California BanCorp (BCAL) vs Carlyle Secured Lending, Inc. (CGBD)

A side-by-side comparison of California BanCorp and Carlyle Secured Lending, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — BCAL vs CGBD

growth of $100 · dividends reinvested · last 9y
BCAL +72.5% (+6.2%/yr)CGBD +85.9% (+7.1%/yr)CGBD compounded faster over this window
50100150200250Start $1002019202120232025$173$186
BCAL CGBD

BCAL vs CGBD: by the numbers

  • •CGBD is the larger company ($738M vs $698M market cap).
  • •BCAL trades at the lower trailing earnings multiple (11.79 vs 20.83 P/E), one valuation lens rather than an overall verdict.
  • •BCAL converts more revenue to profit (26.02% vs 15.53% net margin).
  • •BCAL grew revenue faster over the past five years (29.76% vs 4.70% CAGR).
  • •CGBD pays the higher dividend yield (14.68% vs 1.38%).

Metrics side by side

Valuation

MetricBCALCGBD
P/E ratio11.7920.83
Forward P/E12.457.54
PEG ratio0.370.32
P/S ratio3.023.10
P/B ratio1.190.68

Profitability

MetricBCALCGBD
Gross marginN/A70.90%
Operating margin35.94%86.18%
Net margin26.02%15.53%
ROE10.26%3.43%

California BanCorp: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

MetricBCALCGBD
Dividend yield1.38%14.68%
Payout ratio16.30%304.10%

Growth (annualized)

MetricBCALCGBD
Revenue CAGR (5Y)29.76%4.70%
EPS CAGR (5Y)31.29%66.10%
Total return CAGR (5Y)7.09%7.44%

Frequently asked

Which has the lower trailing P/E, BCAL or CGBD?
BCAL has the lower trailing P/E: BCAL trades at 11.79 and CGBD at 20.83. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, BCAL or CGBD?
Over the past five years, BCAL grew revenue faster — BCAL at a 29.76% CAGR versus CGBD at 4.70%.
Does BCAL or CGBD pay a bigger dividend?
BCAL yields 1.38% and CGBD yields 14.68% based on trailing dividends and the latest price.
Is BCAL or CGBD more profitable?
BCAL runs the higher net margin — BCAL at 26.02% versus CGBD at 15.53%.
How have BCAL and CGBD total returns compared?
Over the past 5 years, BCAL delivered 7.09% and CGBD delivered 7.44% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.