Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the operating margin high or low?
The operating margin of -5.48% is 142% below its 5-year average of 13.18%, near the high end of its 5-year range (-583.66%–120.22%).
96.77% above its 12-month average of -169.65%.
Reported quarterly operating margin; no daily interpolation. Q3 FY2026 (2026-07-31): -85.10%.
OPERATING MARGIN
-5.48%
OPERATING MARGIN AVG TTM
-169.65%
OPERATING MARGIN AVG 3Y
20.66%
OPERATING MARGIN AVG 5Y
13.18%
OPERATING MARGIN AVG 10Y
N/A
OPERATING MARGIN AVG 15Y
N/A
OPERATING MARGIN AVG 20Y
N/A
CURRENT VS TTM AVG
+96.77%
CURRENT VS 3Y AVG
-126.53%
CURRENT VS 5Y AVG
-141.57%
CURRENT VS 10Y AVG
N/A
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
16.16%
median of 641 covered companies
CURRENT VS SECTOR MEDIAN
-133.91%
vs the sector median at left
OFS Credit Company, Inc.
Market Cap
$683.83M
Operating Margin
-5.48%
TTM Avg
-169.65%
3Y Avg
20.66%
5Y Avg
13.18%
Market Cap
$683.73M
Operating Margin
32.72%
TTM Avg
29.16%
3Y Avg
32.32%
5Y Avg
33.94%
Market Cap
$683.81M
Operating Margin
-22.08%
TTM Avg
-6.74%
3Y Avg
8.48%
5Y Avg
12.61%
Market Cap
$680.14M
Operating Margin
25.27%
TTM Avg
22.25%
3Y Avg
27.11%
5Y Avg
30.41%
Market Cap
$673.94M
Operating Margin
15.71%
TTM Avg
14.30%
3Y Avg
19.15%
5Y Avg
11.98%
Market Cap
$694.28M
Operating Margin
0.00%
TTM Avg
0.00%
3Y Avg
0.00%
5Y Avg
0.00%
Market Cap
$672.80M
Operating Margin
9.10%
TTM Avg
8.14%
3Y Avg
4.10%
5Y Avg
4.71%
Market Cap
$695.46M
Operating Margin
24.51%
TTM Avg
14.70%
3Y Avg
21.48%
5Y Avg
27.74%
Market Cap
$670.37M
Operating Margin
315.85%
TTM Avg
194.26%
3Y Avg
136.11%
5Y Avg
119.24%
| NAME | MARKET CAP | OPERATING MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| OFS Credit Company, Inc. (OCCIN) | $683.83M | -5.48% | -169.65% | 20.66% | 13.18% |
| Red River Bancshares, Inc. (RRBI)vs › | $683.73M | 32.72% | 29.16% | 32.32% | 33.94% |
| Midland States Bancorp, Inc. (MSBI)vs › | $683.81M | -22.08% | -6.74% | 8.48% | 12.61% |
| Farmers National Banc Corp. (FMNB)vs › | $680.14M | 25.27% | 22.25% | 27.11% | 30.41% |
| Carter Bankshares, Inc. (CARE)vs › | $673.94M | 15.71% | 14.30% | 19.15% | 11.98% |
| Armada Acquisition Corp. II (XRPN)vs › | $694.28M | 0.00% | 0.00% | 0.00% | 0.00% |
| Donegal Group Inc. (DGICA)vs › | $672.80M | 9.10% | 8.14% | 4.10% | 4.71% |
| Peoples Financial Services Corp. (PFIS)vs › | $695.46M | 24.51% | 14.70% | 21.48% | 27.74% |
| Gladstone Investment Corporation (GAINI)vs › | $670.37M | 315.85% | 194.26% | 136.11% | 119.24% |
| California BanCorp (BCAL)vs › | $698.14M | 35.94% | 20.79% | 23.26% | 20.89% |
Gross Margin
70.8%
Operating Margin
-5.5%
Operating Margin = Operating Income / Revenue
Operating margin is the percentage of revenue remaining after operating expenses, reflecting operating efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | OPERATING MARGIN |
|---|---|
| 2026-07-31 | -85.10% |
| 2026-04-30 | -583.66% |
| 2026-01-31 | -188.35% |
| 2025-10-31 | -62.10% |
| 2025-07-31 | 70.95% |
| 2025-04-30 | 67.95% |
| 2025-01-31 | 67.19% |
| 2024-10-31 | 75.30% |
| 2024-07-31 | 59.03% |
| 2024-04-30 | 68.14% |
| 2024-01-31 | 120.22% |
| 2023-10-31 | 33.21% |
| 2023-07-31 | 21.45% |
| 2023-04-30 | -152.68% |
| 2023-01-31 | 109.34% |
| 2022-10-31 | 14.62% |
| 2022-07-31 | -131.67% |
| 2022-04-30 | -78.78% |
| 2022-01-31 | 60.41% |
| 2021-10-31 | 82.62% |
| 2021-07-31 | 111.91% |
| 2021-04-30 | 68.81% |
| 2021-01-31 | 54.88% |
| 2020-10-31 | 58.65% |
| 2020-07-31 | 61.44% |
| 2020-04-30 | 61.72% |
| 2020-01-31 | 61.72% |
| 2019-10-31 | 60.07% |
| 2019-07-31 | 60.07% |
| 2019-04-30 | 59.79% |
| 2019-01-31 | 59.79% |