Which has grown faster, DGICA or OCCIN?

Over the past five years, OCCIN grew revenue faster — DGICA at a 3.86% CAGR versus OCCIN at 18.50%.

Does DGICA or OCCIN pay a bigger dividend?

DGICA yields 4.11% and OCCIN yields 5.25% based on trailing dividends and the latest price.

Is DGICA or OCCIN more profitable?

DGICA runs the higher net margin — DGICA at 7.38% versus OCCIN at -169.25%.

Donegal Group Inc. (DGICA) vs OFS Credit Company, Inc. (OCCIN)

A side-by-side comparison of Donegal Group Inc. and OFS Credit Company, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

DGICA

Donegal Group Inc.

$670M

$18.19Financial ServicesDelayed quote: Oct 6, 2026, 4:00 PM EDT

OCCIN

OFS Credit Company, Inc.

$684M

$24.93Financial ServicesDelayed quote: Oct 6, 2026, 4:00 PM EDT

Total return — DGICA vs OCCIN

growth of $100 · dividends reinvested · last 5y

DGICA +61.4% (+10.0%/yr)OCCIN +31.7% (+5.7%/yr)DGICA compounded faster over this window

DGICA OCCIN

DGICA vs OCCIN: by the numbers

•OCCIN is the larger company ($684M vs $670M market cap).
•DGICA is profitable (7.38% net margin) while OCCIN runs a net loss (-169.25%).
•OCCIN grew revenue faster over the past five years (18.50% vs 3.86% CAGR).
•OCCIN pays the higher dividend yield (5.25% vs 4.11%).

Metrics side by side

Valuation

Metric	DGICA	OCCIN
P/E ratio	9.19	N/A
Forward P/E	10.11	27.10
PEG ratio	2.58	N/A
P/S ratio	0.70	23.19
P/B ratio	1.01	6.97

Profitability

Metric	DGICA	OCCIN
Gross margin	N/A	70.77%
Operating margin	9.10%	-5.48%
Net margin	7.38%	-169.25%
ROE	10.67%	-50.90%

Donegal Group Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

Metric	DGICA	OCCIN
Dividend yield	4.11%	5.25%
Payout ratio	37.88%	N/A

Growth (annualized)

Metric	DGICA	OCCIN
Revenue CAGR (5Y)	3.86%	18.50%
EPS CAGR (5Y)	4.28%	N/A
Total return CAGR (5Y)	9.25%	N/A

Frequently asked

Which has grown faster, DGICA or OCCIN?: Over the past five years, OCCIN grew revenue faster — DGICA at a 3.86% CAGR versus OCCIN at 18.50%.
Does DGICA or OCCIN pay a bigger dividend?: DGICA yields 4.11% and OCCIN yields 5.25% based on trailing dividends and the latest price.
Is DGICA or OCCIN more profitable?: DGICA runs the higher net margin — DGICA at 7.38% versus OCCIN at -169.25%.

Go deeper

Full DGICA analysis Full OCCIN analysis Interactive comparison tool

Dig into the metrics

Donegal P/E ratio Donegal dividend yield OFS Credit dividend yield Donegal ROE OFS Credit ROE Donegal operating margin OFS Credit operating margin Donegal revenue growth OFS Credit revenue growth

Donegal & OFS Credit appear in these rankings

Highest Dividend Yield Stocks Fastest Revenue Growth Stocks Lowest P/E Ratio Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.