Donegal Group Inc. (DGICA) vs Gladstone Investment Corporation (GAINI)

A side-by-side comparison of Donegal Group Inc. and Gladstone Investment Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — DGICA vs GAINI

growth of $100 · dividends reinvested · last 2y
DGICA +19.7% (+9.4%/yr)GAINI +13.9% (+6.7%/yr)DGICA compounded faster over this window
406080100120140Start $10020252026$120$114
DGICA GAINI

DGICA vs GAINI: by the numbers

  • •DGICA is the larger company ($673M vs $670M market cap).
  • •GAINI trades at the lower trailing earnings multiple (6.07 vs 9.23 P/E), one valuation lens rather than an overall verdict.
  • •GAINI converts more revenue to profit (155.95% vs 7.38% net margin).
  • •DGICA grew revenue faster over the past five years (3.86% vs 1.06% CAGR).
  • •GAINI pays the higher dividend yield (7.77% vs 4.11%).

Metrics side by side

Valuation

MetricDGICAGAINI
P/E ratio9.236.07
Forward P/E10.1525.32
PEG ratio2.590.20
P/S ratio0.706.33
P/B ratio1.011.04

Profitability

MetricDGICAGAINI
Gross marginN/A19.38%
Operating margin9.10%315.85%
Net margin7.38%155.95%
ROE10.67%25.53%

Donegal Group Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

MetricDGICAGAINI
Dividend yield4.11%7.77%
Payout ratio37.88%47.10%

Growth (annualized)

MetricDGICAGAINI
Revenue CAGR (5Y)3.86%1.06%
EPS CAGR (5Y)4.28%30.10%
Total return CAGR (5Y)9.25%N/A

Frequently asked

Which has the lower trailing P/E, DGICA or GAINI?
GAINI has the lower trailing P/E: DGICA trades at 9.23 and GAINI at 6.07. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, DGICA or GAINI?
Over the past five years, DGICA grew revenue faster — DGICA at a 3.86% CAGR versus GAINI at 1.06%.
Does DGICA or GAINI pay a bigger dividend?
DGICA yields 4.11% and GAINI yields 7.77% based on trailing dividends and the latest price.
Is DGICA or GAINI more profitable?
GAINI runs the higher net margin — DGICA at 7.38% versus GAINI at 155.95%.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.