Farmers National Banc Corp. (FMNB) vs Root, Inc. (ROOT)

A side-by-side comparison of Farmers National Banc Corp. and Root, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — FMNB vs ROOT

growth of $100 · dividends reinvested · last 6y
FMNB +69.0% (+9.1%/yr)ROOT -90.2% (-32.1%/yr)FMNB compounded faster over this window
Log scale — wide-divergence pair
01101001kStart $100202120222023202420252026$169$10
FMNB ROOT

FMNB vs ROOT: by the numbers

  • •FMNB is the larger company ($680M vs $663M market cap).
  • •FMNB trades at the lower trailing earnings multiple (10.62 vs 14.02 P/E), one valuation lens rather than an overall verdict.
  • •FMNB converts more revenue to profit (20.84% vs 3.90% net margin).
  • •ROOT grew revenue faster over the past five years (43.26% vs 13.43% CAGR).
  • •FMNB pays a dividend (4.52% yield), while ROOT has no payments in the available dividend history.

Metrics side by side

Valuation

MetricFMNBROOT
P/E ratio10.6214.02
Forward P/E9.7210.55
P/S ratio2.380.42
P/B ratio0.872.02

Profitability

MetricFMNBROOT
Operating margin25.27%3.96%
Net margin20.84%3.90%
ROE7.61%18.66%

Farmers National Banc Corp.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Root, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

MetricFMNBROOT
Dividend yield4.52%N/A
Payout ratio47.92%N/A

Growth (annualized)

MetricFMNBROOT
Revenue CAGR (5Y)13.43%43.26%
EPS CAGR (5Y)-0.27%N/A
Total return CAGR (5Y)3.03%-11.85%

Frequently asked

Which has the lower trailing P/E, FMNB or ROOT?
FMNB has the lower trailing P/E: FMNB trades at 10.62 and ROOT at 14.02. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, FMNB or ROOT?
Over the past five years, ROOT grew revenue faster — FMNB at a 13.43% CAGR versus ROOT at 43.26%.
Does FMNB or ROOT pay a bigger dividend?
FMNB pays a dividend (4.52% yield), while ROOT has no payments in the available dividend history.
Is FMNB or ROOT more profitable?
FMNB runs the higher net margin — FMNB at 20.84% versus ROOT at 3.90%.
How have FMNB and ROOT total returns compared?
Over the past 5 years, FMNB delivered 3.03% and ROOT delivered -11.85% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.