Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the operating margin high or low?
The operating margin of 35.94% is 34% above its 5-year average of 26.92%, near the high end of its 5-year range (-40.74%–40.93%).
1.04% above its 12-month average of 35.57%.
Reported quarterly operating margin; no daily interpolation. Q2 FY2026 (2026-06-30): 35.20%.
OPERATING MARGIN
35.94%
OPERATING MARGIN AVG TTM
35.57%
OPERATING MARGIN AVG 3Y
32.42%
OPERATING MARGIN AVG 5Y
26.92%
OPERATING MARGIN AVG 10Y
27.28%
OPERATING MARGIN AVG 15Y
27.28%
OPERATING MARGIN AVG 20Y
21.80%
CURRENT VS TTM AVG
+1.04%
CURRENT VS 3Y AVG
+10.85%
CURRENT VS 5Y AVG
+33.50%
CURRENT VS 10Y AVG
+31.73%
CURRENT VS 15Y AVG
+31.73%
CURRENT VS 20Y AVG
+64.88%
SECTOR MEDIAN · FINANCIAL SERVICES
17.73%
median of 469 covered companies
CURRENT VS SECTOR MEDIAN
+102.71%
vs the sector median at left
California BanCorp
Market Cap
$702.48M
Operating Margin
35.94%
TTM Avg
35.57%
3Y Avg
32.42%
5Y Avg
26.92%
Market Cap
$700.58M
Operating Margin
71.64%
TTM Avg
57.66%
3Y Avg
59.62%
5Y Avg
59.03%
Market Cap
$685.03M
Operating Margin
25.27%
TTM Avg
22.25%
3Y Avg
27.11%
5Y Avg
30.41%
Market Cap
$681.93M
Operating Margin
15.71%
TTM Avg
14.30%
3Y Avg
19.15%
5Y Avg
11.98%
Market Cap
$675.19M
Operating Margin
9.10%
TTM Avg
8.14%
3Y Avg
4.10%
5Y Avg
4.71%
Market Cap
$670.64M
Operating Margin
315.85%
TTM Avg
194.26%
3Y Avg
136.11%
5Y Avg
119.24%
Market Cap
$728.72M
Operating Margin
69.82%
TTM Avg
74.22%
3Y Avg
72.11%
5Y Avg
71.07%
Market Cap
$730.23M
Operating Margin
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$731.18M
Operating Margin
18.58%
TTM Avg
2.60%
3Y Avg
14.04%
5Y Avg
21.54%
| NAME | MARKET CAP | OPERATING MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| California BanCorp (BCAL) | $702.48M | 35.94% | 35.57% | 32.42% | 26.92% |
| MidCap Financial Investment Corporation (MFIC)vs › | $700.58M | 71.64% | 57.66% | 59.62% | 59.03% |
| Farmers National Banc Corp. (FMNB)vs › | $685.03M | 25.27% | 22.25% | 27.11% | 30.41% |
| Carter Bankshares, Inc. (CARE)vs › | $681.93M | 15.71% | 14.30% | 19.15% | 11.98% |
| Donegal Group Inc. (DGICA)vs › | $675.19M | 9.10% | 8.14% | 4.10% | 4.71% |
| Gladstone Investment Corporation (GAINI)vs › | $670.64M | 315.85% | 194.26% | 136.11% | 119.24% |
| Fidus Investment Corporation (FDUS)vs › | $728.72M | 69.82% | 74.22% | 72.11% | 71.07% |
| WisdomTree Artificial Intelligence and Innovation Fund (WTAI)vs › | $730.23M | N/A | N/A | N/A | N/A |
| Washington Trust Bancorp, Inc. (WASH)vs › | $731.18M | 18.58% | 2.60% | 14.04% | 21.54% |
| Carlyle Secured Lending, Inc. (CGBD)vs › | $737.71M | 86.18% | 70.43% | 64.69% | 58.97% |
Operating Margin
35.9%
Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Operating Margin = Operating Income / Revenue
Operating margin is the percentage of revenue remaining after operating expenses, reflecting operating efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | OPERATING MARGIN |
|---|---|
| 2026-06-30 | 35.20% |
| 2026-03-31 | 34.14% |
| 2025-12-31 | 37.84% |
| 2025-09-30 | 36.45% |
| 2025-06-30 | 34.23% |
| 2025-03-31 | 39.87% |
| 2024-12-31 | 36.59% |
| 2024-09-30 | -40.74% |
| 2024-06-30 | 0.84% |
| 2024-03-31 | 22.21% |
| 2023-12-31 | 19.39% |
| 2023-09-30 | 29.08% |
| 2023-06-30 | 31.67% |
| 2023-03-31 | 36.52% |
| 2022-12-31 | 40.93% |
| 2022-09-30 | 35.61% |
| 2022-06-30 | -4.51% |
| 2022-03-31 | 9.94% |
| 2021-12-31 | 22.15% |
| 2021-09-30 | 27.26% |
| 2021-06-30 | 13.03% |
| 2021-03-31 | 14.21% |
| 2020-12-31 | -19.08% |
| 2020-09-30 | 20.04% |
| 2020-06-30 | 31.13% |
| 2020-03-31 | 26.62% |
| 2019-12-31 | 24.07% |
| 2019-09-30 | 24.11% |
| 2019-06-30 | 22.72% |
| 2019-03-31 | 26.81% |
| 2018-12-31 | 11.84% |
| 2018-09-30 | 30.08% |
| 2018-06-30 | 27.84% |
| 2018-03-31 | 24.46% |
| 2017-12-31 | 37.72% |
| 2017-09-30 | 32.05% |
| 2017-06-30 | 32.86% |
| 2017-03-31 | 25.46% |
| 2007-12-31 | -14.48% |
| 2007-09-30 | -3.70% |
| 2007-06-30 | 1.84% |
| 2007-03-31 | 0.52% |
| 2006-12-31 | -50.94% |
| 2006-09-30 | 0.00% |
| 2006-06-30 | -44.64% |
| 2006-03-31 | 0.00% |
| 2005-12-31 | 0.00% |
| 2005-09-30 | 0.00% |
| 2005-06-30 | -12.59% |
| 2005-03-31 | 0.00% |
| 2004-12-31 | 0.00% |
| 2004-09-30 | 7.90% |
| 2004-06-30 | 1.25% |
| 2004-03-31 | 0.00% |
| 2003-12-31 | -24.28% |
| 2003-09-30 | 0.00% |
| 2003-06-30 | -26.90% |
| 2003-03-31 | 0.00% |
