California BanCorp (BCAL) vs Red River Bancshares, Inc. (RRBI)
A side-by-side comparison of California BanCorp and Red River Bancshares, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — BCAL vs RRBI
growth of $100 · dividends reinvested · last 7yBCAL vs RRBI: by the numbers
- •BCAL is the larger company ($696M vs $682M market cap).
- •BCAL trades at the lower trailing earnings multiple (11.76 vs 14.90 P/E), one valuation lens rather than an overall verdict.
- •RRBI converts more revenue to profit (26.30% vs 26.02% net margin).
- •BCAL grew revenue faster over the past five years (29.76% vs 11.28% CAGR).
- •BCAL pays the higher dividend yield (1.38% vs 0.87%).
Metrics side by side
Valuation
| Metric | BCAL | RRBI |
|---|---|---|
| P/E ratio | 11.76 | 14.90 |
| Forward P/E | 12.42 | 14.20 |
| PEG ratio | 0.37 | 1.39 |
| P/S ratio | 3.01 | 3.90 |
| P/B ratio | 1.19 | 1.77 |
Profitability
| Metric | BCAL | RRBI |
|---|---|---|
| Operating margin | 35.94% | 32.72% |
| Net margin | 26.02% | 26.30% |
| ROE | 10.26% | 11.95% |
California BanCorp: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Red River Bancshares, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | BCAL | RRBI |
|---|---|---|
| Dividend yield | 1.38% | 0.87% |
| Payout ratio | 16.30% | 12.95% |
Growth (annualized)
| Metric | BCAL | RRBI |
|---|---|---|
| Revenue CAGR (5Y) | 29.76% | 11.28% |
| EPS CAGR (5Y) | 31.29% | 10.76% |
| Total return CAGR (5Y) | 7.09% | 16.33% |
Frequently asked
- Which has the lower trailing P/E, BCAL or RRBI?
- BCAL has the lower trailing P/E: BCAL trades at 11.76 and RRBI at 14.90. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, BCAL or RRBI?
- Over the past five years, BCAL grew revenue faster — BCAL at a 29.76% CAGR versus RRBI at 11.28%.
- Does BCAL or RRBI pay a bigger dividend?
- BCAL yields 1.38% and RRBI yields 0.87% based on trailing dividends and the latest price.
- Is BCAL or RRBI more profitable?
- RRBI runs the higher net margin — BCAL at 26.02% versus RRBI at 26.30%.
- How have BCAL and RRBI total returns compared?
- Over the past 5 years, BCAL delivered 7.09% and RRBI delivered 16.33% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
California BanCorp & Red River Bancshares appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.