Basis: Trailing twelve months (TTM), to the latest fiscal quarter end. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on equity (ROE) high or low?
The return on equity (ROE) of 23.85% is 150% above its 5-year average of 9.52%, near the high end of its 5-year range (-10.00%–23.85%).
As of the fiscal period ended Tuesday, June 30, 2026. 75.28% above its 12-month average of 13.60%.
Trailing-twelve-month return on equity at each fiscal quarter end; no daily interpolation. Q2 FY2026 (2026-06-30): 23.85%.
RETURN ON EQUITY (ROE)
23.85%
RETURN ON EQUITY (ROE) AVG TTM
13.60%
RETURN ON EQUITY (ROE) AVG 3Y
7.35%
RETURN ON EQUITY (ROE) AVG 5Y
9.52%
RETURN ON EQUITY (ROE) AVG 10Y
5.85%
RETURN ON EQUITY (ROE) AVG 15Y
N/A
RETURN ON EQUITY (ROE) AVG 20Y
N/A
CURRENT VS TTM AVG
+75.28%
CURRENT VS 3Y AVG
+224.47%
CURRENT VS 5Y AVG
+150.38%
CURRENT VS 10Y AVG
+307.82%
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
9.89%
median of 393 covered companies
CURRENT VS SECTOR MEDIAN
+141.12%
vs the sector median at left
Carter Bankshares, Inc.
Market Cap
$677.06M
Return on Equity (ROE)
23.85%
TTM Avg
13.60%
3Y Avg
7.35%
5Y Avg
9.52%
Market Cap
$679.47M
Return on Equity (ROE)
7.61%
TTM Avg
11.28%
3Y Avg
13.91%
5Y Avg
13.09%
Market Cap
$672.06M
Return on Equity (ROE)
10.67%
TTM Avg
10.86%
3Y Avg
5.55%
5Y Avg
6.20%
Market Cap
$669.58M
Return on Equity (ROE)
25.53%
TTM Avg
20.37%
3Y Avg
16.53%
5Y Avg
16.70%
Market Cap
$697.98M
Return on Equity (ROE)
10.26%
TTM Avg
6.00%
3Y Avg
6.79%
5Y Avg
5.72%
Market Cap
$651.85M
Return on Equity (ROE)
13.35%
TTM Avg
11.47%
3Y Avg
13.92%
5Y Avg
15.35%
Market Cap
$651.32M
Return on Equity (ROE)
12.90%
TTM Avg
9.66%
3Y Avg
11.33%
5Y Avg
10.45%
Market Cap
$649.10M
Return on Equity (ROE)
2.62%
TTM Avg
65.43%
3Y Avg
65.43%
5Y Avg
65.43%
Market Cap
$637.82M
Return on Equity (ROE)
12.73%
TTM Avg
17.82%
3Y Avg
12.75%
5Y Avg
-231.02%
| NAME | MARKET CAP | RETURN ON EQUITY (ROE) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Carter Bankshares, Inc. (CARE) | $677.06M | 23.85% | 13.60% | 7.35% | 9.52% |
| Farmers National Banc Corp. (FMNB)vs › | $679.47M | 7.61% | 11.28% | 13.91% | 13.09% |
| Donegal Group Inc. (DGICA)vs › | $672.06M | 10.67% | 10.86% | 5.55% | 6.20% |
| Gladstone Investment Corporation (GAINI)vs › | $669.58M | 25.53% | 20.37% | 16.53% | 16.70% |
| California BanCorp (BCAL)vs › | $697.98M | 10.26% | 6.00% | 6.79% | 5.72% |
| Capital Bancorp, Inc. (CBNK)vs › | $651.85M | 13.35% | 11.47% | 13.92% | 15.35% |
| ACNB Corporation (ACNB)vs › | $651.32M | 12.90% | 9.66% | 11.33% | 10.45% |
| Drugs Made In America Acquisition II Corp. Ordinary Shares (DMII)vs › | $649.10M | 2.62% | 65.43% | 65.43% | 65.43% |
| CoinShares PLC Ordinary Shares (CSHR)vs › | $637.82M | 12.73% | 17.82% | 12.75% | -231.02% |
| American Bitcoin Corp (ABTC)vs › | $635.10M | -29.00% | 9.63% | -1180.61% | -805.61% |
ROE
23.8%
ROA
2.7%
ROE = Net Income / Total Shareholders' Equity
Return on equity measures how efficiently a company generates profit from shareholders' equity. Higher ROE indicates better capital efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON EQUITY (ROE) |
|---|---|
| 2026-06-30 | 23.85% |
| 2026-03-31 | 21.42% |
| 2025-12-31 | 7.47% |
| 2025-09-30 | 7.55% |
| 2025-06-30 | 7.73% |
| 2025-03-31 | 6.89% |
| 2024-12-31 | 6.38% |
| 2024-09-30 | 3.71% |
| 2024-06-30 | 3.39% |
| 2024-03-31 | 3.69% |
| 2023-12-31 | 6.66% |
| 2023-09-30 | 12.36% |
| 2023-06-30 | 15.01% |
| 2023-03-31 | 15.99% |
| 2022-12-31 | 15.25% |
| 2022-09-30 | 12.74% |
| 2022-06-30 | 11.04% |
| 2022-03-31 | 8.80% |
| 2021-12-31 | 7.75% |
| 2021-09-30 | 7.13% |
| 2021-06-30 | -10.00% |
| 2021-03-31 | -10.55% |
| 2020-12-31 | -10.42% |
| 2020-09-30 | -10.39% |
| 2020-06-30 | 4.11% |
| 2020-03-31 | 4.94% |
| 2019-12-31 | 5.62% |
| 2019-09-30 | 5.56% |
| 2019-06-30 | 2.42% |
| 2019-03-31 | 2.36% |
| 2018-12-31 | 2.73% |
| 2018-09-30 | 0.80% |
| 2018-06-30 | 2.40% |
| 2018-03-31 | 0.43% |
| 2017-12-31 | -0.16% |
| 2017-09-30 | 0.12% |
| 2017-06-30 | 1.41% |
| 2017-03-31 | 3.16% |
| 2016-12-31 | 3.68% |
| 2016-09-30 | 7.33% |
| 2016-06-30 | 8.35% |
| 2016-03-31 | 9.03% |
| 2015-12-31 | 9.18% |
| 2015-09-30 | 8.75% |
| 2015-06-30 | 8.50% |
| 2015-03-31 | 8.51% |
| 2014-12-31 | 8.41% |
| 2014-09-30 | 7.72% |
| 2014-06-30 | 7.50% |
| 2014-03-31 | 6.99% |
| 2013-12-31 | 6.95% |
| 2013-09-30 | 7.00% |
| 2013-06-30 | 7.56% |
| 2013-03-31 | 8.04% |
| 2012-12-31 | 8.44% |
