Which has grown faster, MSBI or OCCIN?

Over the past five years, OCCIN grew revenue faster — MSBI at a 7.02% CAGR versus OCCIN at 18.50%.

Does MSBI or OCCIN pay a bigger dividend?

MSBI yields 3.89% and OCCIN yields 5.25% based on trailing dividends and the latest price.

Is MSBI or OCCIN more profitable?

MSBI runs the higher net margin — MSBI at 9.71% versus OCCIN at -169.25%.

Midland States Bancorp, Inc. (MSBI) vs OFS Credit Company, Inc. (OCCIN)

A side-by-side comparison of Midland States Bancorp, Inc. and OFS Credit Company, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

MSBI

Midland States Bancorp, Inc.

$680M

$32.78Financial ServicesDelayed quote: Oct 6, 2026, 4:00 PM EDT

OCCIN

OFS Credit Company, Inc.

$685M

$24.97Financial ServicesDelayed quote: Oct 6, 2026, 3:50 PM EDT

Total return — MSBI vs OCCIN

growth of $100 · dividends reinvested · last 5y

MSBI +74.0% (+11.7%/yr)OCCIN +31.7% (+5.7%/yr)MSBI compounded faster over this window

MSBI OCCIN

MSBI vs OCCIN: by the numbers

•OCCIN is the larger company ($685M vs $680M market cap).
•MSBI is profitable (9.71% net margin) while OCCIN runs a net loss (-169.25%).
•OCCIN grew revenue faster over the past five years (18.50% vs 7.02% CAGR).
•OCCIN pays the higher dividend yield (5.25% vs 3.89%).

Metrics side by side

Valuation

Metric	MSBI	OCCIN
P/E ratio	20.49	N/A
Forward P/E	9.81	27.14
P/S ratio	1.54	23.22
P/B ratio	1.48	6.98

Profitability

Metric	MSBI	OCCIN
Gross margin	N/A	70.77%
Operating margin	-22.08%	-5.48%
Net margin	9.71%	-169.25%
ROE	7.55%	-50.90%

Midland States Bancorp, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

Metric	MSBI	OCCIN
Dividend yield	3.89%	5.25%
Payout ratio	80.63%	N/A

Growth (annualized)

Metric	MSBI	OCCIN
Revenue CAGR (5Y)	7.02%	18.50%
Total return CAGR (5Y)	10.69%	N/A

Frequently asked

Which has grown faster, MSBI or OCCIN?: Over the past five years, OCCIN grew revenue faster — MSBI at a 7.02% CAGR versus OCCIN at 18.50%.
Does MSBI or OCCIN pay a bigger dividend?: MSBI yields 3.89% and OCCIN yields 5.25% based on trailing dividends and the latest price.
Is MSBI or OCCIN more profitable?: MSBI runs the higher net margin — MSBI at 9.71% versus OCCIN at -169.25%.

Go deeper

Full MSBI analysis Full OCCIN analysis Interactive comparison tool

Dig into the metrics

Midland States Bancorp P/E ratio Midland States Bancorp dividend yield OFS Credit dividend yield Midland States Bancorp ROE OFS Credit ROE Midland States Bancorp operating margin OFS Credit operating margin Midland States Bancorp revenue growth OFS Credit revenue growth

Midland States Bancorp & OFS Credit appear in these rankings

Highest Dividend Yield Stocks Fastest Revenue Growth Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.