Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the operating margin high or low?
The operating margin of 3.96% is 109% above its 5-year average of -45.83%, near the high end of its 5-year range (-191.65%–9.17%).
8.20% below its 12-month average of 4.31%.
Reported quarterly operating margin; no daily interpolation. Q2 FY2026 (2026-06-30): 6.58%.
OPERATING MARGIN
3.96%
OPERATING MARGIN AVG TTM
4.31%
OPERATING MARGIN AVG 3Y
2.15%
OPERATING MARGIN AVG 5Y
-45.83%
OPERATING MARGIN AVG 10Y
N/A
OPERATING MARGIN AVG 15Y
N/A
OPERATING MARGIN AVG 20Y
N/A
CURRENT VS TTM AVG
-8.20%
CURRENT VS 3Y AVG
+84.52%
CURRENT VS 5Y AVG
+108.64%
CURRENT VS 10Y AVG
N/A
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
16.09%
median of 716 covered companies
CURRENT VS SECTOR MEDIAN
-75.39%
vs the sector median at left
Market Cap
$660.18M
Operating Margin
N/A
TTM Avg
-317.88%
3Y Avg
-805.85%
5Y Avg
-866.17%
Market Cap
$669.58M
Operating Margin
315.85%
TTM Avg
194.26%
3Y Avg
136.11%
5Y Avg
119.24%
Market Cap
$672.98M
Operating Margin
9.10%
TTM Avg
8.14%
3Y Avg
4.10%
5Y Avg
4.71%
Market Cap
$654.95M
Operating Margin
0.00%
TTM Avg
56.62%
3Y Avg
1053.89%
5Y Avg
243.66%
Market Cap
$674.51M
Operating Margin
15.71%
TTM Avg
14.30%
3Y Avg
19.15%
5Y Avg
11.98%
Market Cap
$651.49M
Operating Margin
34.31%
TTM Avg
28.92%
3Y Avg
33.51%
5Y Avg
31.71%
Market Cap
$677.02M
Operating Margin
25.27%
TTM Avg
22.25%
3Y Avg
27.11%
5Y Avg
30.41%
Market Cap
$679.03M
Operating Margin
-22.08%
TTM Avg
-6.74%
3Y Avg
8.48%
5Y Avg
12.61%
| NAME | MARKET CAP | OPERATING MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Root, Inc. (ROOT) | $664.20M | 3.96% | 4.31% | 2.15% | -45.83% |
| Chaince Digital Holdings Inc. (CD)vs › | $660.18M | N/A | -317.88% | -805.85% | -866.17% |
| Gladstone Investment Corporation (GAINI)vs › | $669.58M | 315.85% | 194.26% | 136.11% | 119.24% |
| Donegal Group Inc. (DGICA)vs › | $672.98M | 9.10% | 8.14% | 4.10% | 4.71% |
| CoinShares PLC Ordinary Shares (CSHR)vs › | $654.95M | 0.00% | 56.62% | 1053.89% | 243.66% |
| Carter Bankshares, Inc. (CARE)vs › | $674.51M | 15.71% | 14.30% | 19.15% | 11.98% |
| ACNB Corporation (ACNB)vs › | $651.49M | 34.31% | 28.92% | 33.51% | 31.71% |
| Farmers National Banc Corp. (FMNB)vs › | $677.02M | 25.27% | 22.25% | 27.11% | 30.41% |
| Midland States Bancorp, Inc. (MSBI)vs › | $679.03M | -22.08% | -6.74% | 8.48% | 12.61% |
| Drugs Made In America Acquisition II Corp. Ordinary Shares (DMII)vs › | $648.78M | 0.00% | 0.00% | 0.00% | 0.00% |
Operating Margin
4.0%
Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Operating Margin = Operating Income / Revenue
Operating margin is the percentage of revenue remaining after operating expenses, reflecting operating efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | OPERATING MARGIN |
|---|---|
| 2026-06-30 | 6.58% |
| 2026-03-31 | 9.17% |
| 2025-12-31 | 1.36% |
| 2025-09-30 | -1.29% |
| 2025-06-30 | 5.75% |
| 2025-03-31 | 5.27% |
| 2024-12-31 | 6.76% |
| 2024-09-30 | 7.46% |
| 2024-06-30 | -2.70% |
| 2024-03-31 | -2.43% |
| 2023-12-31 | -12.32% |
| 2023-09-30 | -39.72% |
| 2023-06-30 | -49.06% |
| 2023-03-31 | -58.35% |
| 2022-12-31 | -94.53% |
| 2022-09-30 | -90.09% |
| 2022-06-30 | -118.78% |
| 2022-03-31 | -90.75% |
| 2021-12-31 | -117.92% |
| 2021-09-30 | -135.29% |
| 2021-06-30 | -191.65% |
| 2021-03-31 | -137.46% |
| 2020-12-31 | -261.89% |
| 2020-09-30 | -130.10% |
| 2020-06-30 | -32.04% |
| 2020-03-31 | -85.16% |
| 2019-12-31 | -80.00% |
| 2019-09-30 | -125.88% |
| 2019-06-30 | -90.68% |
| 2019-03-31 | -90.68% |
