Midland States Bancorp, Inc. (MSBI) vs Red River Bancshares, Inc. (RRBI)
A side-by-side comparison of Midland States Bancorp, Inc. and Red River Bancshares, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — MSBI vs RRBI
growth of $100 · dividends reinvested · last 7yMSBI vs RRBI: by the numbers
- •RRBI is the larger company ($684M vs $681M market cap).
- •RRBI trades at the lower trailing earnings multiple (14.95 vs 20.51 P/E), one valuation lens rather than an overall verdict.
- •RRBI converts more revenue to profit (26.30% vs 9.71% net margin).
- •RRBI grew revenue faster over the past five years (11.28% vs 7.02% CAGR).
- •MSBI pays the higher dividend yield (3.89% vs 0.87%).
Metrics side by side
Valuation
| Metric | MSBI | RRBI |
|---|---|---|
| P/E ratio | 20.51 | 14.95 |
| Forward P/E | 9.82 | 14.25 |
| PEG ratio | N/A | 1.39 |
| P/S ratio | 1.54 | 3.92 |
| P/B ratio | 1.48 | 1.78 |
Profitability
| Metric | MSBI | RRBI |
|---|---|---|
| Operating margin | -22.08% | 32.72% |
| Net margin | 9.71% | 26.30% |
| ROE | 7.55% | 11.95% |
Midland States Bancorp, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Red River Bancshares, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | MSBI | RRBI |
|---|---|---|
| Dividend yield | 3.89% | 0.87% |
| Payout ratio | 80.63% | 12.95% |
Growth (annualized)
| Metric | MSBI | RRBI |
|---|---|---|
| Revenue CAGR (5Y) | 7.02% | 11.28% |
| EPS CAGR (5Y) | N/A | 10.76% |
| Total return CAGR (5Y) | 10.69% | 16.33% |
Frequently asked
- Which has the lower trailing P/E, MSBI or RRBI?
- RRBI has the lower trailing P/E: MSBI trades at 20.51 and RRBI at 14.95. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, MSBI or RRBI?
- Over the past five years, RRBI grew revenue faster — MSBI at a 7.02% CAGR versus RRBI at 11.28%.
- Does MSBI or RRBI pay a bigger dividend?
- MSBI yields 3.89% and RRBI yields 0.87% based on trailing dividends and the latest price.
- Is MSBI or RRBI more profitable?
- RRBI runs the higher net margin — MSBI at 9.71% versus RRBI at 26.30%.
- How have MSBI and RRBI total returns compared?
- Over the past 5 years, MSBI delivered 10.69% and RRBI delivered 16.33% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Midland States Bancorp & Red River Bancshares appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.