Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the quick ratio (acid-test) high or low?
The quick ratio (acid-test) of 1.90 is 1750% above its 5-year average of 0.10, near the high end of its 5-year range (0.00–1.90).
As of the fiscal period ended Tuesday, June 30, 2026. 124.49% above its 12-month average of 0.85.
Reported quarterly quick ratio; no daily interpolation.
QUICK RATIO (ACID-TEST)
1.90
QUICK RATIO (ACID-TEST) AVG TTM
0.85
QUICK RATIO (ACID-TEST) AVG 3Y
0.18
QUICK RATIO (ACID-TEST) AVG 5Y
0.10
QUICK RATIO (ACID-TEST) AVG 10Y
0.00
QUICK RATIO (ACID-TEST) AVG 15Y
0.00
QUICK RATIO (ACID-TEST) AVG 20Y
0.00
CURRENT VS TTM AVG
+124.49%
CURRENT VS 3Y AVG
+927.77%
CURRENT VS 5Y AVG
+1749.98%
CURRENT VS 10Y AVG
N/A
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
1.08
median of 102 covered companies
CURRENT VS SECTOR MEDIAN
+75.80%
vs the sector median at left
Cincinnati Financial Corporation
Market Cap
$25.96B
Quick Ratio (Acid-Test)
1.90
TTM Avg
0.85
3Y Avg
0.18
5Y Avg
0.10
Market Cap
$25.97B
Quick Ratio (Acid-Test)
1.37
TTM Avg
1.38
3Y Avg
1.36
5Y Avg
1.37
Market Cap
$25.71B
Quick Ratio (Acid-Test)
1.03
TTM Avg
1.03
3Y Avg
1.03
5Y Avg
1.02
Market Cap
$25.66B
Quick Ratio (Acid-Test)
0.33
TTM Avg
0.29
3Y Avg
0.29
5Y Avg
0.32
Market Cap
$25.58B
Quick Ratio (Acid-Test)
3.72
TTM Avg
0.21
3Y Avg
0.21
5Y Avg
0.22
Market Cap
$24.63B
Quick Ratio (Acid-Test)
0.30
TTM Avg
4.22
3Y Avg
4.60
5Y Avg
172.74
Market Cap
$23.45B
Quick Ratio (Acid-Test)
2.18
TTM Avg
40.55
3Y Avg
23.13
5Y Avg
18.11
Market Cap
$23.10B
Quick Ratio (Acid-Test)
0.16
TTM Avg
0.21
3Y Avg
0.21
5Y Avg
0.43
| NAME | MARKET CAP | QUICK RATIO (ACID-TEST) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Cincinnati Financial Corporation (CINF) | $25.96B | 1.90 | 0.85 | 0.18 | 0.10 |
| W. R. Berkley Corporation (WRB)vs › | $25.97B | 1.37 | 1.38 | 1.36 | 1.37 |
| Circle Internet Group (CRCL)vs › | $25.71B | 1.03 | 1.03 | 1.03 | 1.02 |
| Regions Financial Corporation (RF)vs › | $25.66B | 0.33 | 0.29 | 0.29 | 0.32 |
| Synchrony Financial (SYF)vs › | $25.58B | 3.72 | 0.21 | 0.21 | 0.22 |
| Principal Financial Group, Inc. (PFG)vs › | $24.63B | 0.30 | 4.22 | 4.60 | 172.74 |
| KeyCorp (KEY)vs › | $23.52B | 0.35 | 0.47 | 0.40 | 0.39 |
| T. Rowe Price Group, Inc. (TROW)vs › | $23.45B | 2.18 | 40.55 | 23.13 | 18.11 |
| SoFi Technologies, Inc. (SOFI)vs › | $23.10B | 0.16 | 0.21 | 0.21 | 0.43 |
| Brown & Brown, Inc. (BRO)vs › | $22.81B | 1.05 | 1.07 | 1.07 | 1.13 |
Quick Ratio
1.90
Excludes inventory
Current Ratio
1.90
Includes inventory
Quick Ratio = (Current Assets − Inventory) / Current Liabilities
The quick ratio is a stricter liquidity measure that excludes inventory, showing the ability to meet short-term obligations with the most liquid assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | QUICK RATIO (ACID-TEST) |
|---|---|
| 2026-06-30 | 1.90 |
| 2026-03-31 | 0.29 |
| 2025-12-31 | 1.29 |
| 2025-09-30 | 0.37 |
| 2025-06-30 | 0.38 |
| 2025-03-31 | 0.38 |
| 2024-12-31 | 1.31 |
| 2024-09-30 | 0.42 |
| 2024-06-30 | 0.00 |
| 2024-03-31 | 0.00 |
| 2023-12-31 | 0.00 |
| 2023-09-30 | 0.00 |
| 2023-06-30 | 0.00 |
| 2023-03-31 | 0.00 |
| 2022-12-31 | 0.00 |
| 2022-09-30 | 0.00 |
| 2022-06-30 | 0.00 |
| 2022-03-31 | 0.00 |
| 2021-12-31 | 0.00 |
| 2021-09-30 | 0.00 |
| 2021-06-30 | 0.00 |
| 2021-03-31 | 0.00 |
| 2020-12-31 | 0.00 |
| 2020-09-30 | 0.00 |
| 2020-06-30 | 0.00 |
| 2020-03-31 | 0.00 |
| 2019-12-31 | 0.00 |
| 2019-09-30 | 0.00 |
| 2019-06-30 | 0.00 |
| 2019-03-31 | 0.00 |
| 2018-12-31 | 0.00 |
| 2018-09-30 | 0.00 |
| 2018-06-30 | 0.00 |
| 2018-03-31 | 0.00 |
| 2017-12-31 | 0.00 |
| 2017-09-30 | 0.00 |
| 2017-06-30 | 0.00 |
| 2017-03-31 | 0.00 |
| 2016-12-31 | 0.00 |
| 2016-09-30 | 0.00 |
| 2016-06-30 | 0.00 |
| 2016-03-31 | 0.00 |
| 2015-12-31 | 0.00 |
| 2015-09-30 | 0.00 |
| 2015-06-30 | 0.00 |
| 2015-03-31 | 0.00 |
| 2014-12-31 | 0.00 |
| 2014-09-30 | 0.00 |
| 2014-06-30 | 0.00 |
| 2014-03-31 | 0.00 |
| 2013-12-31 | 0.00 |
| 2013-09-30 | 0.00 |
| 2013-06-30 | 0.00 |
| 2013-03-31 | 0.00 |
| 2012-12-31 | 0.00 |
| 2012-09-30 | 0.00 |
| 2012-06-30 | 0.00 |
| 2012-03-31 | 0.00 |
| 2011-12-31 | 0.00 |
| 2011-09-30 | 0.00 |
| 2011-06-30 | 0.00 |
| 2011-03-31 | 0.00 |
| 2010-12-31 | 0.00 |
| 2010-09-30 | 0.00 |
| 2010-06-30 | 0.00 |
| 2010-03-31 | 0.00 |
| 2009-12-31 | 0.00 |
| 2009-09-30 | 0.00 |
| 2009-06-30 | 0.00 |
| 2009-03-31 | 0.00 |
| 2008-12-31 | 0.00 |
| 2008-09-30 | 0.00 |
| 2008-06-30 | 0.00 |
| 2008-03-31 | 0.00 |
| 2007-12-31 | 0.00 |
| 2007-09-30 | 0.00 |
| 2007-06-30 | 0.00 |
| 2007-03-31 | 0.00 |
| 2006-12-31 | 0.00 |
| 2006-09-30 | 0.00 |
| 2006-06-30 | 0.00 |
| 2006-03-31 | 0.00 |
| 2005-12-31 | 0.00 |
| 2005-09-30 | 0.00 |
| 2005-06-30 | 0.00 |
| 2005-03-31 | 0.00 |
| 2004-12-31 | 0.00 |
| 2004-09-30 | 0.00 |
| 2004-06-30 | 0.00 |
| 2004-03-31 | 0.00 |
| 2003-12-31 | 0.00 |
| 2003-09-30 | 0.00 |
| 2003-06-30 | 0.00 |
| 2003-03-31 | 0.00 |
| 2002-12-31 | 0.00 |
| 2002-09-30 | 0.00 |
