OFS Credit Company, Inc. (OCCIN) vs Red River Bancshares, Inc. (RRBI)

A side-by-side comparison of OFS Credit Company, Inc. and Red River Bancshares, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — OCCIN vs RRBI

growth of $100 · dividends reinvested · last 5y
OCCIN +31.7% (+5.7%/yr)RRBI +99.6% (+14.8%/yr)RRBI compounded faster over this window
100150200Start $10020222023202420252026$132$200
OCCIN RRBI

OCCIN vs RRBI: by the numbers

  • •OCCIN is the larger company ($684M vs $682M market cap).
  • •RRBI is profitable (26.30% net margin) while OCCIN runs a net loss (-169.25%).
  • •OCCIN grew revenue faster over the past five years (18.50% vs 11.28% CAGR).
  • •OCCIN pays the higher dividend yield (5.25% vs 0.87%).

Metrics side by side

Valuation

MetricOCCINRRBI
P/E ratioN/A14.91
Forward P/E27.1014.21
PEG ratioN/A1.39
P/S ratio23.193.90
P/B ratio6.971.77

Profitability

MetricOCCINRRBI
Gross margin70.77%N/A
Operating margin-5.48%32.72%
Net margin-169.25%26.30%
ROE-50.90%11.95%

Red River Bancshares, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

MetricOCCINRRBI
Dividend yield5.25%0.87%
Payout ratioN/A12.95%

Growth (annualized)

MetricOCCINRRBI
Revenue CAGR (5Y)18.50%11.28%
EPS CAGR (5Y)N/A10.76%
Total return CAGR (5Y)N/A16.33%

Frequently asked

Which has grown faster, OCCIN or RRBI?
Over the past five years, OCCIN grew revenue faster — OCCIN at a 18.50% CAGR versus RRBI at 11.28%.
Does OCCIN or RRBI pay a bigger dividend?
OCCIN yields 5.25% and RRBI yields 0.87% based on trailing dividends and the latest price.
Is OCCIN or RRBI more profitable?
RRBI runs the higher net margin — OCCIN at -169.25% versus RRBI at 26.30%.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.