corporation (CINF)?
- The 15Y average return on equity (ROE) for CINF stock is 10.36%.
- What is the 20Y average return on equity (ROE) for Cincinnati Financial Corporation (CINF)?
- The 20Y average return on equity (ROE) for CINF stock is 10.62%.
Cincinnati Financial Corporation Return on Equity (ROE) History
| DATE | RETURN ON EQUITY (ROE) |
|---|---|
| 2025-12-31 | 15.04% |
| 2024-12-31 | 16.45% |
| 2023-12-31 | 15.23% |
| 2022-12-31 | -4.61% |
| 2021-12-31 | 22.65% |
| 2020-12-31 | 11.27% |
| 2019-12-31 | 20.25% |
| 2018-12-31 | 3.66% |
| 2017-12-31 | 12.68% |
| 2016-12-31 | 8.37% |
| 2015-12-31 | 9.86% |
| 2014-12-31 | 7.99% |
| 2013-12-31 | 8.52% |
| 2012-12-31 | 7.72% |
| 2011-12-31 | 3.24% |
| 2010-12-31 | 7.45% |
| 2009-12-31 | 9.08% |
| 2008-12-31 | 10.26% |
| 2007-12-31 | 14.42% |
| 2006-12-31 | 13.66% |
| 2005-12-31 | 9.89% |
| 2004-12-31 | 9.35% |
| 2003-12-31 | 6.03% |
| 2002-12-31 | 4.25% |
| 2001-12-31 | 3.22% |
| 2000-12-31 | 1.97% |
| 1999-12-31 | 4.70% |
| 1998-12-31 | 4.30% |
| 1997-12-31 | 6.35% |
| 1996-12-31 | 7.07% |
Related Metrics
About Cincinnati Financial Corporation
Cincinnati Financial Corporation, operating through its various subsidiaries, delivers a range of property and casualty insurance offerings across the United States. Its operations are organized into five distinct divisions: Commercial Lines, Personal Lines, Excess and Surplus Lines, Life Insurance, and Investments. The Commercial Lines division safeguards businesses against risks such as commercial casualty, property damage, vehicle incidents, and workers' compensation claims; it also offers specialized protection including director and officer liability, various surety and fidelity bonds, and coverage for machinery and equipment. For individual clients, the Personal Lines segment provides essential coverages like personal auto and homeowner policies, alongside dwelling fire, inland marine, personal umbrella liability, and watercraft protection. The Excess and Surplus Lines segment specializes in commercial casualty insurance, protecting companies from third-party liabilities stemming from on-site incidents, operational activities, or product-related injuries; this segment also delivers commercial property insurance, securing assets like buildings, inventory, and equipment, as well as business income, against a broad spectrum of perils including fire, wind, hail, water damage, theft, and vandalism. Through its Life Insurance division, the company offers a comprehensive suite of life policies, encompassing term life, universal life, worksite-based term life, and whole life insurance options. The Investments segment manages a portfolio including fixed-maturity assets like taxable and tax-exempt bonds, along with redeemable preferred stocks, and equity holdings such as common and non-redeemable preferred stocks. Beyond insurance, Cincinnati Financial Corporation extends its services to include commercial leasing and financing, as well as insurance brokerage. Established in 1950, Cincinnati Financial Corporation's corporate headquarters are situated in Fairfield, Ohio.
- Sector
- Financial Services
- Industry
- Insurance - Property & Casualty
- CEO
- Stephen Michael Spray