Carter Bankshares, Inc. (CARE) vs Root, Inc. (ROOT)
A side-by-side comparison of Carter Bankshares, Inc. and Root, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — CARE vs ROOT
growth of $100 · dividends reinvested · last 6yCARE vs ROOT: by the numbers
- •CARE is the larger company ($675M vs $661M market cap).
- •CARE trades at the lower trailing earnings multiple (5.18 vs 14.00 P/E), one valuation lens rather than an overall verdict.
- •CARE converts more revenue to profit (36.89% vs 3.90% net margin).
- •ROOT grew revenue faster over the past five years (43.26% vs 17.25% CAGR).
- •CARE pays a dividend (0.65% yield), while ROOT has no payments in the available dividend history.
Metrics side by side
Valuation
| Metric | CARE | ROOT |
|---|---|---|
| P/E ratio | 5.18 | 14.00 |
| Forward P/E | 5.04 | 10.53 |
| P/S ratio | 1.94 | 0.42 |
| P/B ratio | 1.25 | 2.02 |
Profitability
| Metric | CARE | ROOT |
|---|---|---|
| Operating margin | 15.71% | 3.96% |
| Net margin | 36.89% | 3.90% |
| ROE | 23.85% | 18.66% |
Carter Bankshares, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Root, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | CARE | ROOT |
|---|---|---|
| Dividend yield | 0.65% | N/A |
| Payout ratio | 3.40% | N/A |
Growth (annualized)
| Metric | CARE | ROOT |
|---|---|---|
| Revenue CAGR (5Y) | 17.25% | 43.26% |
| Total return CAGR (5Y) | 15.68% | -11.85% |
Frequently asked
- Which has the lower trailing P/E, CARE or ROOT?
- CARE has the lower trailing P/E: CARE trades at 5.18 and ROOT at 14.00. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, CARE or ROOT?
- Over the past five years, ROOT grew revenue faster — CARE at a 17.25% CAGR versus ROOT at 43.26%.
- Does CARE or ROOT pay a bigger dividend?
- CARE pays a dividend (0.65% yield), while ROOT has no payments in the available dividend history.
- Is CARE or ROOT more profitable?
- CARE runs the higher net margin — CARE at 36.89% versus ROOT at 3.90%.
- How have CARE and ROOT total returns compared?
- Over the past 5 years, CARE delivered 15.68% and ROOT delivered -11.85% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Carter Bankshares & Root appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.