Capital Bancorp, Inc. (CBNK) vs Farmers National Banc Corp. (FMNB)
A side-by-side comparison of Capital Bancorp, Inc. and Farmers National Banc Corp. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — CBNK vs FMNB
growth of $100 · dividends reinvested · last 8yCBNK vs FMNB: by the numbers
- •FMNB is the larger company ($677M vs $645M market cap).
- •FMNB trades at the lower trailing earnings multiple (10.58 vs 11.64 P/E), one valuation lens rather than an overall verdict.
- •FMNB converts more revenue to profit (20.84% vs 19.26% net margin).
- •FMNB grew revenue faster over the past five years (13.43% vs 10.99% CAGR).
- •FMNB pays the higher dividend yield (4.52% vs 1.25%).
Metrics side by side
Valuation
| Metric | CBNK | FMNB |
|---|---|---|
| P/E ratio | 11.64 | 10.58 |
| Forward P/E | 11.38 | 9.68 |
| PEG ratio | 0.92 | N/A |
| P/S ratio | 2.20 | 2.37 |
| P/B ratio | 1.53 | 0.86 |
Profitability
| Metric | CBNK | FMNB |
|---|---|---|
| Operating margin | 15.76% | 25.27% |
| Net margin | 19.26% | 20.84% |
| ROE | 13.35% | 7.61% |
Capital Bancorp, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Farmers National Banc Corp.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | CBNK | FMNB |
|---|---|---|
| Dividend yield | 1.25% | 4.52% |
| Payout ratio | 14.71% | 47.92% |
Growth (annualized)
| Metric | CBNK | FMNB |
|---|---|---|
| Revenue CAGR (5Y) | 10.99% | 13.43% |
| EPS CAGR (5Y) | 13.03% | -0.27% |
| Total return CAGR (5Y) | 11.49% | 3.03% |
Frequently asked
- Which has the lower trailing P/E, CBNK or FMNB?
- FMNB has the lower trailing P/E: CBNK trades at 11.64 and FMNB at 10.58. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, CBNK or FMNB?
- Over the past five years, FMNB grew revenue faster — CBNK at a 10.99% CAGR versus FMNB at 13.43%.
- Does CBNK or FMNB pay a bigger dividend?
- CBNK yields 1.25% and FMNB yields 4.52% based on trailing dividends and the latest price.
- Is CBNK or FMNB more profitable?
- FMNB runs the higher net margin — CBNK at 19.26% versus FMNB at 20.84%.
- How have CBNK and FMNB total returns compared?
- Over the past 5 years, CBNK delivered 11.49% and FMNB delivered 3.03% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Capital Bancorp & Farmers National Banc appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.