Basis: FMP quote price / unrounded diluted EPS from four consecutive issuer fiscal quarters. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the P/E ratio high or low?
The P/E ratio of 10.64 is 11% above its 5-year average of 9.55, around the middle of its 5-year range (6.11–12.99).
As of 2026-10-06T15:41:55.243Z. 8.19% above its 12-month average of 9.83.
Calculation as of: 2026-10-06T15:41:55.243Z.
Quote observation: 2026-10-06T15:40:31.000Z. Amounts in USD. The price header may show a later quote.
FMP input reference: 2b87446e37e924714a8313808ad03fd7dc28608dd14632af1525cc93e7dc8174
PE Ratio (10.64) = Close Price ($15.32) / Diluted TTM EPS ($1.44)
PE RATIO
10.64
PE RATIO AVG TTM
9.83
PE RATIO AVG 3Y
10.19
PE RATIO AVG 5Y
9.55
PE RATIO AVG 10Y
11.00
PE RATIO AVG 15Y
13.00
PE RATIO AVG 20Y
12.97
CURRENT VS TTM AVG
+8.19%
CURRENT VS 3Y AVG
+4.42%
CURRENT VS 5Y AVG
+11.44%
CURRENT VS 10Y AVG
-3.23%
CURRENT VS 15Y AVG
-18.13%
CURRENT VS 20Y AVG
-17.97%
SECTOR MEDIAN · FINANCIAL SERVICES
13.72
median of 445 covered companies
CURRENT VS SECTOR MEDIAN
-22.45%
vs the sector median at left
Farmers National Banc Corp.
Market Cap
$681.32M
PE Ratio
10.64
TTM Avg
9.83
3Y Avg
10.19
5Y Avg
9.55
Market Cap
$686.58M
PE Ratio
20.68
TTM Avg
22.78
3Y Avg
10.75
5Y Avg
9.01
Market Cap
$669.58M
PE Ratio
6.06
TTM Avg
7.71
3Y Avg
11.03
5Y Avg
11.03
Market Cap
$696.66M
PE Ratio
12.32
TTM Avg
10.88
3Y Avg
18.51
5Y Avg
14.61
| NAME | MARKET CAP | PE RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Farmers National Banc Corp. (FMNB) | $681.32M | 10.64 | 9.83 | 10.19 | 9.55 |
| OFS Credit Company, Inc. (OCCIN)vs › | $683.83M | N/A | 80.20 | 65.41 | 52.00 |
| Donegal Group Inc. (DGICA)vs › | $676.85M | 9.28 | 8.55 | 30.94 | 141.48 |
| Carter Bankshares, Inc. (CARE)vs › | $676.60M | 5.19 | 11.27 | 16.26 | 14.06 |
| Midland States Bancorp, Inc. (MSBI)vs › | $686.58M | 20.68 | 22.78 | 10.75 | 9.01 |
| Chaince Digital Holdings Inc. (CD)vs › | $652.23M | N/A | N/A | N/A | N/A |
| Gladstone Investment Corporation (GAINI)vs › | $669.58M | 6.06 | 7.71 | 11.03 | 11.03 |
| Peoples Financial Services Corp. (PFIS)vs › | $696.66M | 12.32 | 10.88 | 18.51 | 14.61 |
| California BanCorp (BCAL)vs › | $699.04M | 11.81 | 11.33 | 16.63 | 19.85 |
| Midland States Bancorp, Inc. (MSBIP)vs › | $699.63M | 15.82 | 18.75 | 10.69 | 9.15 |
At 10.6, P/E is near its 20-year median — higher than 38% of readings in its 20-year history.
20-year low
6.1
median
11.8
20-year high
27.1
Trailing P/E
10.6
Forward P/E
9.7
Forward P/E is calculated using analyst consensus EPS estimates for the current or next fiscal year.
Calculation:
Current Price
$15.32
Forward EPS (Est.)
$1.57
Forward P/E
9.74
Source: FMP Analyst Consensus Estimates. Forward EPS represents the average analyst estimate for the nearest fiscal year.
PE Ratio = Share Price / Diluted EPS (TTM)
The price-to-earnings ratio measures how much investors pay for each dollar of trailing earnings. A lower PE can indicate a cheaper valuation; a higher PE implies higher growth expectations.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | PE RATIO |
|---|---|
| 2026-10-05 | 10.61 |
| 2026-10-02 | 10.65 |
| 2026-10-01 | 10.52 |
| 2026-09-30 | 10.44 |
| 2026-09-29 | 10.56 |
| 2026-09-28 | 10.60 |
| 2026-09-25 | 10.72 |
| 2026-09-24 | 10.65 |
| 2026-09-23 | 10.54 |
| 2026-09-22 | 10.64 |
| 2026-09-21 | 10.64 |
| 2026-09-18 | 10.81 |
| 2026-09-17 | 10.87 |
| 2026-09-16 | 10.89 |
| 2026-09-15 | 11.08 |
| 2026-09-14 | 10.99 |
| 2026-09-11 | 10.93 |
| 2026-09-10 | 11.03 |
| 2026-09-09 | 10.92 |
| 2026-09-08 | 10.99 |
| 2026-09-04 | 11.16 |
| 2026-09-03 | 10.99 |
| 2026-09-02 | 10.92 |
| 2026-09-01 | 10.67 |
| 2026-08-31 | 10.84 |
| 2026-08-28 | 10.89 |
| 2026-08-27 | 10.95 |
| 2026-08-26 | 10.88 |
| 2026-08-25 | 10.85 |
| 2026-08-24 | 10.90 |
| 2026-08-21 | 10.90 |
| 2026-08-20 | 10.92 |
| 2026-08-19 | 10.87 |
| 2026-08-18 | 11.13 |
| 2026-08-17 | 11.19 |
| 2026-08-14 | 11.33 |
| 2026-08-13 | 11.38 |
| 2026-08-12 | 11.22 |
| 2026-08-11 | 11.15 |
| 2026-08-10 | 10.92 |
| 2026-08-07 | 10.90 |
| 2026-08-06 | 10.90 |
| 2026-08-05 | 10.96 |
| 2026-08-04 | 11.03 |
| 2026-08-03 | 11.02 |
| 2026-07-31 | 10.94 |
| 2026-07-30 | 10.96 |
| 2026-07-29 | 11.01 |
| 2026-07-28 | 11.03 |
| 2026-07-27 | 10.59 |
| 2026-07-24 | 10.48 |
| 2026-07-23 | 10.22 |
| 2026-07-22 | 10.34 |
| 2026-07-21 | 10.06 |
| 2026-07-20 | 10.06 |
| 2026-07-17 | 10.10 |
| 2026-07-16 | 10.26 |
| 2026-07-15 | 9.99 |
| 2026-07-14 | 9.83 |
| 2026-07-13 | 9.93 |
| 2026-07-10 | 9.87 |
| 2026-07-09 | 9.84 |
| 2026-07-08 | 9.76 |
| 2026-07-07 | 9.90 |
| 2026-07-06 | 9.90 |
| 2026-07-02 | 10.10 |
| 2026-07-01 | 10.25 |
| 2026-06-30 | 10.07 |
| 2026-06-29 | 10.07 |
| 2026-06-26 | 10.19 |
| 2026-06-25 | 10.00 |
| 2026-06-24 | 10.05 |
| 2026-06-23 | 9.92 |
| 2026-06-22 | 9.83 |
| 2026-06-18 | 9.75 |
| 2026-06-17 | 9.68 |
| 2026-06-16 | 9.92 |
| 2026-06-15 | 9.88 |
| 2026-06-12 | 10.02 |
| 2026-06-11 | 10.04 |
| 2026-06-10 | 10.03 |
| 2026-06-09 | 9.92 |
| 2026-06-08 | 9.80 |
| 2026-06-05 | 9.79 |
| 2026-06-04 | 9.71 |
| 2026-06-03 | 9.53 |
| 2026-06-02 | 9.83 |
| 2026-06-01 | 9.67 |
| 2026-05-29 | 9.78 |
| 2026-05-28 | 9.81 |
| 2026-05-27 | 9.79 |
| 2026-05-26 | 9.84 |
| 2026-05-22 | 9.75 |
| 2026-05-21 | 9.82 |
| 2026-05-20 | 9.71 |
| 2026-05-19 | 9.60 |
| 2026-05-18 | 9.57 |
| 2026-05-15 | 9.43 |
| 2026-05-14 | 9.53 |
| 2026-05-13 | 9.49 |
| 2026-05-12 | 9.62 |
| 2026-05-11 | 9.64 |
| 2026-05-08 | 9.77 |
| 2026-05-07 | 9.78 |
| 2026-05-06 | 9.80 |
| 2026-05-05 | 9.76 |
| 2026-05-04 | 9.63 |
| 2026-05-01 | 9.80 |
| 2026-04-30 | 9.70 |
| 2026-04-29 | 9.60 |
| 2026-04-28 | 9.91 |
| 2026-04-27 | 9.76 |
| 2026-04-24 | 9.70 |
| 2026-04-23 | 9.61 |
| 2026-04-22 | 9.60 |
| 2026-04-21 | 9.45 |
| 2026-04-20 | 9.67 |
| 2026-04-17 | 9.77 |
| 2026-04-16 | 9.59 |
| 2026-04-15 | 9.58 |
| 2026-04-14 | 9.63 |
| 2026-04-13 | 9.58 |
| 2026-04-10 | 9.58 |
| 2026-04-09 | 9.61 |
| 2026-04-08 | 9.46 |
| 2026-04-07 | 9.35 |
| 2026-04-06 | 9.33 |
| 2026-04-02 | 9.25 |
| 2026-04-01 | 9.23 |
| 2026-03-31 | 9.08 |
| 2026-03-30 | 9.03 |
| 2026-03-27 | 8.88 |
| 2026-03-26 | 8.97 |
| 2026-03-25 | 8.89 |
| 2026-03-24 | 8.85 |
| 2026-03-23 | 8.86 |
| 2026-03-20 | 8.68 |
| 2026-03-19 | 8.73 |
| 2026-03-18 | 8.48 |
| 2026-03-17 | 8.58 |
| 2026-03-16 | 8.66 |
| 2026-03-13 | 8.60 |
| 2026-03-12 | 8.54 |
| 2026-03-11 | 8.60 |
| 2026-03-10 | 8.60 |
| 2026-03-09 | 8.64 |
| 2026-03-06 | 8.64 |
| 2026-03-05 | 8.92 |
| 2026-03-04 | 9.08 |
| 2026-03-03 | 9.12 |
| 2026-03-02 | 9.01 |
| 2026-02-27 | 8.98 |
| 2026-02-26 | 9.33 |
| 2026-02-25 | 9.25 |
| 2026-02-24 | 9.13 |
| 2026-02-23 | 9.09 |
| 2026-02-20 | 9.44 |
| 2026-02-19 | 9.35 |
| 2026-02-18 | 9.28 |
| 2026-02-17 | 9.35 |
| 2026-02-13 | 9.33 |
| 2026-02-12 | 9.39 |
| 2026-02-11 | 9.31 |
| 2026-02-10 | 9.36 |
| 2026-02-09 | 9.44 |
| 2026-02-06 | 9.40 |
| 2026-02-05 | 9.25 |
| 2026-02-04 | 9.19 |
| 2026-02-03 | 9.14 |
| 2026-02-02 | 9.04 |
| 2026-01-30 | 9.01 |
| 2026-01-29 | 8.92 |
| 2026-01-28 | 8.86 |
| 2026-01-27 | 9.44 |
| 2026-01-26 | 9.38 |
| 2026-01-23 | 9.44 |
| 2026-01-22 | 9.66 |
| 2026-01-21 | 9.63 |
| 2026-01-20 | 9.18 |
| 2026-01-16 | 9.40 |
| 2026-01-15 | 9.40 |
| 2026-01-14 | 9.26 |
| 2026-01-13 | 9.12 |
| 2026-01-12 | 9.20 |
| 2026-01-09 | 9.26 |
| 2026-01-08 | 9.34 |
| 2026-01-07 | 9.16 |
| 2026-01-06 | 9.38 |
| 2026-01-05 | 9.31 |
| 2026-01-02 | 9.22 |
| 2025-12-31 | 9.25 |
| 2025-12-30 | 9.32 |
| 2025-12-29 | 9.38 |
| 2025-12-26 | 9.49 |
| 2025-12-24 | 9.58 |
| 2025-12-23 | 9.53 |
| 2025-12-22 | 9.63 |
| 2025-12-19 | 9.74 |
| 2025-12-18 | 10.00 |
| 2025-12-17 | 10.03 |
| 2025-12-16 | 10.01 |
| 2025-12-15 | 9.99 |
| 2025-12-12 | 10.02 |
| 2025-12-11 | 10.19 |
| 2025-12-10 | 9.99 |
| 2025-12-09 | 9.72 |
| 2025-12-08 | 9.72 |
| 2025-12-05 | 9.60 |
| 2025-12-04 | 9.77 |
| 2025-12-03 | 9.70 |
| 2025-12-02 | 9.41 |
| 2025-12-01 | 9.46 |
| 2025-11-28 | 9.44 |
| 2025-11-26 | 9.44 |
| 2025-11-25 | 9.42 |
| 2025-11-24 | 9.24 |
| 2025-11-21 | 9.23 |
| 2025-11-20 | 8.96 |
| 2025-11-19 | 8.93 |
| 2025-11-18 | 8.93 |
| 2025-11-17 | 8.98 |
| 2025-11-14 | 9.23 |
| 2025-11-13 | 9.23 |
| 2025-11-12 | 9.28 |
| 2025-11-11 | 9.28 |
| 2025-11-10 | 9.24 |
| 2025-11-07 | 9.13 |
| 2025-11-06 | 9.93 |
| 2025-11-05 | 9.88 |
| 2025-11-04 | 9.71 |
| 2025-11-03 | 9.74 |
| 2025-10-31 | 9.69 |
| 2025-10-30 | 9.75 |
| 2025-10-29 | 9.66 |
| 2025-10-28 | 10.09 |
| 2025-10-27 | 10.01 |
| 2025-10-24 | 10.15 |
| 2025-10-23 | 10.01 |
| 2025-10-22 | 9.91 |
| 2025-10-21 | 10.40 |
| 2025-10-20 | 10.38 |
| 2025-10-17 | 10.26 |
| 2025-10-16 | 10.14 |
| 2025-10-15 | 10.68 |
| 2025-10-14 | 10.65 |
| 2025-10-13 | 10.35 |
| 2025-10-10 | 10.25 |
| 2025-10-09 | 10.46 |
| 2025-10-08 | 10.57 |
| 2025-10-07 | 10.60 |
| 2025-10-06 | 10.68 |
| 2025-10-03 | 10.65 |
| 2025-10-02 | 10.57 |
| 2025-10-01 | 10.64 |
| 2025-09-30 | 10.75 |
| 2025-09-29 | 10.67 |
| 2025-09-26 | 10.85 |
| 2025-09-25 | 10.90 |
| 2025-09-24 | 10.90 |
| 2025-09-23 | 10.90 |
Showing the most recent 260 of 5,030 data points. The chart above shows the full history.
