Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the operating margin high or low?
The operating margin of 32.72% is in line with its 5-year average of 33.64%, around the middle of its 5-year range (25.72%–41.62%).
1.10% above its 12-month average of 32.36%.
Reported quarterly operating margin; no daily interpolation. Q2 FY2026 (2026-06-30): 33.29%.
OPERATING MARGIN
32.72%
OPERATING MARGIN AVG TTM
32.36%
OPERATING MARGIN AVG 3Y
29.92%
OPERATING MARGIN AVG 5Y
33.64%
OPERATING MARGIN AVG 10Y
N/A
OPERATING MARGIN AVG 15Y
N/A
OPERATING MARGIN AVG 20Y
N/A
CURRENT VS TTM AVG
+1.10%
CURRENT VS 3Y AVG
+9.36%
CURRENT VS 5Y AVG
-2.74%
CURRENT VS 10Y AVG
N/A
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
16.09%
median of 716 covered companies
CURRENT VS SECTOR MEDIAN
+103.36%
vs the sector median at left
Red River Bancshares, Inc.
Market Cap
$681.58M
Operating Margin
32.72%
TTM Avg
32.36%
3Y Avg
29.92%
5Y Avg
33.64%
Market Cap
$683.83M
Operating Margin
-5.48%
TTM Avg
37.45%
3Y Avg
2.83%
5Y Avg
39.43%
Market Cap
$680.46M
Operating Margin
-22.08%
TTM Avg
-6.74%
3Y Avg
8.48%
5Y Avg
12.61%
Market Cap
$678.53M
Operating Margin
25.27%
TTM Avg
22.25%
3Y Avg
27.11%
5Y Avg
30.41%
Market Cap
$687.70M
Operating Margin
38.91%
TTM Avg
33.65%
3Y Avg
34.67%
5Y Avg
41.61%
Market Cap
$674.33M
Operating Margin
15.71%
TTM Avg
14.30%
3Y Avg
19.15%
5Y Avg
11.98%
Market Cap
$670.40M
Operating Margin
9.10%
TTM Avg
8.14%
3Y Avg
4.10%
5Y Avg
4.71%
Market Cap
$695.96M
Operating Margin
24.51%
TTM Avg
14.70%
3Y Avg
21.48%
5Y Avg
27.74%
Market Cap
$695.72M
Operating Margin
35.94%
TTM Avg
20.79%
3Y Avg
23.26%
5Y Avg
20.89%
| NAME | MARKET CAP | OPERATING MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Red River Bancshares, Inc. (RRBI) | $681.58M | 32.72% | 32.36% | 29.92% | 33.64% |
| OFS Credit Company, Inc. (OCCIN)vs › | $683.83M | -5.48% | 37.45% | 2.83% | 39.43% |
| Midland States Bancorp, Inc. (MSBI)vs › | $680.46M | -22.08% | -6.74% | 8.48% | 12.61% |
| Farmers National Banc Corp. (FMNB)vs › | $678.53M | 25.27% | 22.25% | 27.11% | 30.41% |
| Vinci Compass Investments Ltd. (VINP)vs › | $687.70M | 38.91% | 33.65% | 34.67% | 41.61% |
| Carter Bankshares, Inc. (CARE)vs › | $674.33M | 15.71% | 14.30% | 19.15% | 11.98% |
| Donegal Group Inc. (DGICA)vs › | $670.40M | 9.10% | 8.14% | 4.10% | 4.71% |
| Peoples Financial Services Corp. (PFIS)vs › | $695.96M | 24.51% | 14.70% | 21.48% | 27.74% |
| California BanCorp (BCAL)vs › | $695.72M | 35.94% | 20.79% | 23.26% | 20.89% |
| Gladstone Investment Corporation (GAINI)vs › | $669.34M | 315.85% | 194.26% | 136.11% | 119.24% |
Operating Margin
32.7%
Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Operating Margin = Operating Income / Revenue
Operating margin is the percentage of revenue remaining after operating expenses, reflecting operating efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | OPERATING MARGIN |
|---|---|
| 2026-06-30 | 33.29% |
| 2026-03-31 | 34.18% |
| 2025-12-31 | 32.13% |
| 2025-09-30 | 31.23% |
| 2025-06-30 | 30.99% |
| 2025-03-31 | 31.31% |
| 2024-12-31 | 28.65% |
| 2024-09-30 | 27.04% |
| 2024-06-30 | 25.72% |
| 2024-03-31 | 26.66% |
| 2023-12-31 | 27.61% |
| 2023-09-30 | 27.73% |
| 2023-06-30 | 32.42% |
| 2023-03-31 | 36.91% |
| 2022-12-31 | 39.66% |
| 2022-09-30 | 41.62% |
| 2022-06-30 | 41.54% |
| 2022-03-31 | 36.73% |
| 2021-12-31 | 40.31% |
| 2021-09-30 | 40.06% |
| 2021-06-30 | 40.67% |
| 2021-03-31 | 37.95% |
| 2020-12-31 | 33.40% |
| 2020-09-30 | 34.96% |
| 2020-06-30 | 34.12% |
| 2020-03-31 | 36.27% |
| 2019-12-31 | 36.37% |
| 2019-09-30 | 36.35% |
| 2019-06-30 | 31.04% |
| 2019-03-31 | 33.67% |
| 2018-12-31 | 36.35% |
| 2018-09-30 | 35.91% |
| 2018-06-30 | 34.11% |
| 2018-03-31 | 34.23% |
