Which has the lower trailing P/E, DGICA or FMNB?

DGICA has the lower trailing P/E: DGICA trades at 9.21 and FMNB at 10.58. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, DGICA or FMNB?

Over the past five years, FMNB grew revenue faster — DGICA at a 3.86% CAGR versus FMNB at 13.43%.

Does DGICA or FMNB pay a bigger dividend?

DGICA yields 4.11% and FMNB yields 4.52% based on trailing dividends and the latest price.

Is DGICA or FMNB more profitable?

FMNB runs the higher net margin — DGICA at 7.38% versus FMNB at 20.84%.

How have DGICA and FMNB total returns compared?

Over the past 10 years, DGICA delivered 5.43% and FMNB delivered 7.40% annualized total return. Past performance doesn't predict future results.

Donegal Group Inc. (DGICA) vs Farmers National Banc Corp. (FMNB)

A side-by-side comparison of Donegal Group Inc. and Farmers National Banc Corp. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

DGICA

Donegal Group Inc.

$672M

$18.24Financial ServicesDelayed quote: Oct 6, 2026, 3:05 PM EDT

FMNB

Farmers National Banc Corp.

$678M

$15.24Financial ServicesDelayed quote: Oct 6, 2026, 3:05 PM EDT

Total return — DGICA vs FMNB

growth of $100 · dividends reinvested · last 10y

DGICA +72.2% (+5.6%/yr)FMNB +106.9% (+7.5%/yr)FMNB compounded faster over this window

DGICA FMNB

DGICA vs FMNB: by the numbers

•FMNB is the larger company ($678M vs $672M market cap).
•DGICA trades at the lower trailing earnings multiple (9.21 vs 10.58 P/E), one valuation lens rather than an overall verdict.
•FMNB converts more revenue to profit (20.84% vs 7.38% net margin).
•FMNB grew revenue faster over the past five years (13.43% vs 3.86% CAGR).
•FMNB pays the higher dividend yield (4.52% vs 4.11%).

Metrics side by side

Valuation

Metric	DGICA	FMNB
P/E ratio	9.21	10.58
Forward P/E	10.13	9.69
PEG ratio	2.59	N/A
P/S ratio	0.70	2.37
P/B ratio	1.01	0.86

Profitability

Metric	DGICA	FMNB
Operating margin	9.10%	25.27%
Net margin	7.38%	20.84%
ROE	10.67%	7.61%

Donegal Group Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Farmers National Banc Corp.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

Metric	DGICA	FMNB
Dividend yield	4.11%	4.52%
Payout ratio	37.88%	47.92%

Growth (annualized)

Metric	DGICA	FMNB
Revenue CAGR (5Y)	3.86%	13.43%
EPS CAGR (5Y)	4.28%	-0.27%
Total return CAGR (5Y)	9.25%	3.03%

Frequently asked

Which has the lower trailing P/E, DGICA or FMNB?: DGICA has the lower trailing P/E: DGICA trades at 9.21 and FMNB at 10.58. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, DGICA or FMNB?: Over the past five years, FMNB grew revenue faster — DGICA at a 3.86% CAGR versus FMNB at 13.43%.
Does DGICA or FMNB pay a bigger dividend?: DGICA yields 4.11% and FMNB yields 4.52% based on trailing dividends and the latest price.
Is DGICA or FMNB more profitable?: FMNB runs the higher net margin — DGICA at 7.38% versus FMNB at 20.84%.
How have DGICA and FMNB total returns compared?: Over the past 10 years, DGICA delivered 5.43% and FMNB delivered 7.40% annualized total return. Past performance doesn't predict future results.

Go deeper

Full DGICA analysis Full FMNB analysis Interactive comparison tool

Dig into the metrics

Donegal P/E ratio Farmers National Banc P/E ratio Donegal dividend yield Farmers National Banc dividend yield Donegal ROE Farmers National Banc ROE Donegal operating margin Farmers National Banc operating margin Donegal revenue growth Farmers National Banc revenue growth

Donegal & Farmers National Banc appear in these rankings

Highest Dividend Yield Stocks Lowest P/E Ratio Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.