Carter Bankshares, Inc. (CARE) vs Gladstone Investment Corporation (GAINI)

A side-by-side comparison of Carter Bankshares, Inc. and Gladstone Investment Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — CARE vs GAINI

growth of $100 · dividends reinvested · last 2y
CARE +66.3% (+28.9%/yr)GAINI +13.9% (+6.7%/yr)CARE compounded faster over this window
50100150200Start $10020252026$166$114
CARE GAINI

CARE vs GAINI: by the numbers

  • •CARE is the larger company ($675M vs $670M market cap).
  • •CARE trades at the lower trailing earnings multiple (5.18 vs 6.07 P/E), one valuation lens rather than an overall verdict.
  • •GAINI converts more revenue to profit (155.95% vs 36.89% net margin).
  • •CARE grew revenue faster over the past five years (17.25% vs 1.06% CAGR).
  • •GAINI pays the higher dividend yield (7.77% vs 0.65%).

Metrics side by side

Valuation

MetricCAREGAINI
P/E ratio5.186.07
Forward P/E5.0425.32
PEG ratioN/A0.20
P/S ratio1.946.33
P/B ratio1.251.04

Profitability

MetricCAREGAINI
Gross marginN/A19.38%
Operating margin15.71%315.85%
Net margin36.89%155.95%
ROE23.85%25.53%

Carter Bankshares, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

MetricCAREGAINI
Dividend yield0.65%7.77%
Payout ratio3.40%47.10%

Growth (annualized)

MetricCAREGAINI
Revenue CAGR (5Y)17.25%1.06%
EPS CAGR (5Y)N/A30.10%
Total return CAGR (5Y)15.68%N/A

Frequently asked

Which has the lower trailing P/E, CARE or GAINI?
CARE has the lower trailing P/E: CARE trades at 5.18 and GAINI at 6.07. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, CARE or GAINI?
Over the past five years, CARE grew revenue faster — CARE at a 17.25% CAGR versus GAINI at 1.06%.
Does CARE or GAINI pay a bigger dividend?
CARE yields 0.65% and GAINI yields 7.77% based on trailing dividends and the latest price.
Is CARE or GAINI more profitable?
GAINI runs the higher net margin — CARE at 36.89% versus GAINI at 155.95%.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.