Farmers National Banc Corp. (FMNB) vs Root, Inc. (ROOT)
A side-by-side comparison of Farmers National Banc Corp. and Root, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — FMNB vs ROOT
growth of $100 · dividends reinvested · last 6yFMNB vs ROOT: by the numbers
- •FMNB is the larger company ($680M vs $663M market cap).
- •FMNB trades at the lower trailing earnings multiple (10.62 vs 14.02 P/E), one valuation lens rather than an overall verdict.
- •FMNB converts more revenue to profit (20.84% vs 3.90% net margin).
- •ROOT grew revenue faster over the past five years (43.26% vs 13.43% CAGR).
- •FMNB pays a dividend (4.52% yield), while ROOT has no payments in the available dividend history.
Metrics side by side
Valuation
| Metric | FMNB | ROOT |
|---|---|---|
| P/E ratio | 10.62 | 14.02 |
| Forward P/E | 9.72 | 10.55 |
| P/S ratio | 2.38 | 0.42 |
| P/B ratio | 0.87 | 2.02 |
Profitability
| Metric | FMNB | ROOT |
|---|---|---|
| Operating margin | 25.27% | 3.96% |
| Net margin | 20.84% | 3.90% |
| ROE | 7.61% | 18.66% |
Farmers National Banc Corp.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Root, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | FMNB | ROOT |
|---|---|---|
| Dividend yield | 4.52% | N/A |
| Payout ratio | 47.92% | N/A |
Growth (annualized)
| Metric | FMNB | ROOT |
|---|---|---|
| Revenue CAGR (5Y) | 13.43% | 43.26% |
| EPS CAGR (5Y) | -0.27% | N/A |
| Total return CAGR (5Y) | 3.03% | -11.85% |
Frequently asked
- Which has the lower trailing P/E, FMNB or ROOT?
- FMNB has the lower trailing P/E: FMNB trades at 10.62 and ROOT at 14.02. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, FMNB or ROOT?
- Over the past five years, ROOT grew revenue faster — FMNB at a 13.43% CAGR versus ROOT at 43.26%.
- Does FMNB or ROOT pay a bigger dividend?
- FMNB pays a dividend (4.52% yield), while ROOT has no payments in the available dividend history.
- Is FMNB or ROOT more profitable?
- FMNB runs the higher net margin — FMNB at 20.84% versus ROOT at 3.90%.
- How have FMNB and ROOT total returns compared?
- Over the past 5 years, FMNB delivered 3.03% and ROOT delivered -11.85% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Farmers National Banc & Root appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.