Basis: FMP quote price / unrounded diluted EPS from four consecutive issuer fiscal quarters. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the P/E ratio high or low?
The P/E ratio of 9.30 is 71% below its 5-year average of 32.49, near the low end of its 5-year range (6.84–1551.00).
As of 2026-10-06T14:16:24.460Z. 8.82% above its 12-month average of 8.55.
Calculation as of: 2026-10-06T14:16:24.460Z.
Quote observation: 2026-10-06T14:13:58.000Z. Amounts in USD. The price header may show a later quote.
FMP input reference: 6c3bb8ff78953d85d77bc971cfe3ecf434d143ba5ebc7b482069a9dde09203a6
PE Ratio (9.30) = Close Price ($18.42) / Diluted TTM EPS ($1.98)
PE RATIO
9.30
PE RATIO AVG TTM
8.55
PE RATIO AVG 3Y
30.94
PE RATIO AVG 5Y
32.49
PE RATIO AVG 10Y
20.10
PE RATIO AVG 15Y
18.90
PE RATIO AVG 20Y
17.47
CURRENT VS TTM AVG
+8.82%
CURRENT VS 3Y AVG
-69.94%
CURRENT VS 5Y AVG
-71.38%
CURRENT VS 10Y AVG
-53.73%
CURRENT VS 15Y AVG
-50.78%
CURRENT VS 20Y AVG
-46.77%
SECTOR MEDIAN · FINANCIAL SERVICES
13.43
median of 371 covered companies
CURRENT VS SECTOR MEDIAN
-30.75%
vs the sector median at left
Market Cap
$669.32M
PE Ratio
6.06
TTM Avg
7.71
3Y Avg
11.03
5Y Avg
11.03
Market Cap
$685.25M
PE Ratio
10.70
TTM Avg
9.83
3Y Avg
10.19
5Y Avg
9.55
Market Cap
$689.90M
PE Ratio
20.78
TTM Avg
22.78
3Y Avg
10.75
5Y Avg
9.01
Market Cap
$699.35M
PE Ratio
15.81
TTM Avg
18.75
3Y Avg
10.69
5Y Avg
9.15
| NAME | MARKET CAP | PE RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Donegal Group Inc. (DGICA) | $678.69M | 9.30 | 8.55 | 30.94 | 32.49 |
| Carter Bankshares, Inc. (CARE)vs › | $681.93M | 5.23 | 11.27 | 16.26 | 14.06 |
| Gladstone Investment Corporation (GAINI)vs › | $669.32M | 6.06 | 7.71 | 11.03 | 11.03 |
| Farmers National Banc Corp. (FMNB)vs › | $685.25M | 10.70 | 9.83 | 10.19 | 9.55 |
| Midland States Bancorp, Inc. (MSBI)vs › | $689.90M | 20.78 | 22.78 | 10.75 | 9.01 |
| ACNB Corporation (ACNB)vs › | $658.57M | 12.24 | 13.82 | 12.21 | 11.06 |
| Midland States Bancorp, Inc. (MSBIP)vs › | $699.35M | 15.81 | 18.75 | 10.69 | 9.15 |
| Capital Bancorp, Inc. (CBNK)vs › | $656.08M | 11.85 | 10.15 | 10.55 | 9.43 |
| California BanCorp (BCAL)vs › | $700.55M | 11.84 | 11.33 | 16.63 | 19.85 |
| MidCap Financial Investment Corporation (MFIC)vs › | $702.23M | N/A | 71.93 | 30.24 | 23.04 |
At 9.3, P/E is below its 20-year median — higher than 13% of readings in its 20-year history.
20-year low
6.8
median
17.3
20-year high
1551.0
Trailing P/E
9.3
Forward P/E
10.2
Forward P/E is calculated using analyst consensus EPS estimates for the current or next fiscal year.
Calculation:
Current Price
$18.42
Forward EPS (Est.)
$1.80
Forward P/E
10.23
Source: FMP Analyst Consensus Estimates. Forward EPS represents the average analyst estimate for the nearest fiscal year.
PE Ratio = Share Price / Diluted EPS (TTM)
The price-to-earnings ratio measures how much investors pay for each dollar of trailing earnings. A lower PE can indicate a cheaper valuation; a higher PE implies higher growth expectations.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | PE RATIO |
|---|---|
| 2026-10-05 | 9.21 |
| 2026-10-02 | 9.23 |
| 2026-10-01 | 9.18 |
| 2026-09-30 | 8.98 |
| 2026-09-29 | 9.13 |
| 2026-09-28 | 9.10 |
| 2026-09-25 | 9.14 |
| 2026-09-24 | 9.05 |
| 2026-09-23 | 9.16 |
| 2026-09-22 | 9.38 |
| 2026-09-21 | 9.39 |
| 2026-09-18 | 9.46 |
| 2026-09-17 | 9.53 |
| 2026-09-16 | 9.60 |
| 2026-09-15 | 9.82 |
| 2026-09-14 | 9.82 |
| 2026-09-11 | 9.78 |
| 2026-09-10 | 9.73 |
| 2026-09-09 | 9.60 |
| 2026-09-08 | 9.60 |
| 2026-09-04 | 9.82 |
| 2026-09-03 | 9.81 |
| 2026-09-02 | 9.77 |
| 2026-09-01 | 9.68 |
| 2026-08-31 | 9.66 |
| 2026-08-28 | 9.72 |
| 2026-08-27 | 9.59 |
| 2026-08-26 | 9.65 |
| 2026-08-25 | 9.66 |
| 2026-08-24 | 9.59 |
| 2026-08-21 | 9.43 |
| 2026-08-20 | 9.43 |
| 2026-08-19 | 9.35 |
| 2026-08-18 | 9.40 |
| 2026-08-17 | 9.32 |
| 2026-08-14 | 9.47 |
| 2026-08-13 | 9.47 |
| 2026-08-12 | 9.42 |
| 2026-08-11 | 9.43 |
| 2026-08-10 | 9.43 |
| 2026-08-07 | 9.72 |
| 2026-08-06 | 9.86 |
| 2026-08-05 | 9.92 |
| 2026-08-04 | 10.58 |
| 2026-08-03 | 10.74 |
| 2026-07-31 | 10.73 |
| 2026-07-30 | 10.74 |
| 2026-07-29 | 10.49 |
| 2026-07-28 | 10.43 |
| 2026-07-27 | 10.28 |
| 2026-07-24 | 10.20 |
| 2026-07-23 | 10.02 |
| 2026-07-22 | 9.88 |
| 2026-07-21 | 10.09 |
| 2026-07-20 | 10.11 |
| 2026-07-17 | 10.17 |
| 2026-07-16 | 10.12 |
| 2026-07-15 | 9.79 |
| 2026-07-14 | 10.20 |
| 2026-07-13 | 10.40 |
| 2026-07-10 | 10.26 |
| 2026-07-09 | 10.26 |
| 2026-07-08 | 10.32 |
| 2026-07-07 | 10.46 |
| 2026-07-06 | 10.36 |
| 2026-07-02 | 10.48 |
| 2026-07-01 | 10.46 |
| 2026-06-30 | 10.25 |
| 2026-06-29 | 10.23 |
| 2026-06-26 | 10.17 |
| 2026-06-25 | 9.81 |
| 2026-06-24 | 9.93 |
| 2026-06-23 | 9.84 |
| 2026-06-22 | 9.51 |
| 2026-06-18 | 9.51 |
| 2026-06-17 | 9.53 |
| 2026-06-16 | 9.49 |
| 2026-06-15 | 9.42 |
| 2026-06-12 | 9.57 |
| 2026-06-11 | 9.49 |
| 2026-06-10 | 9.50 |
| 2026-06-09 | 9.30 |
| 2026-06-08 | 9.28 |
| 2026-06-05 | 9.37 |
| 2026-06-04 | 9.09 |
| 2026-06-03 | 8.99 |
| 2026-06-02 | 9.23 |
| 2026-06-01 | 9.20 |
| 2026-05-29 | 9.22 |
| 2026-05-28 | 9.28 |
| 2026-05-27 | 9.27 |
| 2026-05-26 | 9.43 |
| 2026-05-22 | 9.42 |
| 2026-05-21 | 9.54 |
| 2026-05-20 | 9.48 |
| 2026-05-19 | 9.46 |
| 2026-05-18 | 9.42 |
| 2026-05-15 | 9.28 |
| 2026-05-14 | 9.34 |
| 2026-05-13 | 9.24 |
| 2026-05-12 | 9.20 |
| 2026-05-11 | 9.32 |
| 2026-05-08 | 9.35 |
| 2026-05-07 | 7.72 |
| 2026-05-06 | 7.43 |
| 2026-05-05 | 7.41 |
| 2026-05-04 | 7.32 |
| 2026-05-01 | 7.36 |
| 2026-04-30 | 7.54 |
| 2026-04-29 | 7.91 |
| 2026-04-28 | 8.07 |
| 2026-04-27 | 7.96 |
| 2026-04-24 | 7.95 |
| 2026-04-23 | 7.96 |
| 2026-04-22 | 7.80 |
| 2026-04-21 | 7.86 |
| 2026-04-20 | 7.91 |
| 2026-04-17 | 8.00 |
| 2026-04-16 | 7.75 |
| 2026-04-15 | 7.71 |
| 2026-04-14 | 7.69 |
| 2026-04-13 | 7.76 |
| 2026-04-10 | 7.76 |
| 2026-04-09 | 7.86 |
| 2026-04-08 | 7.83 |
| 2026-04-07 | 7.68 |
| 2026-04-06 | 7.73 |
| 2026-04-02 | 7.74 |
| 2026-04-01 | 7.61 |
| 2026-03-31 | 7.70 |
| 2026-03-30 | 7.69 |
| 2026-03-27 | 7.55 |
| 2026-03-26 | 7.70 |
| 2026-03-25 | 7.63 |
| 2026-03-24 | 7.74 |
| 2026-03-23 | 7.72 |
| 2026-03-20 | 7.57 |
| 2026-03-19 | 7.57 |
| 2026-03-18 | 7.56 |
| 2026-03-17 | 7.76 |
| 2026-03-16 | 7.61 |
| 2026-03-13 | 7.61 |
| 2026-03-12 | 7.51 |
| 2026-03-11 | 7.48 |
| 2026-03-10 | 7.60 |
| 2026-03-09 | 7.62 |
| 2026-03-06 | 7.04 |
| 2026-03-05 | 7.06 |
| 2026-03-04 | 7.14 |
| 2026-03-03 | 7.12 |
| 2026-03-02 | 7.10 |
| 2026-02-27 | 7.08 |
| 2026-02-26 | 7.11 |
| 2026-02-25 | 7.10 |
| 2026-02-24 | 7.00 |
| 2026-02-23 | 6.84 |
| 2026-02-20 | 6.98 |
| 2026-02-19 | 7.05 |
| 2026-02-18 | 7.47 |
| 2026-02-17 | 7.61 |
| 2026-02-13 | 7.51 |
| 2026-02-12 | 7.50 |
| 2026-02-11 | 7.49 |
| 2026-02-10 | 7.53 |
| 2026-02-09 | 7.50 |
| 2026-02-06 | 7.62 |
| 2026-02-05 | 7.69 |
| 2026-02-04 | 7.60 |
| 2026-02-03 | 7.55 |
| 2026-02-02 | 7.61 |
| 2026-01-30 | 7.50 |
| 2026-01-29 | 7.41 |
| 2026-01-28 | 7.29 |
| 2026-01-27 | 7.30 |
| 2026-01-26 | 7.43 |
| 2026-01-23 | 7.35 |
| 2026-01-22 | 7.56 |
| 2026-01-21 | 7.46 |
| 2026-01-20 | 7.65 |
| 2026-01-16 | 7.81 |
| 2026-01-15 | 7.86 |
| 2026-01-14 | 7.82 |
| 2026-01-13 | 7.75 |
| 2026-01-12 | 7.97 |
| 2026-01-09 | 7.95 |
| 2026-01-08 | 8.11 |
| 2026-01-07 | 7.94 |
| 2026-01-06 | 7.88 |
| 2026-01-05 | 7.78 |
| 2026-01-02 | 7.80 |
| 2025-12-31 | 8.02 |
| 2025-12-30 | 8.05 |
| 2025-12-29 | 8.10 |
| 2025-12-26 | 8.08 |
| 2025-12-24 | 8.13 |
| 2025-12-23 | 8.09 |
| 2025-12-22 | 8.13 |
| 2025-12-19 | 8.24 |
| 2025-12-18 | 8.41 |
| 2025-12-17 | 8.32 |
| 2025-12-16 | 8.29 |
| 2025-12-15 | 8.25 |
| 2025-12-12 | 8.18 |
| 2025-12-11 | 8.13 |
| 2025-12-10 | 8.07 |
| 2025-12-09 | 7.97 |
| 2025-12-08 | 7.84 |
| 2025-12-05 | 7.78 |
| 2025-12-04 | 7.88 |
| 2025-12-03 | 8.00 |
| 2025-12-02 | 7.98 |
| 2025-12-01 | 8.06 |
| 2025-11-28 | 8.08 |
| 2025-11-26 | 8.23 |
| 2025-11-25 | 8.07 |
| 2025-11-24 | 7.98 |
| 2025-11-21 | 7.93 |
| 2025-11-20 | 7.83 |
| 2025-11-19 | 7.84 |
| 2025-11-18 | 7.99 |
| 2025-11-17 | 7.94 |
| 2025-11-14 | 8.02 |
| 2025-11-13 | 7.99 |
| 2025-11-12 | 7.94 |
| 2025-11-11 | 7.92 |
| 2025-11-10 | 7.81 |
| 2025-11-07 | 7.73 |
| 2025-11-06 | 7.64 |
| 2025-11-05 | 7.73 |
| 2025-11-04 | 7.56 |
| 2025-11-03 | 7.74 |
| 2025-10-31 | 7.85 |
| 2025-10-30 | 7.69 |
| 2025-10-29 | 7.78 |
| 2025-10-28 | 7.94 |
| 2025-10-27 | 8.06 |
| 2025-10-24 | 8.00 |
| 2025-10-23 | 8.08 |
| 2025-10-22 | 8.09 |
| 2025-10-21 | 8.08 |
| 2025-10-20 | 8.01 |
| 2025-10-17 | 8.02 |
| 2025-10-16 | 8.04 |
| 2025-10-15 | 8.12 |
| 2025-10-14 | 8.13 |
| 2025-10-13 | 7.88 |
| 2025-10-10 | 7.98 |
| 2025-10-09 | 8.03 |
| 2025-10-08 | 8.15 |
| 2025-10-07 | 8.23 |
| 2025-10-06 | 8.14 |
| 2025-10-03 | 8.08 |
| 2025-10-02 | 8.03 |
| 2025-10-01 | 8.05 |
| 2025-09-30 | 8.11 |
| 2025-09-29 | 8.04 |
| 2025-09-26 | 8.13 |
| 2025-09-25 | 7.94 |
| 2025-09-24 | 8.00 |
| 2025-09-23 | 8.05 |
Showing the most recent 260 of 4,571 data points. The chart above shows the full history.
