Which has the lower trailing P/E, DGICA or RRBI?

DGICA has the lower trailing P/E: DGICA trades at 9.19 and RRBI at 14.80. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, DGICA or RRBI?

Over the past five years, RRBI grew revenue faster — DGICA at a 3.86% CAGR versus RRBI at 11.28%.

Does DGICA or RRBI pay a bigger dividend?

DGICA yields 4.11% and RRBI yields 0.87% based on trailing dividends and the latest price.

Is DGICA or RRBI more profitable?

RRBI runs the higher net margin — DGICA at 7.38% versus RRBI at 26.30%.

How have DGICA and RRBI total returns compared?

Over the past 5 years, DGICA delivered 9.25% and RRBI delivered 16.33% annualized total return. Past performance doesn't predict future results.

Donegal Group Inc. (DGICA) vs Red River Bancshares, Inc. (RRBI)

A side-by-side comparison of Donegal Group Inc. and Red River Bancshares, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

DGICA

Donegal Group Inc.

$670M

$18.19Financial ServicesDelayed quote: Oct 6, 2026, 4:00 PM EDT

RRBI

Red River Bancshares, Inc.

$677M

$102.89Financial ServicesDelayed quote: Oct 6, 2026, 4:00 PM EDT

Total return — DGICA vs RRBI

growth of $100 · dividends reinvested · last 7y

DGICA +92.7% (+9.8%/yr)RRBI +114.7% (+11.5%/yr)RRBI compounded faster over this window

DGICA RRBI

DGICA vs RRBI: by the numbers

•RRBI is the larger company ($677M vs $670M market cap).
•DGICA trades at the lower trailing earnings multiple (9.19 vs 14.80 P/E), one valuation lens rather than an overall verdict.
•RRBI converts more revenue to profit (26.30% vs 7.38% net margin).
•RRBI grew revenue faster over the past five years (11.28% vs 3.86% CAGR).
•DGICA pays the higher dividend yield (4.11% vs 0.87%).

Metrics side by side

Valuation

Metric	DGICA	RRBI
P/E ratio	9.19	14.80
Forward P/E	10.11	14.11
PEG ratio	2.58	1.38
P/S ratio	0.70	3.88
P/B ratio	1.01	1.76

Profitability

Metric	DGICA	RRBI
Operating margin	9.10%	32.72%
Net margin	7.38%	26.30%
ROE	10.67%	11.95%

Donegal Group Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Red River Bancshares, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

Metric	DGICA	RRBI
Dividend yield	4.11%	0.87%
Payout ratio	37.88%	12.95%

Growth (annualized)

Metric	DGICA	RRBI
Revenue CAGR (5Y)	3.86%	11.28%
EPS CAGR (5Y)	4.28%	10.76%
Total return CAGR (5Y)	9.25%	16.33%

Frequently asked

Which has the lower trailing P/E, DGICA or RRBI?: DGICA has the lower trailing P/E: DGICA trades at 9.19 and RRBI at 14.80. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, DGICA or RRBI?: Over the past five years, RRBI grew revenue faster — DGICA at a 3.86% CAGR versus RRBI at 11.28%.
Does DGICA or RRBI pay a bigger dividend?: DGICA yields 4.11% and RRBI yields 0.87% based on trailing dividends and the latest price.
Is DGICA or RRBI more profitable?: RRBI runs the higher net margin — DGICA at 7.38% versus RRBI at 26.30%.
How have DGICA and RRBI total returns compared?: Over the past 5 years, DGICA delivered 9.25% and RRBI delivered 16.33% annualized total return. Past performance doesn't predict future results.

Go deeper

Full DGICA analysis Full RRBI analysis Interactive comparison tool

Dig into the metrics

Donegal P/E ratio Red River Bancshares P/E ratio Donegal dividend yield Red River Bancshares dividend yield Donegal ROE Red River Bancshares ROE Donegal operating margin Red River Bancshares operating margin Donegal revenue growth Red River Bancshares revenue growth

Donegal & Red River Bancshares appear in these rankings

Highest Dividend Yield Stocks Highest Operating Margin Stocks Lowest P/E Ratio Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.