Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the operating margin high or low?
The operating margin of 25.27% is 12% below its 5-year average of 28.72%, around the middle of its 5-year range (12.51%–51.80%).
1.61% above its 12-month average of 24.87%.
Reported quarterly operating margin; no daily interpolation. Q2 FY2026 (2026-06-30): 27.42%.
OPERATING MARGIN
25.27%
OPERATING MARGIN AVG TTM
24.87%
OPERATING MARGIN AVG 3Y
23.85%
OPERATING MARGIN AVG 5Y
28.72%
OPERATING MARGIN AVG 10Y
29.72%
OPERATING MARGIN AVG 15Y
26.79%
OPERATING MARGIN AVG 20Y
23.81%
CURRENT VS TTM AVG
+1.61%
CURRENT VS 3Y AVG
+5.97%
CURRENT VS 5Y AVG
-12.01%
CURRENT VS 10Y AVG
-14.96%
CURRENT VS 15Y AVG
-5.68%
CURRENT VS 20Y AVG
+6.11%
SECTOR MEDIAN · FINANCIAL SERVICES
17.73%
median of 466 covered companies
CURRENT VS SECTOR MEDIAN
+42.53%
vs the sector median at left
Farmers National Banc Corp.
Market Cap
$685.03M
Operating Margin
25.27%
TTM Avg
24.87%
3Y Avg
23.85%
5Y Avg
28.72%
Market Cap
$681.93M
Operating Margin
15.71%
TTM Avg
14.30%
3Y Avg
19.15%
5Y Avg
11.98%
Market Cap
$675.19M
Operating Margin
9.10%
TTM Avg
8.14%
3Y Avg
4.10%
5Y Avg
4.71%
Market Cap
$670.64M
Operating Margin
315.85%
TTM Avg
194.26%
3Y Avg
136.11%
5Y Avg
119.24%
Market Cap
$702.48M
Operating Margin
35.94%
TTM Avg
20.79%
3Y Avg
23.26%
5Y Avg
20.89%
Market Cap
$701.81M
Operating Margin
71.64%
TTM Avg
57.66%
3Y Avg
59.62%
5Y Avg
59.03%
Market Cap
$650.61M
Operating Margin
34.31%
TTM Avg
28.92%
3Y Avg
33.51%
5Y Avg
31.71%
Market Cap
$656.41M
Operating Margin
15.76%
TTM Avg
20.27%
3Y Avg
23.26%
5Y Avg
24.64%
Market Cap
$649.08M
Operating Margin
0.00%
TTM Avg
0.00%
3Y Avg
0.00%
5Y Avg
0.00%
| NAME | MARKET CAP | OPERATING MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Farmers National Banc Corp. (FMNB) | $685.03M | 25.27% | 24.87% | 23.85% | 28.72% |
| Carter Bankshares, Inc. (CARE)vs › | $681.93M | 15.71% | 14.30% | 19.15% | 11.98% |
| Donegal Group Inc. (DGICA)vs › | $675.19M | 9.10% | 8.14% | 4.10% | 4.71% |
| Gladstone Investment Corporation (GAINI)vs › | $670.64M | 315.85% | 194.26% | 136.11% | 119.24% |
| California BanCorp (BCAL)vs › | $702.48M | 35.94% | 20.79% | 23.26% | 20.89% |
| MidCap Financial Investment Corporation (MFIC)vs › | $701.81M | 71.64% | 57.66% | 59.62% | 59.03% |
| ACNB Corporation (ACNB)vs › | $650.61M | 34.31% | 28.92% | 33.51% | 31.71% |
| Capital Bancorp, Inc. (CBNK)vs › | $656.41M | 15.76% | 20.27% | 23.26% | 24.64% |
| Drugs Made In America Acquisition II Corp. Ordinary Shares (DMII)vs › | $649.08M | 0.00% | 0.00% | 0.00% | 0.00% |
| CoinShares PLC Ordinary Shares (CSHR)vs › | $640.45M | 0.00% | 56.62% | 1053.89% | 243.66% |
Operating Margin
25.3%
Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Operating Margin = Operating Income / Revenue
Operating margin is the percentage of revenue remaining after operating expenses, reflecting operating efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | OPERATING MARGIN |
|---|---|
| 2026-06-30 | 27.42% |
| 2026-03-31 | 27.42% |
| 2025-12-31 | 25.46% |
| 2025-09-30 | 20.68% |
| 2025-06-30 | 23.37% |
| 2025-03-31 | 24.13% |
| 2024-12-31 | 25.51% |
| 2024-09-30 | 14.42% |
| 2024-06-30 | 21.30% |
| 2024-03-31 | 21.22% |
| 2023-12-31 | 26.37% |
| 2023-09-30 | 24.41% |
| 2023-06-30 | 28.30% |
| 2023-03-31 | 12.51% |
| 2022-12-31 | 34.81% |
| 2022-09-30 | 41.47% |
| 2022-06-30 | 43.67% |
| 2022-03-31 | 44.25% |
| 2021-12-31 | 15.08% |
| 2021-09-30 | 51.80% |
| 2021-06-30 | 49.53% |
| 2021-03-31 | 46.56% |
| 2020-12-31 | 34.69% |
| 2020-09-30 | 36.12% |
| 2020-06-30 | 34.65% |
| 2020-03-31 | 29.04% |
| 2019-12-31 | 35.41% |
| 2019-09-30 | 33.50% |
| 2019-06-30 | 30.72% |
| 2019-03-31 | 31.92% |
| 2018-12-31 | 32.97% |
| 2018-09-30 | 30.85% |
| 2018-06-30 | 33.56% |
| 2018-03-31 | 33.29% |
| 2017-12-31 | 34.34% |
| 2017-09-30 | 30.03% |
| 2017-06-30 | 29.56% |
| 2017-03-31 | 31.35% |
| 2016-12-31 | 30.06% |
| 2016-09-30 | 29.59% |
| 2016-06-30 | 28.93% |
| 2016-03-31 | 28.51% |
| 2015-12-31 | 17.76% |
| 2015-09-30 | 12.24% |
| 2015-06-30 | 8.05% |
| 2015-03-31 | 20.15% |
| 2014-12-31 | 18.91% |
| 2014-09-30 | 20.74% |
| 2014-06-30 | 22.07% |
| 2014-03-31 | 20.88% |
| 2013-12-31 | 21.06% |
| 2013-09-30 | 12.28% |
| 2013-06-30 | 16.83% |
| 2013-03-31 | 19.02% |
| 2012-12-31 | 24.18% |
| 2012-09-30 | 23.20% |
| 2012-06-30 | 21.63% |
| 2012-03-31 | 24.33% |
| 2011-12-31 | 25.99% |
| 2011-09-30 | 21.93% |
| 2011-06-30 | 19.33% |
| 2011-03-31 | 14.63% |
| 2010-12-31 | 25.24% |
| 2010-09-30 | 24.56% |
| 2010-06-30 | 17.89% |
| 2010-03-31 | 5.81% |
| 2009-12-31 | 5.96% |
| 2009-09-30 | 12.16% |
| 2009-06-30 | 13.41% |
| 2009-03-31 | 15.98% |
| 2008-12-31 | 12.71% |
| 2008-09-30 | 7.60% |
| 2008-06-30 | 15.36% |
| 2008-03-31 | 16.78% |
| 2007-12-31 | 7.80% |
| 2007-09-30 | 16.26% |
| 2007-06-30 | 15.14% |
| 2007-03-31 | 16.86% |
| 2006-12-31 | 16.19% |
| 2006-09-30 | 17.63% |
| 2006-06-30 | 19.59% |
| 2006-03-31 | 21.58% |
| 2005-12-31 | 20.55% |
| 2005-09-30 | 22.45% |
| 2005-06-30 | 23.17% |
| 2005-03-31 | 25.87% |
| 2004-12-31 | -1.37% |
| 2004-09-30 | 29.01% |
| 2004-06-30 | 28.48% |
| 2004-03-31 | 28.49% |
| 2003-12-31 | 29.84% |
| 2003-09-30 | 29.78% |
| 2003-06-30 | 29.10% |
| 2003-03-31 | 26.82% |
| 2002-12-31 | 27.59% |
| 2002-09-30 | 26.42% |
