Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the operating margin high or low?
The operating margin of 9.10% is 109% above its 5-year average of 4.35%, near the high end of its 5-year range (-6.28%–12.71%).
2.05% above its 12-month average of 8.92%.
Reported quarterly operating margin; no daily interpolation. Q2 FY2026 (2026-06-30): 11.42%.
OPERATING MARGIN
9.10%
OPERATING MARGIN AVG TTM
8.92%
OPERATING MARGIN AVG 3Y
6.29%
OPERATING MARGIN AVG 5Y
4.35%
OPERATING MARGIN AVG 10Y
4.20%
OPERATING MARGIN AVG 15Y
4.32%
OPERATING MARGIN AVG 20Y
5.33%
CURRENT VS TTM AVG
+2.05%
CURRENT VS 3Y AVG
+44.57%
CURRENT VS 5Y AVG
+109.39%
CURRENT VS 10Y AVG
+116.52%
CURRENT VS 15Y AVG
+110.59%
CURRENT VS 20Y AVG
+70.67%
SECTOR MEDIAN · FINANCIAL SERVICES
16.25%
median of 613 covered companies
CURRENT VS SECTOR MEDIAN
-44.00%
vs the sector median at left
Donegal Group Inc.
Market Cap
$675.93M
Operating Margin
9.10%
TTM Avg
8.92%
3Y Avg
6.29%
5Y Avg
4.35%
Market Cap
$673.02M
Operating Margin
15.71%
TTM Avg
14.30%
3Y Avg
19.15%
5Y Avg
11.98%
Market Cap
$680.10M
Operating Margin
25.27%
TTM Avg
22.25%
3Y Avg
27.11%
5Y Avg
30.41%
Market Cap
$670.37M
Operating Margin
315.85%
TTM Avg
194.26%
3Y Avg
136.11%
5Y Avg
119.24%
Market Cap
$682.40M
Operating Margin
32.72%
TTM Avg
29.16%
3Y Avg
32.32%
5Y Avg
33.94%
Market Cap
$683.78M
Operating Margin
-22.08%
TTM Avg
-6.74%
3Y Avg
8.48%
5Y Avg
12.61%
Market Cap
$683.83M
Operating Margin
-5.48%
TTM Avg
37.45%
3Y Avg
2.83%
5Y Avg
39.43%
Market Cap
$696.46M
Operating Margin
24.51%
TTM Avg
14.70%
3Y Avg
21.48%
5Y Avg
27.74%
| NAME | MARKET CAP | OPERATING MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Donegal Group Inc. (DGICA) | $675.93M | 9.10% | 8.92% | 6.29% | 4.35% |
| Carter Bankshares, Inc. (CARE)vs › | $673.02M | 15.71% | 14.30% | 19.15% | 11.98% |
| Farmers National Banc Corp. (FMNB)vs › | $680.10M | 25.27% | 22.25% | 27.11% | 30.41% |
| Gladstone Investment Corporation (GAINI)vs › | $670.37M | 315.85% | 194.26% | 136.11% | 119.24% |
| Red River Bancshares, Inc. (RRBI)vs › | $682.40M | 32.72% | 29.16% | 32.32% | 33.94% |
| Midland States Bancorp, Inc. (MSBI)vs › | $683.78M | -22.08% | -6.74% | 8.48% | 12.61% |
| OFS Credit Company, Inc. (OCCIN)vs › | $683.83M | -5.48% | 37.45% | 2.83% | 39.43% |
| Root, Inc. (ROOT)vs › | $665.46M | 3.96% | 2.66% | -30.72% | -63.07% |
| Peoples Financial Services Corp. (PFIS)vs › | $696.46M | 24.51% | 14.70% | 21.48% | 27.74% |
| CoinShares PLC Ordinary Shares (CSHR)vs › | $652.31M | 0.00% | 56.62% | 1053.89% | 243.66% |
Operating Margin
9.1%
Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Operating Margin = Operating Income / Revenue
Operating margin is the percentage of revenue remaining after operating expenses, reflecting operating efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | OPERATING MARGIN |
|---|---|
| 2026-06-30 | 11.42% |
| 2026-03-31 | 5.98% |
| 2025-12-31 | 8.73% |
| 2025-09-30 | 10.19% |
| 2025-06-30 | 8.26% |
| 2025-03-31 | 12.71% |
| 2024-12-31 | 11.87% |
| 2024-09-30 | 8.11% |
| 2024-06-30 | 2.03% |
| 2024-03-31 | 3.01% |
| 2023-12-31 | -1.04% |
| 2023-09-30 | -0.43% |
| 2023-06-30 | 0.98% |
| 2023-03-31 | 2.80% |
| 2022-12-31 | 1.83% |
| 2022-09-30 | -6.28% |
| 2022-06-30 | -5.18% |
| 2022-03-31 | 7.82% |
| 2021-12-31 | 3.10% |
| 2021-09-30 | -4.25% |
| 2021-06-30 | 9.60% |
| 2021-03-31 | 6.44% |
| 2020-12-31 | 9.34% |
| 2020-09-30 | 7.29% |
| 2020-06-30 | 14.07% |
| 2020-03-31 | 1.35% |
| 2019-12-31 | 9.15% |
| 2019-09-30 | 3.18% |
| 2019-06-30 | 2.79% |
| 2019-03-31 | 12.52% |
| 2018-12-31 | -10.55% |
| 2018-09-30 | 0.64% |
| 2018-06-30 | -0.68% |
| 2018-03-31 | -15.12% |
| 2017-12-31 | 0.14% |
| 2017-09-30 | 4.59% |
| 2017-06-30 | -1.85% |
| 2017-03-31 | 3.76% |
| 2016-12-31 | 3.87% |
| 2016-09-30 | 3.67% |
| 2016-06-30 | 7.10% |
| 2016-03-31 | 9.65% |
| 2015-12-31 | 1.94% |
| 2015-09-30 | 4.39% |
| 2015-06-30 | 5.32% |
| 2015-03-31 | 5.84% |
| 2014-12-31 | 2.73% |
| 2014-09-30 | 7.14% |
| 2014-06-30 | 1.60% |
| 2014-03-31 | -0.57% |
| 2013-12-31 | 8.81% |
| 2013-09-30 | 6.91% |
| 2013-06-30 | 2.12% |
| 2013-03-31 | 6.09% |
| 2012-12-31 | 5.51% |
| 2012-09-30 | 6.87% |
| 2012-06-30 | 1.68% |
| 2012-03-31 | 7.93% |
| 2011-12-31 | -2.52% |
| 2011-09-30 | -3.41% |
| 2011-06-30 | -1.77% |
| 2011-03-31 | 2.33% |
| 2010-12-31 | 2.52% |
| 2010-09-30 | 4.85% |
| 2010-06-30 | 1.84% |
| 2010-03-31 | 0.28% |
| 2009-12-31 | 7.84% |
| 2009-09-30 | 7.76% |
| 2009-06-30 | 5.41% |
| 2009-03-31 | 0.22% |
| 2008-12-31 | 5.60% |
| 2008-09-30 | 8.41% |
| 2008-06-30 | 8.32% |
| 2008-03-31 | 9.47% |
| 2007-12-31 | 17.29% |
| 2007-09-30 | 18.37% |
| 2007-06-30 | 17.85% |
| 2007-03-31 | 8.41% |
| 2006-12-31 | 18.68% |
| 2006-09-30 | 16.49% |
| 2006-06-30 | 17.67% |
| 2006-03-31 | 15.75% |
| 2005-12-31 | 16.91% |
| 2005-09-30 | 17.01% |
| 2005-06-30 | 15.97% |
| 2005-03-31 | 15.52% |
| 2004-12-31 | 13.45% |
| 2004-09-30 | 11.17% |
| 2004-06-30 | 13.78% |
| 2004-03-31 | 13.15% |
| 2003-12-31 | 13.24% |
| 2003-09-30 | 10.14% |
| 2003-06-30 | 14.15% |
| 2003-03-31 | 9.74% |
| 2002-12-31 | 9.62% |
| 2002-09-30 | 8.02% |
