Basis: Trailing twelve months (TTM net income over the latest quarterly balance sheet). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on assets (ROA) high or low?
The return on assets (ROA) of -26.32% is 33500% below its 5-year average of -0.08%, near the low end of its 5-year range (-26.32%–12.29%).
2140.31% below its 12-month average of 1.29%.
Reported quarterly return on assets; no daily interpolation. Q3 FY2026 (2026-07-31): -3.72%.
RETURN ON ASSETS (ROA)
-26.32%
RETURN ON ASSETS (ROA) AVG TTM
1.29%
RETURN ON ASSETS (ROA) AVG 3Y
-1.74%
RETURN ON ASSETS (ROA) AVG 5Y
-0.08%
RETURN ON ASSETS (ROA) AVG 10Y
N/A
RETURN ON ASSETS (ROA) AVG 15Y
N/A
RETURN ON ASSETS (ROA) AVG 20Y
N/A
CURRENT VS TTM AVG
-2140.31%
CURRENT VS 3Y AVG
-1408.31%
CURRENT VS 5Y AVG
-33500.00%
CURRENT VS 10Y AVG
N/A
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
1.22%
median of 595 covered companies
CURRENT VS SECTOR MEDIAN
-2257.38%
vs the sector median at left
OFS Credit Company, Inc.
Market Cap
$683.83M
Return on Assets (ROA)
-26.32%
TTM Avg
1.29%
3Y Avg
-1.74%
5Y Avg
-0.08%
Market Cap
$685.10M
Return on Assets (ROA)
0.64%
TTM Avg
-0.70%
3Y Avg
0.17%
5Y Avg
0.35%
Market Cap
$682.96M
Return on Assets (ROA)
1.39%
TTM Avg
1.19%
3Y Avg
1.17%
5Y Avg
1.13%
Market Cap
$680.80M
Return on Assets (ROA)
0.84%
TTM Avg
0.97%
3Y Avg
1.10%
5Y Avg
1.17%
Market Cap
$676.32M
Return on Assets (ROA)
2.86%
TTM Avg
2.75%
3Y Avg
1.40%
5Y Avg
1.53%
Market Cap
$674.52M
Return on Assets (ROA)
2.68%
TTM Avg
0.59%
3Y Avg
0.72%
5Y Avg
0.42%
Market Cap
$696.81M
Return on Assets (ROA)
1.04%
TTM Avg
0.65%
3Y Avg
0.77%
5Y Avg
0.90%
Market Cap
$670.37M
Return on Assets (ROA)
12.67%
TTM Avg
10.23%
3Y Avg
8.55%
5Y Avg
9.10%
Market Cap
$698.30M
Return on Assets (ROA)
1.50%
TTM Avg
0.84%
3Y Avg
0.88%
5Y Avg
0.71%
| NAME | MARKET CAP | RETURN ON ASSETS (ROA) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| OFS Credit Company, Inc. (OCCIN) | $683.83M | -26.32% | 1.29% | -1.74% | -0.08% |
| Midland States Bancorp, Inc. (MSBI)vs › | $685.10M | 0.64% | -0.70% | 0.17% | 0.35% |
| Red River Bancshares, Inc. (RRBI)vs › | $682.96M | 1.39% | 1.19% | 1.17% | 1.13% |
| Farmers National Banc Corp. (FMNB)vs › | $680.80M | 0.84% | 0.97% | 1.10% | 1.17% |
| Donegal Group Inc. (DGICA)vs › | $676.32M | 2.86% | 2.75% | 1.40% | 1.53% |
| Carter Bankshares, Inc. (CARE)vs › | $674.52M | 2.68% | 0.59% | 0.72% | 0.42% |
| Peoples Financial Services Corp. (PFIS)vs › | $696.81M | 1.04% | 0.65% | 0.77% | 0.90% |
| Gladstone Investment Corporation (GAINI)vs › | $670.37M | 12.67% | 10.23% | 8.55% | 9.10% |
| California BanCorp (BCAL)vs › | $698.30M | 1.50% | 0.84% | 0.88% | 0.71% |
| Midland States Bancorp, Inc. (MSBIP)vs › | $700.46M | 0.64% | -0.70% | 0.17% | 0.35% |
ROA
-26.3%
ROE
-50.9%
ROA = Net Income / Total Assets
Return on assets measures how efficiently a company generates profit from its total assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON ASSETS (ROA) |
|---|---|
| 2025-10-31 | -3.66% |
| 2024-10-31 | 6.24% |
| 2023-10-31 | -1.02% |
| 2022-10-31 | -8.54% |
| 2021-10-31 | 12.29% |
| 2020-10-31 | -5.78% |
| 2019-10-31 | -11.53% |
| 2018-10-31 | 0.56% |
