Midland States Bancorp, Inc. (MSBI) vs Red River Bancshares, Inc. (RRBI)

A side-by-side comparison of Midland States Bancorp, Inc. and Red River Bancshares, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — MSBI vs RRBI

growth of $100 · dividends reinvested · last 7y
MSBI +83.1% (+9.0%/yr)RRBI +114.7% (+11.5%/yr)RRBI compounded faster over this window
50100150200Start $100202120232025$183$215
MSBI RRBI

MSBI vs RRBI: by the numbers

  • •RRBI is the larger company ($684M vs $681M market cap).
  • •RRBI trades at the lower trailing earnings multiple (14.95 vs 20.51 P/E), one valuation lens rather than an overall verdict.
  • •RRBI converts more revenue to profit (26.30% vs 9.71% net margin).
  • •RRBI grew revenue faster over the past five years (11.28% vs 7.02% CAGR).
  • •MSBI pays the higher dividend yield (3.89% vs 0.87%).

Metrics side by side

Valuation

MetricMSBIRRBI
P/E ratio20.5114.95
Forward P/E9.8214.25
PEG ratioN/A1.39
P/S ratio1.543.92
P/B ratio1.481.78

Profitability

MetricMSBIRRBI
Operating margin-22.08%32.72%
Net margin9.71%26.30%
ROE7.55%11.95%

Midland States Bancorp, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Red River Bancshares, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

MetricMSBIRRBI
Dividend yield3.89%0.87%
Payout ratio80.63%12.95%

Growth (annualized)

MetricMSBIRRBI
Revenue CAGR (5Y)7.02%11.28%
EPS CAGR (5Y)N/A10.76%
Total return CAGR (5Y)10.69%16.33%

Frequently asked

Which has the lower trailing P/E, MSBI or RRBI?
RRBI has the lower trailing P/E: MSBI trades at 20.51 and RRBI at 14.95. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, MSBI or RRBI?
Over the past five years, RRBI grew revenue faster — MSBI at a 7.02% CAGR versus RRBI at 11.28%.
Does MSBI or RRBI pay a bigger dividend?
MSBI yields 3.89% and RRBI yields 0.87% based on trailing dividends and the latest price.
Is MSBI or RRBI more profitable?
RRBI runs the higher net margin — MSBI at 9.71% versus RRBI at 26.30%.
How have MSBI and RRBI total returns compared?
Over the past 5 years, MSBI delivered 10.69% and RRBI delivered 16.33% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.