ACNB (ACNB) ROE: History & Chart

ACNB Corporation(ACNB)

Banks - Regional · Gettysburg, PA

$64.03+0.25 (+0.39%)

Delayed quote: Oct 6, 2026, 3:35 PM EDT

About ACNB Corporation

ACNB Corporation operates as a financial holding company, offering a comprehensive suite of banking, insurance, and financial services to a diverse clientele including individuals, businesses, and government entities across the United States. Its banking segment provides a range of deposit products such as checking, savings, money market, and time accounts, along with debit cards. The company is also a significant lender, furnishing commercial products like mortgages, real estate development and construction financing, accounts receivable and inventory loans, and agricultural and governmental funding. For individual consumers, it supplies home equity loans and lines of credit, automotive and recreational vehicle loans, manufactured housing loans, and personal lines of credit. Mortgage programs encompass personal residential, construction, and investment properties. Beyond traditional banking, ACNB delivers extensive wealth management and trust services, acting as a trustee to oversee, manage, and distribute financial assets for testamentary, life insurance, and charitable remainder trusts, as well as guardianships, powers of attorney, custodial accounts, and investment advisory and management services. Retail brokerage is also available. Additionally, the corporation offers various insurance products, including property and casualty, health, life, and disability coverage for both commercial and individual clients. Customers benefit from convenient access through online, telephone, and mobile banking, alongside automated teller machine services. Established in 1857 and based in Gettysburg, Pennsylvania, ACNB's physical network as of December 31, 2021, comprised 19 community banking branches across Adams, York, Cumberland, and Franklin counties in Pennsylvania; five community banking offices in Frederick County, Maryland; and six in Carroll County, Maryland. Loan offices further extend its reach in Lancaster and York, Pennsylvania, and Hunt Valley, Maryland.

Gettysburg, PA

519 employees

www.acnb.com

Financial Services / Banks - Regional

Sector: Financial Services
Industry: Banks - Regional
CEO: James Helt

View full financials

ACNB Return on Equity (ROE) Metrics

RETURN ON EQUITY (ROE)

12.90%

RETURN ON EQUITY (ROE) AVG TTM

9.62%

RETURN ON EQUITY (ROE) AVG 3Y

10.56%

RETURN ON EQUITY (ROE) AVG 5Y

11.14%

RETURN ON EQUITY (ROE) AVG 10Y

10.29%

RETURN ON EQUITY (ROE) AVG 15Y

9.77%

RETURN ON EQUITY (ROE) AVG 20Y

9.32%

CURRENT VS TTM AVG

+34.01%

CURRENT VS 3Y AVG

+22.12%

CURRENT VS 5Y AVG

+15.79%

CURRENT VS 10Y AVG

+25.29%

CURRENT VS 15Y AVG

+31.96%

CURRENT VS 20Y AVG

+38.35%

SECTOR MEDIAN · FINANCIAL SERVICES

8.76%

median of 677 covered companies

CURRENT VS SECTOR MEDIAN

+47.23%

vs the sector median at left

NAME	MARKET CAP	RETURN ON EQUITY (ROE)	TTM	3Y	5Y
ACNB Corporation (ACNB)	$653.87M	12.90%	9.62%	10.56%	11.14%
Drugs Made In America Acquisition II Corp. Ordinary Shares (DMII)vs ›	$648.78M	2.62%	65.43%	65.43%	65.43%
Capital Bancorp, Inc. (CBNK)vs ›	$646.47M	13.35%	11.47%	13.92%	15.35%
New Mountain Finance Corporation (NMFC)vs ›	$646.53M	-4.70%	4.89%	6.43%	7.62%
Chaince Digital Holdings Inc. (CD)vs ›	$641.51M	N/A	-15.20%	-29.09%	-64.23%
CoinShares PLC Ordinary Shares (CSHR)vs ›	$658.24M	12.73%	17.82%	12.75%	-231.02%
West Coast Community Bancorp (WCCB)vs ›	$643.47M	13.30%	11.13%	13.30%	12.51%
Tiptree Inc. (TIPT)vs ›	$642.88M	45.62%	9.27%	4.95%	3.60%
Root, Inc. (ROOT)vs ›	$662.03M	18.66%	9.98%	-27.41%	-37.53%
BlackRock Multi-Sector Income Trust (BIT)vs ›	$637.11M	6.96%	7.56%	6.50%	3.41%

NAME

MARKET CAP

RETURN ON EQUITY (ROE)

TTM

ACNB Corporation (ACNB)

$653.87M

12.90%

9.62%

10.56%

11.14%

Drugs Made In America Acquisition II Corp. Ordinary Shares (DMII)vs ›

$648.78M

2.62%

65.43%

Capital Bancorp, Inc. (CBNK)vs ›

$646.47M

13.35%

11.47%

13.92%

15.35%

New Mountain Finance Corporation (NMFC)vs ›

$646.53M

-4.70%

4.89%

6.43%

7.62%

Chaince Digital Holdings Inc. (CD)vs ›

$641.51M

N/A

-15.20%

-29.09%

-64.23%

CoinShares PLC Ordinary Shares (CSHR)vs ›

$658.24M

12.73%

17.82%

12.75%

-231.02%

West Coast Community Bancorp (WCCB)vs ›

$643.47M

13.30%

11.13%

13.30%

12.51%

Tiptree Inc. (TIPT)vs ›

$642.88M

45.62%

9.27%

4.95%

3.60%

Root, Inc. (ROOT)vs ›

$662.03M

18.66%

9.98%

-27.41%

-37.53%

BlackRock Multi-Sector Income Trust (BIT)vs ›

$637.11M

6.96%

7.56%

6.50%

3.41%

Return on Equity (ROE) FAQ

What is the return on equity (ROE) for ACNB Corporation (ACNB)?

The return on equity (ROE) for ACNB stock is 12.90%.

Is ACNB Corporation's return on equity (ROE) high or low?

The return on equity (ROE) of 12.90% is 16% above its 5-year average of 11.14%, near the high end of its 5-year range (6.37%–15.20%).

What is the TTM average return on equity (ROE) for ACNB Corporation (ACNB)?

The TTM average return on equity (ROE) for ACNB stock is 9.62%.

What is the 3Y average return on equity (ROE) for ACNB Corporation (ACNB)?

The 3Y average return on equity (ROE) for ACNB stock is 10.56%.

What is the 5Y average return on equity (ROE) for ACNB Corporation (ACNB)?

The 5Y average return on equity (ROE) for ACNB stock is 11.14%.

What is the 10Y average return on equity (ROE) for ACNB Corporation (ACNB)?

The 10Y average return on equity (ROE) for ACNB stock is 10.29%.

What is the 15Y average return on equity (ROE) for ACNB Corporation (ACNB)?

The 15Y average return on equity (ROE) for ACNB stock is 9.77%.

What is the 20Y average return on equity (ROE) for ACNB Corporation (ACNB)?

The 20Y average return on equity (ROE) for ACNB stock is 9.32%.

DATE	RETURN ON EQUITY (ROE)
2026-06-30	12.90%
2026-03-31	11.99%
2025-12-31	8.82%
2025-09-30	8.04%
2025-06-30	6.37%
2025-03-31	6.41%
2024-12-31	10.50%
2024-09-30	9.57%
2024-06-30	10.78%
2024-03-31	10.51%
2023-12-31	11.42%
2023-09-30	14.78%
2023-06-30	15.20%
2023-03-31	14.92%
2022-12-31	14.59%
2022-09-30	12.93%
2022-06-30	10.96%
2022-03-31	10.53%
2021-12-31	10.23%
2021-09-30	11.26%
2021-06-30	11.19%
2021-03-31	10.52%
2020-12-31	7.13%
2020-09-30	6.40%
2020-06-30	6.33%
2020-03-31	6.73%
2019-12-31	12.52%
2019-09-30	12.86%
2019-06-30	13.08%
2019-03-31	13.06%
2018-12-31	12.93%
2018-09-30	11.53%
2018-06-30	9.26%
2018-03-31	7.70%
2017-12-31	6.36%
2017-09-30	6.42%
2017-06-30	8.64%
2017-03-31	8.99%
2016-12-31	9.05%
2016-09-30	9.23%
2016-06-30	9.38%
2015-03-31	9.28%
2014-12-31	9.35%
2014-09-30	9.04%
2014-06-30	8.85%
2014-03-31	8.65%
2013-12-31	8.72%
2013-09-30	8.99%
2013-06-30	9.10%
2013-03-31	8.86%
2012-12-31	8.78%
2012-09-30	8.29%
2012-06-30	8.31%
2012-03-31	8.40%
2011-12-31	8.72%
2011-09-30	8.42%
2011-06-30	8.73%
2011-03-31	8.90%
2010-12-31	8.98%
2010-09-30	9.13%
2010-06-30	8.80%
2010-03-31	8.32%
2009-12-31	8.17%
2009-09-30	8.04%
2009-06-30	6.76%
2009-03-31	7.77%
2008-12-31	7.99%
2008-09-30	8.62%
2008-06-30	10.39%
2008-03-31	9.50%
2007-12-31	9.32%
2007-09-30	9.19%
2007-06-30	9.33%
2007-03-31	9.41%
2006-12-31	9.43%
2006-09-30	9.54%
2006-06-30	9.87%
2006-03-31	9.54%
2005-12-31	9.97%
2005-09-30	11.48%
2005-06-30	12.36%
2005-03-31	13.09%
2004-12-31	12.49%
2004-09-30	13.10%
2004-06-30	14.97%
2004-03-31	14.24%
2003-12-31	14.87%
2003-09-30	13.74%
2003-06-30	12.42%

DATE

RETURN ON EQUITY (ROE)

2026-06-30

12.90%

2026-03-31

11.99%

2025-12-31

8.82%

2025-09-30

8.04%

2025-06-30

6.37%

2025-03-31

6.41%

2024-12-31

10.50%

2024-09-30

9.57%

2024-06-30

10.78%

2024-03-31

10.51%

2023-12-31

11.42%

2023-09-30

14.78%

2023-06-30

15.20%

2023-03-31

14.92%

2022-12-31

14.59%

2022-09-30

12.93%

2022-06-30

10.96%

2022-03-31

10.53%

2021-12-31

10.23%

2021-09-30

11.26%

2021-06-30

11.19%

2021-03-31

10.52%

2020-12-31

7.13%

2020-09-30

6.40%

2020-06-30

6.33%

2020-03-31

6.73%

2019-12-31

12.52%

2019-09-30

12.86%

2019-06-30

13.08%

2019-03-31

13.06%

2018-12-31

12.93%

2018-09-30

11.53%

2018-06-30

9.26%

2018-03-31

7.70%

2017-12-31

6.36%

2017-09-30

6.42%

2017-06-30

8.64%

2017-03-31

8.99%

2016-12-31

9.05%

2016-09-30

9.23%

2016-06-30

9.38%

2015-03-31

9.28%

2014-12-31

9.35%

2014-09-30

9.04%

2014-06-30

8.85%

2014-03-31

8.65%

2013-12-31

8.72%

2013-09-30

8.99%

2013-06-30

9.10%

2013-03-31

8.86%

2012-12-31

8.78%

2012-09-30

8.29%

2012-06-30

8.31%

2012-03-31

8.40%

2011-12-31

8.72%

2011-09-30

8.42%

2011-06-30

8.73%

2011-03-31

8.90%

2010-12-31

8.98%

2010-09-30

9.13%

2010-06-30

8.80%

2010-03-31

8.32%

2009-12-31

8.17%

2009-09-30

8.04%

2009-06-30

6.76%

2009-03-31

7.77%

2008-12-31

7.99%

2008-09-30

8.62%

2008-06-30

10.39%

2008-03-31

9.50%

2007-12-31

9.32%

2007-09-30

9.19%

2007-06-30

9.33%

2007-03-31

9.41%

2006-12-31

9.43%

2006-09-30

9.54%

2006-06-30

9.87%

2006-03-31

9.54%

2005-12-31

9.97%

2005-09-30

11.48%

2005-06-30

12.36%

2005-03-31

13.09%

2004-12-31

12.49%

2004-09-30

13.10%

2004-06-30

14.97%

2004-03-31

14.24%

2003-12-31

14.87%

2003-09-30

13.74%

2003-06-30

12.42%

Return on Equity (ROE): 12.90%

ACNB Return on Equity (ROE)

ACNB Average Return on Equity (ROE) Chart

ACNB Current vs Average Return on Equity (ROE) Chart

ACNB Return on Equity (ROE) Metrics

ACNB Competitors' Return on Equity (ROE)

Return Analysis

Return on Equity (ROE) Formula & Definition

Return on Equity (ROE) FAQ

ACNB Return on Equity (ROE) History

Related Metrics