Basis: Trailing twelve months (TTM), to the latest fiscal quarter end. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on equity (ROE) high or low?
The return on equity (ROE) of 7.55% is 28% below its 5-year average of 10.51%, near the high end of its 5-year range (-21.98%–13.41%).
As of the fiscal period ended Tuesday, June 30, 2026. 178.32% above its 12-month average of -9.64%.
Trailing-twelve-month return on equity at each fiscal quarter end; no daily interpolation. Q2 FY2026 (2026-06-30): 7.55%.
RETURN ON EQUITY (ROE)
7.55%
RETURN ON EQUITY (ROE) AVG TTM
-9.64%
RETURN ON EQUITY (ROE) AVG 3Y
0.45%
RETURN ON EQUITY (ROE) AVG 5Y
10.51%
RETURN ON EQUITY (ROE) AVG 10Y
8.33%
RETURN ON EQUITY (ROE) AVG 15Y
N/A
RETURN ON EQUITY (ROE) AVG 20Y
N/A
CURRENT VS TTM AVG
+178.32%
CURRENT VS 3Y AVG
+1569.63%
CURRENT VS 5Y AVG
-28.17%
CURRENT VS 10Y AVG
-9.33%
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
8.76%
median of 677 covered companies
CURRENT VS SECTOR MEDIAN
-13.80%
vs the sector median at left
Midland States Bancorp, Inc.
Market Cap
$679.22M
Return on Equity (ROE)
7.55%
TTM Avg
-9.64%
3Y Avg
0.45%
5Y Avg
10.51%
Market Cap
$677.49M
Return on Equity (ROE)
7.61%
TTM Avg
11.28%
3Y Avg
13.91%
5Y Avg
13.09%
Market Cap
$682.71M
Return on Equity (ROE)
11.95%
TTM Avg
11.21%
3Y Avg
11.95%
5Y Avg
11.45%
Market Cap
$683.83M
Return on Equity (ROE)
-50.90%
TTM Avg
1.81%
3Y Avg
-3.09%
5Y Avg
-0.41%
Market Cap
$674.29M
Return on Equity (ROE)
23.85%
TTM Avg
6.92%
3Y Avg
8.94%
5Y Avg
5.52%
Market Cap
$687.70M
Return on Equity (ROE)
20.09%
TTM Avg
8.44%
3Y Avg
12.22%
5Y Avg
158.18%
Market Cap
$671.32M
Return on Equity (ROE)
10.67%
TTM Avg
10.86%
3Y Avg
5.55%
5Y Avg
6.20%
Market Cap
$670.37M
Return on Equity (ROE)
25.53%
TTM Avg
20.37%
3Y Avg
16.53%
5Y Avg
16.70%
Market Cap
$666.86M
Return on Equity (ROE)
18.66%
TTM Avg
9.98%
3Y Avg
-27.41%
5Y Avg
-37.53%
| NAME | MARKET CAP | RETURN ON EQUITY (ROE) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Midland States Bancorp, Inc. (MSBI) | $679.22M | 7.55% | -9.64% | 0.45% | 10.51% |
| Farmers National Banc Corp. (FMNB)vs › | $677.49M | 7.61% | 11.28% | 13.91% | 13.09% |
| Red River Bancshares, Inc. (RRBI)vs › | $682.71M | 11.95% | 11.21% | 11.95% | 11.45% |
| OFS Credit Company, Inc. (OCCIN)vs › | $683.83M | -50.90% | 1.81% | -3.09% | -0.41% |
| Carter Bankshares, Inc. (CARE)vs › | $674.29M | 23.85% | 6.92% | 8.94% | 5.52% |
| Vinci Compass Investments Ltd. (VINP)vs › | $687.70M | 20.09% | 8.44% | 12.22% | 158.18% |
| Donegal Group Inc. (DGICA)vs › | $671.32M | 10.67% | 10.86% | 5.55% | 6.20% |
| Gladstone Investment Corporation (GAINI)vs › | $670.37M | 25.53% | 20.37% | 16.53% | 16.70% |
| Root, Inc. (ROOT)vs › | $666.86M | 18.66% | 9.98% | -27.41% | -37.53% |
| Peoples Financial Services Corp. (PFIS)vs › | $694.66M | 10.59% | 6.60% | 8.33% | 9.23% |
ROE
7.6%
ROA
0.6%
ROE = Net Income / Total Shareholders' Equity
Return on equity measures how efficiently a company generates profit from shareholders' equity. Higher ROE indicates better capital efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON EQUITY (ROE) |
|---|---|
| 2026-06-30 | 7.55% |
| 2026-03-31 | 6.29% |
| 2025-12-31 | -21.98% |
| 2025-09-30 | -20.97% |
| 2025-06-30 | -19.10% |
| 2025-03-31 | -16.78% |
| 2024-12-31 | 9.53% |
| 2024-09-30 | 10.13% |
| 2024-06-30 | 9.40% |
| 2024-03-31 | 8.81% |
| 2023-12-31 | 8.69% |
| 2023-09-30 | 11.46% |
| 2023-06-30 | 12.84% |
| 2023-03-31 | 12.90% |
| 2022-12-31 | 13.05% |
| 2022-09-30 | 12.07% |
| 2022-06-30 | 13.41% |
| 2022-03-31 | 12.95% |
| 2021-12-31 | 12.25% |
| 2021-09-30 | 10.12% |
| 2021-06-30 | 7.26% |
| 2021-03-31 | 6.22% |
| 2020-12-31 | 3.63% |
| 2020-09-30 | 4.34% |
| 2020-06-30 | 6.24% |
| 2020-03-31 | 6.87% |
| 2019-12-31 | 8.43% |
| 2019-09-30 | 9.05% |
| 2019-06-30 | 8.62% |
| 2019-03-31 | 8.26% |
| 2018-12-31 | 6.47% |
| 2018-09-30 | 4.21% |
| 2018-06-30 | 3.14% |
| 2018-03-31 | 1.60% |
| 2017-12-31 | 3.57% |
| 2017-09-30 | 5.69% |
| 2017-06-30 | 7.00% |
| 2017-03-31 | 10.43% |
| 2016-12-31 | 9.79% |
| 2016-09-30 | 8.58% |
| 2016-06-30 | 7.29% |
| 2016-03-31 | 9.61% |
| 2015-12-31 | 10.44% |
| 2015-09-30 | 4.95% |
| 2015-06-30 | 5.10% |
| 2015-03-31 | 2.79% |
| 2014-12-31 | 1.44% |
| 2014-09-30 | 6.24% |
| 2014-06-30 | 5.48% |
| 2014-03-31 | 6.64% |
| 2013-12-31 | 6.46% |
| 2013-09-30 | 7.84% |
