Basis: Trailing twelve months (TTM), to the latest fiscal quarter end. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on equity (ROE) high or low?
The return on equity (ROE) of 7.61% is 39% below its 5-year average of 12.37%, near the low end of its 5-year range (7.47%–20.73%).
As of the fiscal period ended Tuesday, June 30, 2026. 23.16% below its 12-month average of 9.90%.
Trailing-twelve-month return on equity at each fiscal quarter end; no daily interpolation. Q2 FY2026 (2026-06-30): 7.61%.
RETURN ON EQUITY (ROE)
7.61%
RETURN ON EQUITY (ROE) AVG TTM
9.90%
RETURN ON EQUITY (ROE) AVG 3Y
12.01%
RETURN ON EQUITY (ROE) AVG 5Y
12.37%
RETURN ON EQUITY (ROE) AVG 10Y
11.61%
RETURN ON EQUITY (ROE) AVG 15Y
10.09%
RETURN ON EQUITY (ROE) AVG 20Y
9.61%
CURRENT VS TTM AVG
-23.16%
CURRENT VS 3Y AVG
-36.69%
CURRENT VS 5Y AVG
-38.52%
CURRENT VS 10Y AVG
-34.51%
CURRENT VS 15Y AVG
-24.59%
CURRENT VS 20Y AVG
-20.84%
SECTOR MEDIAN · FINANCIAL SERVICES
8.88%
median of 566 covered companies
CURRENT VS SECTOR MEDIAN
-14.40%
vs the sector median at left
Farmers National Banc Corp.
Market Cap
$680.80M
Return on Equity (ROE)
7.61%
TTM Avg
9.90%
3Y Avg
12.01%
5Y Avg
12.37%
Market Cap
$682.83M
Return on Equity (ROE)
11.95%
TTM Avg
11.21%
3Y Avg
11.95%
5Y Avg
11.45%
Market Cap
$683.83M
Return on Equity (ROE)
-50.90%
TTM Avg
1.81%
3Y Avg
-3.09%
5Y Avg
-0.41%
Market Cap
$685.10M
Return on Equity (ROE)
7.55%
TTM Avg
-8.32%
3Y Avg
1.08%
5Y Avg
3.36%
Market Cap
$676.32M
Return on Equity (ROE)
10.67%
TTM Avg
10.86%
3Y Avg
5.55%
5Y Avg
6.20%
Market Cap
$674.52M
Return on Equity (ROE)
23.85%
TTM Avg
6.92%
3Y Avg
8.94%
5Y Avg
5.52%
Market Cap
$670.37M
Return on Equity (ROE)
25.53%
TTM Avg
20.37%
3Y Avg
16.53%
5Y Avg
16.70%
Market Cap
$696.81M
Return on Equity (ROE)
10.59%
TTM Avg
6.60%
3Y Avg
8.33%
5Y Avg
9.23%
Market Cap
$698.30M
Return on Equity (ROE)
10.26%
TTM Avg
6.00%
3Y Avg
6.79%
5Y Avg
5.72%
| NAME | MARKET CAP | RETURN ON EQUITY (ROE) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Farmers National Banc Corp. (FMNB) | $680.80M | 7.61% | 9.90% | 12.01% | 12.37% |
| Red River Bancshares, Inc. (RRBI)vs › | $682.83M | 11.95% | 11.21% | 11.95% | 11.45% |
| OFS Credit Company, Inc. (OCCIN)vs › | $683.83M | -50.90% | 1.81% | -3.09% | -0.41% |
| Midland States Bancorp, Inc. (MSBI)vs › | $685.10M | 7.55% | -8.32% | 1.08% | 3.36% |
| Donegal Group Inc. (DGICA)vs › | $676.32M | 10.67% | 10.86% | 5.55% | 6.20% |
| Carter Bankshares, Inc. (CARE)vs › | $674.52M | 23.85% | 6.92% | 8.94% | 5.52% |
| Gladstone Investment Corporation (GAINI)vs › | $670.37M | 25.53% | 20.37% | 16.53% | 16.70% |
| Peoples Financial Services Corp. (PFIS)vs › | $696.81M | 10.59% | 6.60% | 8.33% | 9.23% |
| California BanCorp (BCAL)vs › | $698.30M | 10.26% | 6.00% | 6.79% | 5.72% |
| Root, Inc. (ROOT)vs › | $663.15M | 18.66% | 9.98% | -27.41% | -37.53% |
ROE
7.6%
ROA
0.8%
ROE = Net Income / Total Shareholders' Equity
Return on equity measures how efficiently a company generates profit from shareholders' equity. Higher ROE indicates better capital efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON EQUITY (ROE) |
|---|---|
| 2026-06-30 | 7.61% |
| 2026-03-31 | 7.47% |
| 2025-12-31 | 11.24% |
| 2025-09-30 | 11.66% |
| 2025-06-30 | 11.52% |
| 2025-03-31 | 11.25% |
| 2024-12-31 | 11.32% |
| 2024-09-30 | 10.49% |
| 2024-06-30 | 12.83% |
| 2024-03-31 | 13.63% |
| 2023-12-31 | 12.35% |
| 2023-09-30 | 15.42% |
| 2023-06-30 | 13.85% |
| 2023-03-31 | 13.83% |
| 2022-12-31 | 20.73% |
| 2022-09-30 | 19.93% |
| 2022-06-30 | 16.65% |
| 2022-03-31 | 13.49% |
| 2021-12-31 | 10.97% |
| 2021-09-30 | 15.23% |
| 2021-06-30 | 14.27% |
| 2021-03-31 | 13.76% |
| 2020-12-31 | 11.96% |
| 2020-09-30 | 11.82% |
| 2020-06-30 | 11.61% |
| 2020-03-31 | 11.86% |
| 2019-12-31 | 11.95% |
| 2019-09-30 | 11.86% |
| 2019-06-30 | 11.83% |
| 2019-03-31 | 12.17% |
| 2018-12-31 | 12.42% |
| 2018-09-30 | 11.70% |
| 2018-06-30 | 10.92% |
| 2018-03-31 | 10.22% |
| 2017-12-31 | 9.38% |
| 2017-09-30 | 9.59% |
| 2017-06-30 | 9.81% |
| 2017-03-31 | 9.88% |
| 2016-12-31 | 9.64% |
| 2016-09-30 | 8.53% |
| 2016-06-30 | 6.99% |
| 2016-03-31 | 5.22% |
| 2015-12-31 | 4.07% |
| 2015-09-30 | 3.77% |
| 2015-06-30 | 4.08% |
| 2015-03-31 | 7.09% |
| 2014-12-31 | 7.26% |
| 2014-09-30 | 7.51% |
| 2014-06-30 | 6.98% |
| 2014-03-31 | 6.79% |
| 2013-12-31 | 6.88% |
| 2013-09-30 | 7.22% |
| 2013-06-30 | 7.87% |
| 2013-03-31 | 7.81% |
| 2012-12-31 | 8.22% |
| 2012-09-30 | 8.54% |
| 2012-06-30 | 8.59% |
| 2012-03-31 | 8.71% |
| 2011-12-31 | 8.05% |
| 2011-09-30 | 8.29% |
| 2011-06-30 | 9.13% |
| 2011-03-31 | 9.54% |
| 2010-12-31 | 10.21% |
| 2010-09-30 | 7.33% |
| 2010-06-30 | 6.19% |
| 2010-03-31 | 6.08% |
| 2009-12-31 | 7.25% |
| 2009-09-30 | 7.66% |
| 2009-06-30 | 7.36% |
| 2009-03-31 | 7.17% |
| 2008-12-31 | 7.35% |
| 2008-09-30 | 7.12% |
| 2008-06-30 | 7.99% |
| 2008-03-31 | 7.71% |
| 2007-12-31 | 8.02% |
| 2007-09-30 | 8.88% |
| 2007-06-30 | 9.08% |
| 2007-03-31 | 9.28% |
| 2006-12-31 | 9.47% |
| 2006-09-30 | 9.75% |
| 2006-06-30 | 10.55% |
| 2006-03-31 | 10.44% |
| 2005-12-31 | 10.62% |
| 2005-09-30 | 8.17% |
| 2005-06-30 | 8.49% |
| 2005-03-31 | 9.11% |
| 2004-12-31 | 9.13% |
| 2004-09-30 | 11.91% |
| 2004-06-30 | 12.32% |
| 2004-03-31 | 11.79% |
| 2003-12-31 | 11.86% |
| 2003-09-30 | 11.77% |
| 2003-06-30 | 11.03% |
