California BanCorp (BCAL) vs Red River Bancshares, Inc. (RRBI)

A side-by-side comparison of California BanCorp and Red River Bancshares, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — BCAL vs RRBI

growth of $100 · dividends reinvested · last 7y
BCAL +67.7% (+7.7%/yr)RRBI +114.7% (+11.5%/yr)RRBI compounded faster over this window
50100150200Start $100202120232025$168$215
BCAL RRBI

BCAL vs RRBI: by the numbers

  • •BCAL is the larger company ($696M vs $682M market cap).
  • •BCAL trades at the lower trailing earnings multiple (11.76 vs 14.90 P/E), one valuation lens rather than an overall verdict.
  • •RRBI converts more revenue to profit (26.30% vs 26.02% net margin).
  • •BCAL grew revenue faster over the past five years (29.76% vs 11.28% CAGR).
  • •BCAL pays the higher dividend yield (1.38% vs 0.87%).

Metrics side by side

Valuation

MetricBCALRRBI
P/E ratio11.7614.90
Forward P/E12.4214.20
PEG ratio0.371.39
P/S ratio3.013.90
P/B ratio1.191.77

Profitability

MetricBCALRRBI
Operating margin35.94%32.72%
Net margin26.02%26.30%
ROE10.26%11.95%

California BanCorp: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Red River Bancshares, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

MetricBCALRRBI
Dividend yield1.38%0.87%
Payout ratio16.30%12.95%

Growth (annualized)

MetricBCALRRBI
Revenue CAGR (5Y)29.76%11.28%
EPS CAGR (5Y)31.29%10.76%
Total return CAGR (5Y)7.09%16.33%

Frequently asked

Which has the lower trailing P/E, BCAL or RRBI?
BCAL has the lower trailing P/E: BCAL trades at 11.76 and RRBI at 14.90. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, BCAL or RRBI?
Over the past five years, BCAL grew revenue faster — BCAL at a 29.76% CAGR versus RRBI at 11.28%.
Does BCAL or RRBI pay a bigger dividend?
BCAL yields 1.38% and RRBI yields 0.87% based on trailing dividends and the latest price.
Is BCAL or RRBI more profitable?
RRBI runs the higher net margin — BCAL at 26.02% versus RRBI at 26.30%.
How have BCAL and RRBI total returns compared?
Over the past 5 years, BCAL delivered 7.09% and RRBI delivered 16.33% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.