Which has grown faster, BCAL or OCCIN?

Over the past five years, BCAL grew revenue faster — BCAL at a 29.76% CAGR versus OCCIN at 18.50%.

Does BCAL or OCCIN pay a bigger dividend?

BCAL yields 1.38% and OCCIN yields 5.25% based on trailing dividends and the latest price.

Is BCAL or OCCIN more profitable?

BCAL runs the higher net margin — BCAL at 26.02% versus OCCIN at -169.25%.

California BanCorp (BCAL) vs OFS Credit Company, Inc. (OCCIN)

A side-by-side comparison of California BanCorp and OFS Credit Company, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

BCAL

California BanCorp

$698M

$21.71Financial ServicesDelayed quote: Oct 6, 2026, 1:00 PM EDT

OCCIN

OFS Credit Company, Inc.

$684M

$24.93Financial ServicesDelayed quote: Oct 6, 2026, 11:55 AM EDT

Total return — BCAL vs OCCIN

growth of $100 · dividends reinvested · last 5y

BCAL +45.9% (+7.8%/yr)OCCIN +31.7% (+5.7%/yr)BCAL compounded faster over this window

BCAL OCCIN

BCAL vs OCCIN: by the numbers

•BCAL is the larger company ($698M vs $684M market cap).
•BCAL is profitable (26.02% net margin) while OCCIN runs a net loss (-169.25%).
•BCAL grew revenue faster over the past five years (29.76% vs 18.50% CAGR).
•OCCIN pays the higher dividend yield (5.25% vs 1.38%).

Metrics side by side

Valuation

Metric	BCAL	OCCIN
P/E ratio	11.80	N/A
Forward P/E	12.46	27.10
PEG ratio	0.37	N/A
P/S ratio	3.02	23.19
P/B ratio	1.19	6.97

Profitability

Metric	BCAL	OCCIN
Gross margin	N/A	70.77%
Operating margin	35.94%	-5.48%
Net margin	26.02%	-169.25%
ROE	10.26%	-50.90%

California BanCorp: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

Metric	BCAL	OCCIN
Dividend yield	1.38%	5.25%
Payout ratio	16.30%	N/A

Growth (annualized)

Metric	BCAL	OCCIN
Revenue CAGR (5Y)	29.76%	18.50%
EPS CAGR (5Y)	31.29%	N/A
Total return CAGR (5Y)	7.09%	N/A

Frequently asked

Which has grown faster, BCAL or OCCIN?: Over the past five years, BCAL grew revenue faster — BCAL at a 29.76% CAGR versus OCCIN at 18.50%.
Does BCAL or OCCIN pay a bigger dividend?: BCAL yields 1.38% and OCCIN yields 5.25% based on trailing dividends and the latest price.
Is BCAL or OCCIN more profitable?: BCAL runs the higher net margin — BCAL at 26.02% versus OCCIN at -169.25%.

Go deeper

Full BCAL analysis Full OCCIN analysis Interactive comparison tool

Dig into the metrics

California BanCorp P/E ratio California BanCorp dividend yield OFS Credit dividend yield California BanCorp ROE OFS Credit ROE California BanCorp operating margin OFS Credit operating margin California BanCorp revenue growth OFS Credit revenue growth

California BanCorp & OFS Credit appear in these rankings

Highest Dividend Yield Stocks Fastest Revenue Growth Stocks Highest Operating Margin Stocks Lowest P/E Ratio Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.