Carter Bankshares, Inc. (CARE) vs Red River Bancshares, Inc. (RRBI)

A side-by-side comparison of Carter Bankshares, Inc. and Red River Bancshares, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — CARE vs RRBI

growth of $100 · dividends reinvested · last 7y
CARE +55.5% (+6.5%/yr)RRBI +114.7% (+11.5%/yr)RRBI compounded faster over this window
50100150200Start $100202120232025$156$215
CARE RRBI

CARE vs RRBI: by the numbers

  • •RRBI is the larger company ($683M vs $674M market cap).
  • •CARE trades at the lower trailing earnings multiple (5.17 vs 14.91 P/E), one valuation lens rather than an overall verdict.
  • •CARE converts more revenue to profit (36.89% vs 26.30% net margin).
  • •CARE grew revenue faster over the past five years (17.25% vs 11.28% CAGR).
  • •RRBI pays the higher dividend yield (0.87% vs 0.65%).

Metrics side by side

Valuation

MetricCARERRBI
P/E ratio5.1714.91
Forward P/E5.0314.21
PEG ratioN/A1.39
P/S ratio1.933.91
P/B ratio1.251.77

Profitability

MetricCARERRBI
Operating margin15.71%32.72%
Net margin36.89%26.30%
ROE23.85%11.95%

Carter Bankshares, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Red River Bancshares, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

MetricCARERRBI
Dividend yield0.65%0.87%
Payout ratio3.40%12.95%

Growth (annualized)

MetricCARERRBI
Revenue CAGR (5Y)17.25%11.28%
EPS CAGR (5Y)N/A10.76%
Total return CAGR (5Y)15.68%16.33%

Frequently asked

Which has the lower trailing P/E, CARE or RRBI?
CARE has the lower trailing P/E: CARE trades at 5.17 and RRBI at 14.91. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, CARE or RRBI?
Over the past five years, CARE grew revenue faster — CARE at a 17.25% CAGR versus RRBI at 11.28%.
Does CARE or RRBI pay a bigger dividend?
CARE yields 0.65% and RRBI yields 0.87% based on trailing dividends and the latest price.
Is CARE or RRBI more profitable?
CARE runs the higher net margin — CARE at 36.89% versus RRBI at 26.30%.
How have CARE and RRBI total returns compared?
Over the past 5 years, CARE delivered 15.68% and RRBI delivered 16.33% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.